It’s another happy Sanibel Friday with islanders looking forward to a cool front arriving tonight, with morning temperatures expected to dip into the high 60’s. That should make it more comfortable for runners in tomorrow’s FISH 10K Race and the Halloween festivities beginning this weekend.
Island Events
- 14th Annual Island Paws Howl-o-Ween Bash – today Fri Oct 26 from 5 to 7 p.m. at Over Easy Café Patio includes pet costume contest & fundraiser to benefit Captains for Clean Water.
- 10th Annual 10K Race 4 FISH – Sat Oct 27, begins at 7:30 a.m. & ends at The Community House. I’m the Sanibel Square roadway volunteer, near the finish line. Give a wave if you are running!
- Hallo-‘Tween Party & Costume Contest – Sat Oct 27 hosted by ‘Tween Waters Island Resort & Spa: Crow’s Nest open 4 p.m. to 2 a.m. with dinner 5-10 p.m., Gatlin 9:30 p.m. to 1 a.m.; Canoe & Kayak open for dinner 5 to 9:30 p.m.; Wakefield Room DJ/Dance Party 10 p.m. to 2 a.m. Wristbands $10 (21 and up after 10 p.m.)
- Trunk or Treat at Sanibel Community Church – Wed Oct 31 from 4 to 6 p.m.
- Center 4 Life Annual Trash & Treasures Sale – Sat Nov 3 from 9 a.m. to 2 p.m. at Island Seniors, 2401 Library Way.
- Flip Flop Family Scavenger Hunt – Sat Nov 3 to benefit Sanibel Sea School scholarship program. Starts at 10:30 a.m. at Sanibel Congregational Church
- Sanibel Blues & Jazz Festival – Sun Nov 4 in Bailey’s Backyard from 12 to 7 p.m. Tickets at Bailey’s General Store & https://www.eventbrite.com/e/sanibel-blues-jazz-festival-tickets-50608163379
- 37th Annual Taste of The Islands – to benefit CROW, Sun Nov 11 at Sanibel Community Park from 12:30 to 5 p.m. www.crowclinic.org/articles/37th-taste-of-the-islands
- The Launch – Sat Nov 17 Coastal Keepers fundraiser at The Community House from 6 to 10 p.m. More info & tickets at www.sancapcoastalkeepers.org/the-launch
Sanibel & Captiva Islands Association of Realtors®
The islands’ Association of Realtors® annual meeting last night included a report by President Dustyn Corace summarizing another good year for our healthy organization. Progress in the continued fight for better water quality and several fund-raising events for community charities were recognized, with contributors thanked for their help and participation. Congratulations to Realtors® George Kohlbrenner and Connie Walters, both elected to the incoming Board of Directors.
Our last benefit of the year called “Fall Into Christmas” for “Friends Who Care” followed the meeting with many unwrapped toys, gift cards, and cash donations collected for this wonderful organization. It’s founder, islander Tom Louwers provided a brief history. Beginning in the early 80’s when Sanibel law enforcement knew of a family in need of a hand-up, today, this charitable non-profit quietly helps island residents and employees cope with a range of small emergency needs. Through the year, it assists anonymously with such items as school supplies and gas cards, while over the holidays, particularly at Christmas it provides with holiday meals and presents from Santa delivering them directly to those in need. Funded by the generosity of islanders and organizations like the Association of Realtors®, every dollar collected goes directly to the people it serves.

Some of the “Fall Into Christmas” elves and guests are shown above with Leslie Adams (center) who catered the yummy appetizers, while desserts shown were from Totally Baked on Sanibel). Service, libations, & decor were by the elves (chaired by Realtor Kelly Huguenin & Amanda Curran Corace) & Association staff. Tom Louwers with “Friends Who Care” is on the far right next to Association CEO, Bill Robinson.
SanibelSusan Realty Associates
It was quiet at our office this week and our open houses didn’t yield many lookers. Like our colleagues, we look forward to reverting to the weekly Thursday morning caravan schedule next week.
These Open Houses of new listings (Thursday mornings from 9 a.m. until noon) will continue through “season” and are an island tradition.
The action posted in the Sanibel and Captiva Islands Multiple Listing Service since last Friday follows a couple of news items below.
“Ding” Darling Wins America’s Best Restroom
This week, the refuge’s “Learning Lavatories” were voted American’s Best Restroom in Cintas Corporation’s nationwide contest. With nine other finalists, online votes were counted to select the country’s top-rated restroom. This contest is in its 17th year and certainly is a unique way to feature a facility. To become a finalist, judging criteria includes cleanliness, visual appeal, innovation, functionality, and unique design elements. The refuge restrooms certainly led in several of those categories.
The Refuge restroom project was completed about a year ago and outside includes a mother and baby manatee sculpture (made of recycled bike tires) and floor-to-ceiling paintings depicting images of refuge wildlife. Inside, built to green standards, they feature an underwater motif with mangrove photo-tile murals and wildlife sculptures. Stall doors are wrapped in close-up professional photos of refuge birds, while educational teaser messages encourage visitors to learn more.

Positive Sea Turtle News
Though Southwest Florida water conditions late this summer generated plenty of negative news, it was a good season for sea turtles nesting on Sanibel/Captiva and their hatchlings. According to SCCF’s (Sanibel-Captiva Conservation Foundation) Sea Turtle Program Coordinator and as reported today in the “Island Sun”: “This year’s nesting season was actually pretty good. We’ve had four record-breaking seasons in a row, and while we didn’t set any records this year, it was an above average season.”
Nesting season runs from mid-April until the end of October. According to 2018 statistics compiled by SCCF, a total of 721 sea turtle nests were laid in 2018, compared to a total of 871 laid during 2017. An estimated 38,579 hatchlings emerged from the nests and entered waters surrounding Sanibel and Captiva. “…hatchlings swim like crazy the first seven to 10 days of their lives before they start eating; they feed from the yolk sac, which gives them the energy to get far out into the gulf. In fact, FWC (Florida Fish & Wildlife Conservation Commission) says that hatchlings may be the lone glimmer of hope in an otherwise horrible red tide season.” The agency requests that if the public witnesses sick, distressed or dead wildlife, they should call FWC’s Wildlife Alert Hotline at 888-404-3922 (press 7 for the operator).
Thanks to the many island sea turtle program volunteers and SCCF staff members who in addition to their daily beach patrols, which begin at dawn, collect trash and debris left on island beaches. For more information or to adopt a sea turtle next to to www.sccf.org/our-work/sea-turtles.
Average Mortgage Rates Edge Up – 30-year at 4.86%
Florida Realtors® on-line posted the below article yesterday (Oct 25) by The Associated Press:
“Long-term U.S. mortgage rates edged slightly higher this week amid continued anxiety in financial markets as interest rates rise.
“Home borrowing rates remain at their highest levels in more than seven years, with the key 30-year rate approaching 5%. Mortgage buyer Freddie Mac said Thursday the rate on 30-year, fixed-rate mortgages ticked up to an average 4.86% this week from 4.85% last week. A year ago, it stood at 3.94%.
“The average rate on 15-year, fixed-rate loans rose to 4.29% this week from 4.26% last week.
“Anxiety over rising interest rates, which stem from strength in the economy, has buffeted financial markets in recent weeks and spilled over into the housing market.
“Stocks have swooned over the last three weeks as investors worried about interest rates, as well as trade tensions between the U.S. and China, and slowing economies outside the U.S. As of Wednesday, the S&P 500 index had plunged 9.4% in just three weeks, with two separate six-day losing streaks. It hasn’t had a streak of losses that long since November 2016.
“The combination of higher borrowing costs and increasing home prices has made homeownership less affordable.
“Sales of new U.S. homes plunged 5.5% in September, the fourth straight monthly drop as the housing market cools, the government reported Wednesday. The annual rate of home sales has dropped 15.3% since May, eliminating much of the strength in sales from the first five months of 2018.
“Builders had assumed that a stronger economy would boost sales, yet a greater share of new construction is going un-purchased.
“Interest rates on Treasury bonds, which have climbed to seven-year highs in recent weeks, were steady this week. The yield on the key 10-year Treasury note, which can influence mortgage rates, was at 3.14% Wednesday, down from 3.15% last week.
To calculate average mortgage rates, Freddie Mac surveys lenders across the country between Monday and Wednesday each week.
“The average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates. The average fee on 30-year fixed-rate mortgages was unchanged from last week at 0.5 point. The fee on 15-year mortgages also held steady, at 0.4 point.
“The average rate for five-year adjustable-rate mortgages rose to 4.14% from 4.10% last week. The fee remained at 0.3 point.”
Sanibel & Captiva Islands Multiple Listing Service Activity Oct 19-26, 2018
Sanibel
CONDOS
7 new listings: Tennisplace #C23 2/1.5 $339K, Blind Pass #G201 2/2 $479K, Mariner Pointe #842 2/2 $650K, Sand Pointe #228 2/2 $749K, Sand Pointe #117 2/2 $799K, Sunset South #5D 2/2 $1.189M, Cyprina Beach #1 3/2.5 $1.795M.
3 price changes: Sundial West #D304 1/1 now $399K, Island Beach Club #320F 2/2 now $747.5K, Compass Point #183 now 2/2 now $1.25M.
2 new sales: Seashells #43 2/2 listed at $329K, Cottage Colony West #132 1/1 listed at $634.9K.
2 closed sales: Pointe Santo #C34 1/1 $450K, Snug Harbor #121 3/2 $1.099M.
HOMES
4 new listings: 401 Raintree Pl 3/1.5 $549K, 223 Southwinds Dr 3/2 $699K, 498 Surf Sound Ct 3/3 $885K, 2385 Wulfert Rd 4/5 $1.399M.
7 price changes: 531 Piedmont Rd 3/2 now $449.5K, 1325 Par View Dr 3/3 now $675K, 707 Cardium St 3/2 now $849K, 1747 Jewel Box Dr 3/2 now $1.049M, 1433 Sanderling Cir 4/3 now $1.089M, 1426 Causey Ct 3/2.5 now $1.099M, 599 Lake Murex Cir 3/3.5 now $1.675M.
4 new sales: 1717 Atlanta Plaza Dr 2/2 listed at $420K, 1236 Sand Castle Rd 2/2 listed at $565K, 256 Daniel Dr 3/2 listed at $799K, 1035 S Yachtsman Dr 5/4.5 listed at $999K.
5 closed sales: 4542 Bowen Bayou Rd 3/2 $410K, 976 Sand Castle Rd 3/3 half-duplex listed at $715K, 1521 Wilton Ln 3/2 listed at $690K, 1043 Sand Castle Rd 3/2 $715K, 1528 San Carlos Bay Dr 3/3 $1.6M.
LOTS
No new listings or price changes.
1 new sale: 978 Main St listed at $179.9K.
No closed sales.
Captiva
CONDOS
No new listings, price changes, or new sales.
1 closed sale: Beach Cottages #1407 2/2 $1.12M.
HOMES
No new listings or price changes.
1 new sale: with contingencies: 11525 Chapin Ln 4/4 listed at $1.499M.
1 closed sale: 14860 Mango Ct 5/4 $1,698,500.
LOTS
Nothing to report.
This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or its MLS may not reflect all real estate activity in the market. The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.
Until next Friday, remember at SanibelSusan Realty, it’s all about treats – no tricks here! Happy Halloween!
Susan Andrews, aka SanibelSusan
As the rest of the country is transitioning into fall weather, the summer pattern in Southwest Florida continues. Days have been warm, humid, and sunny with daytime temperatures mostly in the low 90’s. Late afternoons and evenings have included heavy rain and lightning storms. That has meant more runoff and more Lake O releases into local waterways, so red tide numbers remain high. Conditions change daily, dependent on direction of wind and tide. Here is a link to the latest midweek test readings from the Florida Fish and Wildlife Conservation Commission
Tuesday night, I met up with a group of friends at Tarpon Beach where we attempted to celebrate sunset on the beach. We were not outside long because of the thunder, but the water at that time was clear and sparkling. I saw no dead sea life, other than a few small sand dollars. The no-see-ums, however, were ferocious!
While Southwest Florida is in the throes of getting too much water released from Lake O, the local papers this week also report the results of Sanibel Mayor Kevin Ruane’s attendance Sep 13 at the South Florida Water Management District Governing Board’s monthly meeting in West Palm Beach. City councilors Chauncey Goss and Holly Smith attended too, as well as neighboring mayors from Cape Coral, Fort Myers, Fort Myers Beach, Bonita, and Estero.
Posted yesterday online at FloridaRealtor®s and sourced to Hagerstown, MD, The Herald–Mail, Peter Morici, Deseret News.
Until next Friday, enjoy your fall wherever you are!


These two blooms are described in The Sanibel-Captiva Conservation Foundation’s (SCCF’s) “Call to Action” that was emailed yesterday to their members:
Sourced to Florida Fish and Wildlife Conservation Commission (FWC) and posted locally after the young whale shark beached here on July 22.
Next week is Florida Realtors® 102nd Convention and Trade Show followed by their annual business meetings. This lucky girl is serving on five committees this year and though we manage to get most committee work done through the year by emails and phone calls, we expect to finalize many projects over the few days when we are all together in Orlando.
Sanibel Public Library Reopens – The Library reopened on Wednesday for normal hours of operation after being closed for its updating/modernization project. While renovations continue, their temporary main entrance is on the west side of the building. Library hours are 9 a.m. to 8 p.m. Mondays and Thursdays; 9 a.m. to 5 p.m. Tuesdays, Wednesdays, Fridays; 9 a.m. to 1 p.m. Saturdays, closed Sundays. For more info, call them at 239-472-2483. More info at
Local Schools Opening Soon – How can summer be almost over? Open houses for the Sanibel School are Wed, August 8, with the 2018-2019 school year beginning on Fri, August 10. More info at 
Until next Friday, wishing you sunshine, clean beaches, and summertime fun!


Next month, the Association again will be collecting new twin and crib sheets for “Bedz for Kidz”, a non-profit started in 2001 by Realtor® friend, Cynthia Shafer, who through the course of her advocacy with the local Guardian ad Litem Foundation, recognized the need for beds/bedding when vulnerable children are moved by Florida’s 20th Judicial Circuit. Cynthia and her husband often spend their Saturdays delivering beds and bedding to these needy kids. Though their identification is never disclosed, it is humbling to hear her stories of how the kids’ eyes light up when they get their own “stuff”. The Shafers travel our 5-county area and have assembled and provided thousands of beds. I got a message from her yesterday, that they are off to provide another eleven tomorrow. Donations and more sheets, bedding, backpacks, and small suitcases are always welcome.
It usually is not until mid-August, that Lee County property owners receive the year’s TRIM notices (notices of proposed properties taxes) which are based on their new annual property valuation. The 2018 property values, however, already have been posted on the site. They are dated July 16, 2018.
The 28th annual island Independence Day parade Wednesday morning was terrific.
With the judges set up right across the street from SanibelSusan Realty, we got to see the 50+ entries at their best.
Last year, we hosted our 1st event like this and packed 28,000 meals in less than two hours. It’s fun, fast, furious, and for such a good cause. The meals are distributed by Meals of Hope to local food banks, including F.I.S.H. of Sanibel-Captiva food pantry. Our goal this year is again to pack at least 20,000 meals. That requires 50 volunteers and $5,000 to defray the food cost. Teammate Elise and I have already contributed and signed up to help. If you’d like to participate too, contact Megan at the Association Office, 239-472-9353,
This morning, FloridaRealtors® posted on-line the below article from USATODAY.com. Good news!
Here is a notice for island foodies. Sanibel’s Melissa Donahue-Talmage, owner/chef of Sweet Melissa’s Café was just announced as one of the eight chefs participating in the 2018 Chef’s Taste Challenge on September 7 at the New Orleans Ernest N. Morial Convention Center.
Below are links to the panoramic aerials taken on July 4th, posted on the City’s website. The reduced water releases from Lake “O” are helping in clarity of the water, but the news of algae up in the Caloosahatchee River is disheartening, so we must continue to keep the pressure on.
At our Thursday morning Realtor® Caravan Meeting, Association President Dustyn Corace presented a check for $14,000 to Sanibel-Captiva Conservation Foundation’s (SCCF) Natural Resource Policy Director Rae Ann Wessel. The final tally is in with these monies raised last month at our end-of-season golf outing and auction. The funds are going to SCCF ear-marked for their use in improving local water quality.
As a long-time fan of Sanibel musician Danny Morgan, it was great to read recent news about his latest honor. Here’s some scoop from 
Holiday Hog Roast – “Smoke on the Islands” by Chef Jarret, June 30, Saturday from 5 to 8 p.m. $15, ice cream sundae bar $5. Also, kids “All American Red, White, & Blue Dessert Content”. Entry forms at the Community House. Judging at 7 p.m. & awards given for best tasting, best presentation, and best theme. Bring a 2nd dessert for their auction to help raise money for the Culinary Education Center. Tickets available at The Community House or Bailey’s.
It has been nearly ten years since the recession and often I am asked if island real estate has recovered. That answer is complicated. Sellers on the islands are faced with more challenges than those in a traditional real estate environment.
Be Ready for The Best First Impression – First impressions are huge, whether the first one is the driveway, the walkway, the entry, the front door, or the foyer. Be sure it is all sparkling clean and trimmed. Pressure washing the exterior and walkways are especially important here where heat and mildew can take a toll. A fresh coat of paint on a front door is an easy fix too. Also, nix and replace any nasty door hardware.
Think About Replacing Big Ticket Items That Could Become Problematic – I know I’ve mentioned it before, but as a reminder, to get insurance today on a property that is over 20 years old, most insurance providers require a 4-point inspection. Insurance companies increasingly have become reluctant to issue policies on older homes. Their concern is that there may be conditions in an older property that could become a liability to them. For example, a home with a roof near the end of its service life may fail while under the policy and the homeowner may file a claim for damage to the home or its contents. A 4-point inspection describes the condition and age of the following four elements:
Get A Home Inspection & Make Repairs Before Listing – Doing this might preclude the problems mentioned above. Most buyers will overestimate updating and repair costs. So, if they come to look at a property that needs new piping or a new electrical box, they will likely do one of two things. They will come up with their own inaccurate too-high off-the-cuff estimate which they then will deduct from their offer price. Or even worse, they will decide that it is too much money or more than they want to deal with. They then will move on to another property that doesn’t have problems.
Listen to Professionals – Realtors® are in the business of looking at real estate with a critical eye. They are not emotionally invested in a property like the owner. We try to be sensitive to an owner’s feelings and their decorating style, but they know the inventory and competition, and what is selling. Be prepared to tell your Realtor® the special things you like about your property but also be ready to listen to what they say may need to be done to bring you top dollar. As the island real estate market evolves through the calendar year, understand that your property may be one that appeals most to a winter buyer, so if it doesn’t sell in one “season”, it may take until the next.
Does It Make Sense To Take A Loss – Owners who bought at the peak or during the multi-year run-up before it, most likely are dealing with properties that are not worth what they paid. Now as they go to sell, they need to pay for improvements or repairs to get top-dollar, plus they will pay a real estate commission and other closing costs. They are not happy about it. They are losing money, even if they break even on the sales price. During the real estate boom, people wanted to be part of the group that flocked to own a vacation or 2nd home. That is not necessarily the case now. Prices are going up and the market is improving, but not as fast as some want.
Until next Friday, here’s hoping your summer weather is as spectacular as on the islands! Best wishes on Sunday to all the Dads, would-be Dads, & Moms covering as Dads!
There have been rumblings the last couple of weeks over House Bill 631/Senate Bill 804 – Possession of Real Property (commonly known as customary use), signed by Governor Scott on March 23. Some folks believe that this bill restricts access to Florida’s beaches. That is not true.
The cost of flood insurance often is a consideration to a prospective buyer. Some flood policies allow a new owner to assume the seller’s policy, so it is common for Realtors to ask owners about their insurance costs and the contact information for their insurance carrier. Sometimes we have info about how you may be able to reduce your insurance costs too.
The same day last week as the City seminar about the 2018 hurricane season, forecasters projected that the upcoming 2018 season may be busier than usual. As a fan of the City’s official weather consultant, Dave Roberts, it was interesting to read that he said hurricanes can happen during any month of the year when certain conditions are present. One of those is that water temperatures need to be about 80 degrees. (Right now, the gulf is about 77, 78 degrees.) According to Roberts, due to La Nina weather conditions, Atlantic Ocean water temperatures currently are one degree above average. “That’s something to be worried about,” he said.
48th Earth Day Celebration at J.N. ‘Ding’ Darling Wildlife Refuge, Saturday, April 21:
After experiencing below-average rainfall from November through March, residents and visitors are reminded of Lee County’s year-‘round water conservation ordinance. It prohibits irrigation between the hours of 9 a.m. and 5 p.m. Irrigation outside of these hours is limited to Thursdays and Sundays for even-numbered addresses and Wednesdays and Saturdays for odd-numbered addresses



Food for F.I.S.H. – Realtors® and attendees were reminded that in April the Association is collecting non-perishable food items to help F.I.S.H. of San-Cap replenish their food pantry which often gets low when the island thins out. Snowbirds and owners heading home for the summer are reminded to drop items at F.I.S.H. or call your Realtor® or SanibelSusan Realty. We will gladly pick your items up and get them delivered to the food pantry – or drop them off here at 2242 Periwinkle Way, Suite 3.
“The project seeks to rebuild approximately 170 linear feet of existing rip-rap and stabilize approximately 710 linear feet of existing vegetated shoreline by the installation of “living shoreline”, an erosion control structure comprised of rip-rap, concrete pipes and “reefballs” …which provide additional protection from wave energy created by wind, waves, and boat wakes…The City has budgeted $200,000 for the project, which will likely go out for bids in late April, then be brought before Sanibel City Council in May or June…once approved, the project would be completed this summer in 30 to 45 days….”
“Join Coastal Keepers and the Ocean Tribe Paddlers on Saturday, April 21st for The Great American Cleanup, an initiative created by Keep America Beautiful. This is a paddle-based cleanup, so we will travel through Sanibel’s east end canals via paddlecraft, gathering litter along the way. If you do not have a paddlecraft, Ocean Tribe Paddlers has a limited number of loaner paddleboards and kayaks available.
Happy Easter!
It’s been another fun week with real estate on Sanibel Island. Between showings, offers, and inspections, The SanibelSusan Team is enjoying the end-of-season rush!
As posted today on FloridaRealtors® and sourced to The Advocate, Baton Rouge, La., Bryn Stole. Distributed by Tribune Content Agency, LLC.
Southern Comfort on Sanibel – tonight, March 23, Friday, doors open a 6 p.m. at the Sanibel Community House – to benefit CROW – register online at
SanCap Cares 18th Annual lsland Celebration – April 8, Sunday at 6 p.m. at The Sanctuary Golf Club – to benefit Golisano Children’s Hospital of Southwest Florida – details at
