Water Quality – The Fight Continues


It’s been quite a week on Sanibel. Before I get into the leading island news, be sure and check out the Sanibel & Captiva Islands Multiple Listing Service activity since last Friday. It follows the “water” scoop and other news below.

Early this afternoon, teammate Elise and I took a ride to check on the progress of the summer paver project at Spanish Cay (it’s coming along, with only a small area yet to be completed) and to take a couple of beach photos to post here. There were several cars parked at the Fulgur Street beach access when we pulled in, but the riders walked down the boardwalk, barely making it to the beach before they all turned, to return to their cars and leave.

08-03-18 1

08-03-18 Fulgur west

08-03-18-3

08-03-18 Fulgur south

08-03-18 2

08-03-18 Fulgur east

I also made it to the beach. But didn’t stay but a minute. The strong smell and throat irritation from the red tide deters even the hearty. There were hardly any people on the beach in either direction. The above are three shots are looking west up the beach toward Sundial, south, and east toward the mainland and Ft Myers Beach.

Southwest Florida Water Update

You likely have heard or read about the waters in Southwest Florida and the Gulf coast being in crisis from harmful blooms causing mass mortality of aquatic life. Waterways and beaches are littered with fish, dolphins, manatees, birds, shellfish, etc. The cause? Pollution from harmful high levels of nitrogen and phosphorus, nutrients that are feeding two different harmful blooms.”

SCCF logoThese two blooms are described in The Sanibel-Captiva Conservation Foundation’s (SCCF’s) “Call to Action” that was emailed yesterday to their members:

  1. “Freshwater cyanobacteria (aka blue-green algae) that looks like neon green paint in Lake Okeechobee and the Caloosahatchee River reaching coastal back bays and beaches. This algae is an indicator of polluted water than can turn very potent toxins on and off. Toxins can persist in the water and sand even after the visible signs of a bloom are gone. The current bloom began in Lake Okeechobee on June 7, 2018.
  2. “Red tide is cause by a marine (saltwater) microscopic dinoflagellate that turns water a red color. It blooms offshore and moves onshore feeding off nutrients. The Gulf Coast has been experiencing an extraordinary event since October 2017 along the southwest gulf coast. Toxins released by this organism kill marine life, makes shellfish poisonous to eat, and causes eye and throat irritation when present.

“The two blooms are independent and not related, however, both are responding to excess nutrients from watershed AND Lake Okeechobee “runoff”.

“We all contribute to the excess nutrient problem so we all have to work toward solutions. We must ask elected officials to stop eroding environmental protections. Stop permitting wetland development. Establish water quality standards, and upgrade stormwater regulations for both urban and agriculture.”

The Lake O water release solution is not going to be quick a fix and there are many parts to the problem solving. Much has been done, but most of the solutions still are being constructed, funded, or planned. The Feds have partially funded some of the Lake O work, but this project will take years. The Florida legislature also has put millions toward a solution. Florida Senate Bill 10 recently passed and was signed into law so none of its initiatives have been implemented. It is touted as the strongest ever legislation for Everglades restoration.

A few weeks ago, the White House backed the EAA reservoir. (EAA stands for Everglades Agricultural Reservoir.) It is one of the central components of the Comprehensive Everglades Restoration Plan (CERP). The reservoir would hold water from Lake O and farm run-off in the wet season and release water south in the dry season. While funding is expected to be included as part of America’s Water Infrastructure Act of 2018, the request for funding still needs to be approved by the U.S. Senate.

The Feds also just sent the state $3+million, specifically to assist with local municipalities dealing with the algae blooms. Here islanders are thankful that the City of Sanibel is cleaning the beaches and has brought in contractor help because the volume is so high. Sanibel City Manager Judie Zimomra is posting daily updates on www.MySanibel.com with descriptions of the status at various beaches.

Last week, the Army Corps of Engineers announced that it would slow the discharges from Lake O, but we cannot let up in our push with local, state, and federal governments officials.

As island lovers and property owners, understanding and being informed on the “water” issue will help get us through this crisis. The red tide algae eventually will disappear just as it has almost every year going back as far as when it was first documented in the 1840’s. It is unfortunate that those here on their annual vacations are seeing the beaches at their worst.

I know I have posted before asking you to reply to a Call-For-Action. But today, I ask again. Please use the following blue link to go to SCCF’s easy form for sending emails. https://p2a.co/Yl1Gebl

Facts From FWC About Red Tide and Ongoing Bloom

Floria Fish & Wildlife LogoSourced to Florida Fish and Wildlife Conservation Commission (FWC) and posted locally after the young whale shark beached here on July 22.

  • “FWC has been monitoring the bloom since it started in November.
  • “The bloom has moved north and south along the coast several times as a result of wind and currents.
  • “FWC’s Fish Kill Hotline has received more than 300 fish kill reports and requests for info associated with the bloom.
  • “Fish kills have been reported in Pinellas, Manatee, Sarasota, Charlotte, Lee, Collier, and Monroe counties; some of the affected species include grouper, trout, eel, snook, tarpon, hardhead catfish, baitfish.
  • “Red tides are a common occurrence along Florida’s Gulf coast and fish populations have evolved to be resilient to the impact.
  • “There have been several red tide events over the last 20 years and fish and fisheries are able to rebound even after severe and prolonged red tide events.
  • “In addition to fish kills, red tides can cause illness and death to aquatic wildlife including marine mammals, sea turtles, and birds.
  • “FWC staff have been out in the field to confirm species identification and location, estimate of number of dead fish and obtain samples from fish carcasses.”

Next Week at Florida Realtors®

Florida Realtors logoNext week is Florida Realtors® 102nd Convention and Trade Show followed by their annual business meetings. This lucky girl is serving on five committees this year and though we manage to get most committee work done through the year by emails and phone calls, we expect to finalize many projects over the few days when we are all together in Orlando.

While I am away, SanibelSusan teammates, Dave, Elise, and Lisa will be here keeping our business humming, while I’ll be in touch with them, mostly through email. One of the topics that will be discussed at the meetings is water quality. Our local Sanibel & Captiva Islands Association of Realtors® has been fighting for improved water quality for years. In Orlando at FloridaRealtors®, it is on the agenda at the Legislative Think Tank Land Use Group and probably also will be discussed in the Resort & 2nd Homes Specialist Breakout Group. There, I will hear about how similar “water” problems are affecting our business on both west and east coasts.

Island Summer Openings/Closings

  • sanibel-library-logoSanibel Public Library Reopens – The Library reopened on Wednesday for normal hours of operation after being closed for its updating/modernization project. While renovations continue, their temporary main entrance is on the west side of the building. Library hours are 9 a.m. to 8 p.m. Mondays and Thursdays; 9 a.m. to 5 p.m. Tuesdays, Wednesdays, Fridays; 9 a.m. to 1 p.m. Saturdays, closed Sundays. For more info, call them at 239-472-2483. More info at www.sanlib.org.
  • sanibel schoolLocal Schools Opening Soon – How can summer be almost over? Open houses for the Sanibel School are Wed, August 8, with the 2018-2019 school year beginning on Fri, August 10. More info at www.sbl.leeschools.net.

Why Won’t My HOA Board Listen To Me?

Here is some good advice that was posted yesterday on-line at FloridaRealtors®. It was published in the Fort Lauderdale “Sun Sentinel” and written by Gary M. Singer.Sun sentinel

“Question: I live in a beautiful community that is well maintained by the board and its various committees. All is great, except for the roads – they are ugly with oil marks and patched areas. I have asked about this, but it does not seem to be a priority of the board of directors. How do I get the board to address this issue? – Philip

“Answer: Most people who want to get their board’s attention try to bring up a new issue at the public board meeting. This is not a good idea and will most likely not work.

“A board meeting is a business meeting and should be run from an agenda of items known to all in advance so that the members and directors have ample time to research and consider the issues to be dealt with during that meeting. The common tactic of trying to embarrass or ambush the board at the meeting almost always backfires. Simply, the board meeting is not the time to introduce a new issue.

“The better method is to send your board a letter outlining your concern. Try to be detailed and propose solutions. Explain why you think it is an essential use of the community’s resources, bearing in mind that other residents may have differing priorities. Send the letter by certified mail to ensure it gets the attention it deserves.

“If it still does not make the agenda, try again, or even better, get some neighbors to write in, too. Many voices will hold more sway than just one.

“Finally, if, after all of these efforts, the existing board does not share your priorities for the community, you should consider running for the board at the next election. When you are a board member, you are able to help set the agenda and get your ideas pushed through. At least, that is, if enough of your neighbors agree with you.

“About the writer: Gary M. Singer is a Florida attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He is the chairman of the Real Estate Section of the Broward County Bar Association and is a co-host of the weekly radio show Legal News and Review. He frequently consults on general real estate matters and trends in Florida with various companies across the nation.”

Sanibel & Captiva Islands Multiple Listing Service sancap GO MLS logoActivity July 27-August 3, 2018

Sanibel

CONDOS

No new listings.

1 price change: Island Beach Club #320F 2/2 now $757.5K.

3 new sales: Coquina Beach #5F 2/2 listed at $495K, Loggerhead Cay #463 2/2 listed at $499K, Loggerhead Cay #184 2/2 listed at $789K.

6 closed sales: Mariner Pointe #732 2/2 $463.5K, Loggerhead Cay #483 2/2 $517.5K, Loggerhead Cay #342 2/2 $550K, Kimball Lodge #303 1/2 $595K, Loggerhead Cay #163 2/2 $725K, Seawind II #5 2/2 $760K.

HOMES

No new listings.

5 price changes: 9477 Peaceful Dr 3/2 now $469K, 4542 Bowen Bayou Rd 3/2 now $479K, 976 Sand Castle Rd 3/3 half-duplex now $499K, 438 Surf Sound Ct 3/2 now $799K, 1133 Golden Olive Ct 3/3.5 now $2.444M.

3 new sales: 5885 Pine Tree Dr 3/2 listed at $549K, 610 Hideaway Ct 3/2.5 listed at $639K, 413 Bell Vista Way E 4/4 listed at $2.495M.

3 closed sales: 6143 Henderson Rd 4/3 $380K, 1940 Periwinkle Way 3/2 half-duplex $445K, 1552 San Carlos Bay Dr 4/5.5 $2.085M.

LOTS

No new listings, new or closed sales.

1 closed sale: 5340 Punta Caloosa Ct $1.33M. 

Captiva

CONDOS

No new listings or price changes.

1 new sale: Tennis Villas #3128 1/1 listed at $352.5K.

No closed sales.

HOMES

2 new listings: 17101 Captiva Dr 7/6.5 $2.8M, 1102 Tallow Tree Ct 5/4 $2.995M.

No price changes.

3 new sales: 16181 Captiva Dr 4/4 multi-family listed at $1.895M, 16177 Captiva Dr 2/2 listed at $3.395M, 16179 Captiva Dr 6/6 multi-family listed at $5.095M.

1 closed sale: 15155 Wiles Dr 3/2 $1.1M.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Sun clip artUntil next Friday, wishing you sunshine, clean beaches, and summertime fun!

Susan Andrews, aka SanibelSusan

Sanibel Island Scoop on July 27, 2018


It’s SanibelSusan reporting just another sunny Friday afternoon on Sanibel – also another quiet week in the world of island real estate sales.

Teammate Dave and I checked a few properties this afternoon which took us out to Sanibel’s west end with a stop in Santiva and another near The Green Flash on Captiva. Here are a couple of photos overlooking Roosevelt Channel.

Green Flash 07-27-18 2Green Flash 07-27-18 1

Sanibel & Captiva Islands Association of Realtors®

Our local Association of Realtors® makes good use of summer downtime, which is when our members promote and support several charities and non-profits.

Meals of Hope Pix 2018

Our “Meals of Hope” food packing event on Tuesday raised $7,455 and had 80+ volunteers (including Association staff, Realtors®, affiliates, friends and families) working together to pack over 20,000 meals – in less than three hours. Those meals go to local food banks and pantries which are low on food this time of the year.

Yesterday at our Association’s July membership meeting, colleague Anita Colletti from Naples told the group about “Silent Angels” which is a quiet behind-the-scenes non-profit that began in Florida to help Realtor® families in time of emergency.

guardian1Next month, the Association again will be collecting new twin and crib sheets for “Bedz for Kidz”, a non-profit started in 2001 by Realtor® friend, Cynthia Shafer, who through the course of her advocacy with the local Guardian ad Litem Foundation, recognized the need for beds/bedding when vulnerable children are moved by Florida’s 20th Judicial Circuit. Cynthia and her husband often spend their Saturdays delivering beds and bedding to these needy kids. Though their identification is never disclosed, it is humbling to hear her stories of how the kids’ eyes light up when they get their own “stuff”. The Shafers travel our 5-county area and have assembled and provided thousands of beds. I got a message from her yesterday, that they are off to provide another eleven tomorrow. Donations and more sheets, bedding, backpacks, and small suitcases are always welcome.

What’s Happening With The Water

Big “thank yous” again this week go to Sanibel Mayor Kevin Ruane, Councilwoman Holly Smith, and City Director of Natural Resources James Evans who were in DC in back-to-back meetings with members of the Senate, Congress, and others.

07-24-18 Ruane Evans Holly Rooney

L to R: Mayor Ruane, Director Evans, Councilor Smith, & Congressman Rooney (pix from Congressman Rooney’s Facebook page)

 

Mayor Ruane also gave a presentation to the South Florida Ecosystem Restoration Task Force about the conditions of Southwest Florida waterways. He asked committee members to maintain Lake “O” flows at or below 3,000 cfs for the remainder of the rainy season; accelerate critical CERP projects (the Everglades Agricultural Area Reservoir, C-43 reservoir & Lake “O” Watershed project), and to use maximum operational flexibility to move additional water south. “We are at a critical state right now with regard to the health and safety of our coastal communities, the ecology of our estuaries, our quality of life, and our local economy,” he said.

Solutions to water quality problems are complicated, many, and some long-term. We all must continue to keep the pressure on. You can be sure the Realtors® on Sanibel and Captiva are, another fundraiser with proceeds to benefit water quality efforts at SCCF is scheduled next month.

Lee County Tax Appraiser Posts 2018 Property Values

LeePALogoIt usually is not until mid-August, that Lee County property owners receive the year’s TRIM notices (notices of proposed properties taxes) which are based on their new annual property valuation. The 2018 property values, however, already have been posted on the site. They are dated July 16, 2018.

If you are wondering about the change in a Lee County property value, go to www.leepa.org. Click on Database Search, then click on Property Data Search. Fill in either an owner’s name (last name first) or address, click search and up comes the data page for that parcel. Once you find the property, click on the blue link on the right called “Parcel Details”. Once on the property page, to the left of the photo is a heading called “Current Working Values”. Click on the little “colorful book” icon to the right of the words and up will come “Property Value History” showing by taxable year the assessed values for each year, including taxable values. If you want just the details on the 2018 value, further down on the data page is an expandable menu under “Values (2018 Preliminary)”. Click the plus sign and you will see the details of the 2018 assessment.

If a property owner disagrees with a value, the time to take that up with the county Tax Appraiser is just after the TRIM notice is received in August.

Upcoming Island Events & Closures

From tomorrow, Saturday July 28 to Sunday August 5 – Sanibel Recreation Closed – for annual maintenance projects including resurfacing of the gym floor, replacement of the pool heating and cooling system, and others.

Tuesday, July 31 – 1st Islander Wine Dinner Fundraiser – to benefit The Community House and at The Community House presented by Sanibel Catering Company (Bailey’s and Talbott Vineyards). Tickets at www.sanibelcommunityhouse.net or call 239-472-2155.

Friday, August 10 – Bag Day at Noah’s Ark Thrift Shop. This is their annual end-of-season sale. From 9:30 to 11:30 a.m. shoppers can buy a bag for $4 and fill it with as much as they can. Any items that don’t fit in the bag are 80% off. Shoppers can buy as many bags as they want for $4 each. Proceeds go to more than 25 local, regional, and global charities and agencies. From August 10 to September 1, the Ark does not take donations. On October 2, Noah’s Ark reopens for business on Tuesdays and Fridays from 9:30 a.m. to 12:30 p.m. In November, the winter season full schedule resumes – open weekdays and the first Saturday of each month from 9: 30 a.m. to 12:30 p.m.

Sanibel & Captiva Islands Multiple Listing Service sancap GO MLS logoActivity July 20-27, 2018

Sanibel

CONDOS

2 new listings: Sanibel Arms #A1 2/1 $535K, Island Beach Club #210B 2/2 $825K.

No price changes.

2 new sales: Tennisplace #A34 2/1.5 listed at $329.9K, Seawind #109 2/2.5 listed at $512.5K.

2 closed sales: Sandpiper Beach #506 2/2 $670K, Nutmeg Village #205 2/2 $705K.

HOMES

2 new listings: 2313 Wulfert Rd 4/3 $995K, 4787 Rue Helene 4/3 $997.5K.

4 price changes: 1325 Par View Dr 3/3 now $695K, 3017 Turtle Gait Ln 3/2 now $729K, 3941 Coquina Dr 3/2 now $899K, 2915 Wulfert Rd 5/6.5 now $3.295M.

3 new sales: 9028 Mockingbird Ln 4/3 listed at $799K, 500 Periwinkle Way 3/3 listed at $1.195M, 2029 Periwinkle Way 4/3 listed at $1.69M.

2 closed sales: 1066 Sand Castle Rd 3/2 $620K, 223 Daniel Dr 4/3 $825K.

LOTS

No new listings, price changes, or new sales.

1 closed sale: Lot 27, Leisure Acres $35K.

Captiva

CONDOS

1 new listing: Lands End Village #1629 2/2 $1.429M.

No price changes.

2 new sales: Tennis Villas #3129 1/1 listed at $325K, Beach Villas #2614 2/2 listed at $614K.

No closed sales.

HOMES

1 new listing: 11522 Andy Rosse Ln 5/5.5 $2,999,999.

1 price change: 55 Sandpiper Ct 3/2 now $999K.

1 new sale: 11541 Wightman Ln 3/3 listed at $2.05M.

No closed sales.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday, Susan Andrews, aka SanibelSusan

Happy 1st Friday in July 2018!


It’s SanibelSusan with the week’s report of the action posted in the Sanibel & Captiva Multiple Listing Service. It follows a couple of news items below.

Lots of folks have been asking about the water, so there is more about that below too. Here’s a photo taken just before the holiday, the further west you go, the better it looks!

Beach 06-28

Follow-Up on Sanibel’s 4th of July Parade & Fireworks

Parade 2018 beginningThe 28th annual island Independence Day parade Wednesday morning was terrific.

2018 parade judgesWith the judges set up right across the street from SanibelSusan Realty, we got to see the 50+ entries at their best.

The parade photo album posted on my personal Facebook page is available for public viewing (at Susan Andrews).

Later, following a huge early evening thunderstorm with heavy rain, the City was forced to cancel the fireworks.2018 Ding parade

Many boaters and causeway hold-outs were disappointed, as it is advertised as “rain or shine”.

The below follow-up notice was posted the next day on www.MySanibel.com.

“Please read this important news release regarding the status of the City’s 2018 Fireworks Display.

“Unfortunately, an early evening storm last night inundated the electrical components that are an essential element of the City’s annual Independence Day fireworks display, which is typically launched rain or shine.

“This morning, all unexploded fireworks were safely removed from the Island by 4 a.m.  Prior to last evening, the City had paid the vendor 50% of the cost of the $20,000 contract.  This afternoon, the City worked with the vendor who has agreed to credit the entire $10,000 down payment towards the City’s 2019 fireworks display.

This scenario eliminates the risk of a second cancellation due to weather during the rainy season as well as the additional labor expenses of a re-scheduled fireworks display.  The City of Sanibel again apologizes for any inconvenience resulting from last evening’s failure to launch.”

Sanibel & Captiva Islands Association of Realtors

Sanibel realtors logoNo caravan of new listings this week, but next Thursday morning will be “open” Caravan.

Also next week, I will be working with the Association’s Communications & Public Relations Committee as they finalize plans for our upcoming “Meals of Hope” food packaging event on July 24 from 3 to 5 p.m.

meals_of_hope(1)Last year, we hosted our 1st event like this and packed 28,000 meals in less than two hours. It’s fun, fast, furious, and for such a good cause. The meals are distributed by Meals of Hope to local food banks, including F.I.S.H. of Sanibel-Captiva food pantry. Our goal this year is again to pack at least 20,000 meals. That requires 50 volunteers and $5,000 to defray the food cost. Teammate Elise and I have already contributed and signed up to help. If you’d like to participate too, contact Megan at the Association Office, 239-472-9353, megan@SanibelRealtors.com.

Island Summer Projects Underway

  • Bailey Tract still is closed with the restoration project which began in early June. Work was scheduled to be completed in four to six weeks, so should be done soon.
  • New Pavers at Spanish Cay – The west half of the parking lot is done, looks terrific. A nice improvement over the black hard-top.
  • Roadway Trimming continues along Periwinkle Way and Tarpon Bay Road.
  • Temporary Library Closure The Sanibel Public Library will be closed for a few weeks beginning Monday, July 9. As part of the next phase of “Your Library Reimagined” project, this interruption is to complete utility work and relocate library materials. The Library’s eShelf for eBooks and downloadable movies, music, and magazine, will be available during this time, however the children’s special events on July 10 and 24 have been moved to the Community House. More info on the Library’s calendar at www.sanlib.org. No definite reopening date yet.

2018 Hurricane Season May Not Be So Busy After All

USATodayLOGOThis morning, FloridaRealtors® posted on-line the below article from USATODAY.com. Good news!

“Some good news from top hurricane forecasters: The 2018 Atlantic hurricane season should be quieter than normal, according to a new prediction this week.

“Meteorologist Phil Klotzbach and other experts from Colorado State University – regarded as the nation’s top seasonal hurricane forecasters – predict 10 named tropical storms will form, of which four will become hurricanes.

“That is a sharp decrease from their forecast in April, when they said seven hurricanes would form. One system, Subtropical Storm Alberto, already formed in May.

“If the forecast comes to fruition, 2018 will be a welcome relief after the 2017 season, which saw monsters like Hurricanes Harvey, Irma and Maria tear paths of death and destruction across the Caribbean and the U.S.

Hurricanes need warm ocean water to develop and strengthen.

“El Nino is a natural warming of tropical Pacific Ocean water, which tends to suppress the development of Atlantic hurricanes. During an El Nino, strong upper-level winds roar across the Caribbean and Atlantic, tearing apart developing tropical storms.

“In its most recent forecast, the Climate Prediction Center gave a 50% chance of an El Nino forming in late summer or early fall.

“”With the decrease in our forecast, the probability for major hurricanes making landfall along the United States coastline and in the Caribbean has decreased as well,” Colorado State said. The probability of direct hit on the U.S. coast from a major hurricane – classified as a Category 3, 4, or 5 on the Saffir-Simpson scale – is down to 39% from 63%.

Sanibel’s “Sweet Melissa” Going to New Orleans

sweet-melissa-sHere is a notice for island foodies. Sanibel’s Melissa Donahue-Talmage, owner/chef of Sweet Melissa’s Café was just announced as one of the eight chefs participating in the 2018 Chef’s Taste Challenge on September 7 at the New Orleans Ernest N. Morial Convention Center.

Tickets go on sale next week for this one-night culinary clash called the “Battle-of-the-Gulf Edition” which is a one-of-a-kind cooking competition and culinary experience. Participating chefs include:

Wondering About the Water?

Sanibelcityseal logoBelow are links to the panoramic aerials taken on July 4th, posted on the City’s website. The reduced water releases from Lake “O” are helping in clarity of the water, but the news of algae up in the Caloosahatchee River is disheartening, so we must continue to keep the pressure on.

Thanks to Sanibel Mayor Kevin Ruane and others for leading the charge. More details on www.mySanibel.com.

Lighthouse Beach Park Aerial Image:

Link to 360° panoramic view of Lighthouse Beach Park taken July 4, 2018; SanCap Aerial

Gulfside City Park Aerial Image:

Link to 360° panoramic view of Gulfside City Park taken July 4, 2018; SanCap Aerial

Bowman’s Beach Aerial Image:

Link to 360° panoramic view of Bowman’s Beach Park taken July 4, 2018; SanCap Aerial

Sanibel & Captiva Islands Multiple Listing Service Activity June 29-July 6, 2018

sancap GO MLS logoSanibel

CONDOS

1 new listing: Sundial #H108 1/1 $475K

No price changes.

2 new sales: St Croix #4 2/2.5 listed at $995K, By-the-Sea #C102 2/2 listed at $1.149M.

5 closed sales: Tennisplace #D31 1/1 $215K, Sanibel Moorings #1312 2/2 $538K, Loggerhead Cay #214 2/2 $615K, Sanddollar #A104 2/2 $815K, Sundial #Q404 2/2 $897K.

HOMES

4 new listings: 4245 Gulf Pines Dr 3/2 $775K, 707 Cardium St 3/2 $879K, 1225 Seagrape Ln 3/3 $899K, 1740 Middle Gulf Dr 3/3 $989K.

6 price changes: 325 East Gulf Dr 1/1 now $569K, 1323 Par View Dr 3/2 now $629K, 746 Cardium St 4/2 now $690K, 1043 Sand Castle Rd 3/2 now $749K, 617 Lake Murex Cir 3/2 now $797K, 772 Birdie View Pt 3/3.5 now $1.369M.

2 new sales: 1555 Bunting Ln 2/2 listed at $569K, 734 Anchor Dr 3/2 listed at $899K (our listing).

7 closed sales: 956 Dixie Beach Blvd 2/1 $400K, 9225 Belding Dr 3/2 $400K, 1938 Roseate Ln 3/2 $465K, 3825 Coquina Dr 3/3 $815K, 1001 Lindgren Blvd 3/2 $845K, 805 Lindgren Blvd 3/3 $900K, 1316 Eagle Run Blvd 4/3 $1.23M.

LOTS

2 new listings: 1246 Sand Castle Rd $299K, 5170 Sea Belle Rd $334.9K.

No price changes, new or closed sales.

Captiva

CONDOS

Nothing to report.

HOMES

1 new listing: 14865 Captiva Dr 4/4 $1.699M.

1 price change: 16447 Captiva Dr 6/5.5.5 now $3.5M.

1 new sale: 15155 Wiles Dr 3/2 listed at $1.249M.

No closed sales:

LOTS

Nothing to report.

 This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Enjoy your weekend!

Susan Andrews, aka SanibelSusan

Almost Fathers Day 2018 on Sanibel


It’s Susan reporting just another beautiful Friday on sunny Sanibel Island. After a busy winter/spring, many colleagues are taking vacations – some stay-cations. Their timing couldn’t be better. It is really quiet! Probably contributing to that is all the recent press about the Lake “O” water releases which have resulted in tannin-colored water in the bay which is now wrapping around the lighthouse into the gulf.  Meanwhile, it’s still looking AOK on most of the gulf side.

I had lunch yesterday at West Wind Inn’s Normandie Seaside Cafe and ran into Kim from their Upper Pool Deck Bar. Wednesday, on Facebook, she posted her view from there (photo below). It’s a great spot for lunch or an evening pre-sunset libation. Music some nights too. Their food comes from the Normandie’s kitchen too. Both open to the public and secret gems favored by the Inn’s guests, locals, and maybe you too.

2018-06-13

Sanibel & Captiva Islands Association of Realtors®

Following Sanibel Mayor Ruane’s call-to-action last Friday, demanding that these water releases stop – the Sanibel & Captiva Islands Association of Realtors® created an easy way for concerned citizens and island lovers to respond. Using the below link and by just adding your contact info, emails on your behalf (with copy to you) will go to the powers-that-be at the Army Corps of Engineers, South Florida Water Management District, and State of Florida Department of Environmental Protection, with copy to the Governor. Everyone who is concerned, please do it. If you have ever enjoyed the islands or spent a penny here, this should be important to you. It takes only seconds to complete. Thank you! http://sanibelcaptivarealtors.org/cta/

sccf 14K checkAt our Thursday morning Realtor® Caravan Meeting, Association President Dustyn Corace presented a check for $14,000 to Sanibel-Captiva Conservation Foundation’s (SCCF) Natural Resource Policy Director Rae Ann Wessel. The final tally is in with these monies raised last month at our end-of-season golf outing and auction. The funds are going to SCCF ear-marked for their use in improving local water quality.

What The Conservation Foundation Says

A message from SCCF received midweek has a good summary of what is happening with these water releases:

SCCF logo“It is premature to dump massive quantities of water to the estuaries at the very beginning of the rainy season when no water was being held by or discharged to agricultural areas to share the harm. Instead, agriculture on the east side of the lake and southwest of the lake have been allowed to backflow massive quantities of water into the lake instead of holding their own runoff. Quantities back flowed equal the amount that has been discharged to the estuaries that have also received too much rain. We ask water managers to identify these conditions and start requiring all landowners to manage storm water on their own land, not dump it into the lake, not usurp the entire capacity of publicly funded storm water treatment areas that harm public resources.

“Since the rain began on May 15 the Caloosahatchee estuary has been experiencing increasing levels of harmful flows. The first 2 weeks flows were watershed runoff from Hendry and Glades Counties, with no discharges from Lake Okeechobee. However, the lake discharges that started on June 1st nearly tripled the harmful high flows to the estuary… dumping dark fresh water and suddenly dropping salinities in the estuary all the way to the mouth of the river at Shell Point. The consequence of this sudden, drastic, and prolonged salinity drop has been a massive die off of estuarine clams and oysters at Iona just upstream of Shell Point and is fueling freshwater cyanobacteria, including Microcystis, that is visible beneath the water surface from Beautiful Island by I-75 to Iona Cove.

“This current event is the direct result of managing water selectively to allow agricultural landowners to dump their floodwater into Lake Okeechobee and into publicly funded storm water treatment areas, thus forcing discharges harmful to public resources.

“We need to express our strenuous objection to water managers and elected representatives because these harmful flows are the direct consequence of agricultural discharges that have resulted in harmful flows to the Caloosahatchee and St Lucie, without consideration of the flood consequences on these coastal ecosystems.”

NKY Music Legends Welcomes Danny Morgan

dany morgan logoAs a long-time fan of Sanibel musician Danny Morgan, it was great to read recent news about his latest honor. Here’s some scoop from www.Cincinnati.com on May 24, 2018:

“Northern Kentucky Music Legends (NKY) is an organization that recognizes area musicians, vocalists and music industry people who have made a name for themselves locally and nationally. Jerry Gifford, a musician who is still playing after 50 years with his band Strange Brew, originated the idea of honoring talented Northern Kentucky musicians. So, in 2013 he met with Charlie Coleman, Campbell County commissioner; Jon Long, a longtime musician; and John Mendell, a concert producer. The group contacted The Cincinnati Enquirer to put out a call for Northern Kentucky musicians who would qualify. Criteria include birth in Northern Kentucky or longtime residency, played music for 20 or more years and made a mark in the community…. This year marks the sixth Hall of Fame induction ceremony….the Hall of Fame inductees for 2018 include…:

► Danny Morgan, who played in popular bands before taking off to Nashville and forming The Apple Butter Band with local legend Mickey Foellger (… the now-retired Campbell County juvenile court judge), Joellen Morgan and ex-Bengal Mike Reid. They toured with the Beach Boys and other major acts. These days Morgan plays five nights a week in Sanibel Island, Florida. “Danny Morgan has a keen sense of artistry and not only finding, but nurturing great talent,” said Stan Hertzman, retired music business professional.”

Danny Morgan from Cincinnati paper

Those like me who enjoy the Sanibel music experience often refer to Danny Morgan as our local Jimmy Buffet. We follow his performances, play his CDs, and know the words to many of his songs like “Sanibel Sunset”, “Captiva Moon”, and one of my favs, “Running on the Beach”. In addition to performing at many local special events, weddings, and parties, you usually can catch Danny and often his band, plus guest musicians (including sightings of Livingston Taylor & Pittsburg Mike) at the following locations:

  • Margarita Mondays at Sundial Beach Resort from 5:30 to 8:30 p.m.
  • Tuesday & Thursday Nights at Traders Gulf Coast Grill beginning at 7 p.m.
  • Saturday & Sunday afternoons 1 to 4 p.m. at Casa Ybel Resort’s Coconuts poolside bar & grill

More about Danny and his offerings at www.DannyMorgan.com

Fun June Happenings at The Community House

If you haven’t yet been to Sanibel’s new Community House, you are missing out. Here are a couple of their events scheduled this month. Call 239-472-2155 or checkout their website at www.SanibelCommunityHouse.net for more info.

  • Adult Demonstration – Quick & Easy Meals using 5 Ingredients by Chef Jarret, June 15, at noon. Prepaid reservations needed.
  • Adult Farm-to-Table Hands-On Cooking Class by Chef Jarred, June 22, Friday from 4 to 6 p.m. Produce a delicious meal with ingredients sourced locally. Prepaid reservations needed.
  • Community House Culinary Education CtrHoliday Hog Roast – “Smoke on the Islands” by Chef Jarret, June 30, Saturday from 5 to 8 p.m. $15, ice cream sundae bar $5. Also, kids “All American Red, White, & Blue Dessert Content”. Entry forms at the Community House. Judging at 7 p.m. & awards given for best tasting, best presentation, and best theme. Bring a 2nd dessert for their auction to help raise money for the Culinary Education Center. Tickets available at The Community House or Bailey’s.

At SanibelSusan Realty

SanibelSusan Realty from Periwinkle Way

Summer is a good time to get caught up, reflect, plan, and project. Our weekly report of the activity of the action posted in the Sanibel & Captiva Multiple Listing Service follows my musings below.

Below is some food-for-thought for would-be sellers who are thinking of listing their island real estate. Some of these tips apply to selling anywhere.

How’s The Sanibel/Captiva Real Estate Market? The housing bubble before the recession drove prices up on the islands. Back in that heyday of 2006, the average Sanibel condo sold for close to $900K and the average Sanibel home over $1.1M. On Captiva, the average condo was more than $1.3M and average home over $2.3M. Then, prices took a dive.

housing-bubble-1872350_960_720It has been nearly ten years since the recession and often I am asked if island real estate has recovered. That answer is complicated. Sellers on the islands are faced with more challenges than those in a traditional real estate environment.

Plus, it’s a small island with a big variety of property types and a wide span in price. Depending on the property, it sometimes takes months or years for a property to sell. Other properties, if the demand is right, could sell in hours.

How do you know where a property fits in? That answer is complicated too. First, there are fewer buyers for real estate in resort or 2nd home-type locations. According to the National Association of Realtors® (remember I teach the Resort & 2nd Home Market class to our local Realtors®), these sales account for fewer than one-fifth of all the home/condo sales each year.

These buyers, if they are financing, typically have to put down way more money than those buying a primary home. The lender criteria for buying a property like that is tougher too.

In this area of Florida, the selling season also is somewhat limited because the most prospective buyers are in town from December through April which also can be when properties are occupied or rented. With Sanibel homes having a monthly rental minimum, that can mean showings only on the 1st of the month, or with condos renting weekly, it can mean showings only on Saturdays between late morning and early afternoon when a property is being cleaned and often also when the buyers are coming/going.

With more baby boomers now retired and staying longer, many rentals – including those for sale – may be booked for extended periods, making showings in season even more unlikely. It also bears mentioning that many vacationing would-be-buyers only want to earmark a short time to look at real estate, preferably a day when the sun isn’t out or the weather is less than ideal. They want to buy, they just want to enjoy their vacation too (which is exactly why we encourage buyers to come back this time of the year when it’s easier to view property and they can concentrate on that task). These buyers also may not be in a hurry. They may be willing to wait until their next vacation or even next year, particularly if they don’t find a property that’s “just right” for them.

So, if there is no getting around some of these challenges, what can a seller do to get their island property sold sooner and at a higher price? Here some tips:

house-painter-clipart-paintersBe Ready for The Best First Impression – First impressions are huge, whether the first one is the driveway, the walkway, the entry, the front door, or the foyer. Be sure it is all sparkling clean and trimmed. Pressure washing the exterior and walkways are especially important here where heat and mildew can take a toll. A fresh coat of paint on a front door is an easy fix too. Also, nix and replace any nasty door hardware.

Invest in Upgrades – Think about when you purchased. Were you ready to do your own improvements or did you prefer a property that was move-in-ready? Most island buyers want the latter, so it pays to make a property so perfect that the new owner only needs to bring their suitcase. Nobody wants old and ugly.

If you can afford to do updating before a property goes on the market, do it. That updating could be as easy as going through every drawer and closet, organizing and tossing out old furnishings, or adding fresh paint or replacing old worn carpet. The trick is to make the property look bigger, cleaner, and brighter.cleaning-cloud-vector-illustration_k7551435

If you go as far as renovating kitchen and baths or even in minor redecorating and sprucing up, remember this is an island in Florida where most end-users are here in the winter. Pick a style that’s light bright and happy. That’s what most buyers want. They may say that they don’t need move-in-ready and island décor, but they really do. They sometimes figure that out as they proceed through the viewing process, after seeing the competition.

Four-Point-Inspection-Think About Replacing Big Ticket Items That Could Become Problematic – I know I’ve mentioned it before, but as a reminder, to get insurance today on a property that is over 20 years old, most insurance providers require a 4-point inspection. Insurance companies increasingly have become reluctant to issue policies on older homes. Their concern is that there may be conditions in an older property that could become a liability to them. For example, a home with a roof near the end of its service life may fail while under the policy and the homeowner may file a claim for damage to the home or its contents. A 4-point inspection describes the condition and age of the following four elements:

  • HVAC (heating, ventilation, & air conditioning)
  • Electrical wiring & panels
  • Plumbing, connections, & fittings
  • Roof

These may be expensive items and systems to repair or replace before selling, but rest-assured if a property has copper pipes on Sanibel, it will be flagged by a home inspector. (Sanibel’s water, over time can cause pinhole leaks in copper piping.) Federal Pacific electrical panels (which some insurance companies will not insure) are flagged here too. Even with “as is” contracts where seller repairs are not required and most buyers expect a number of minor defects, when a big ticket item comes up, the buyer often asks for a consideration in the form of either a price reduction or a contribution toward the needed repair or replacement.

home-inspection1.jpgGet A Home Inspection & Make Repairs Before Listing – Doing this might preclude the problems mentioned above. Most buyers will overestimate updating and repair costs. So, if they come to look at a property that needs new piping or a new electrical box, they will likely do one of two things. They will come up with their own inaccurate too-high off-the-cuff estimate which they then will deduct from their offer price. Or even worse, they will decide that it is too much money or more than they want to deal with. They then will move on to another property that doesn’t have problems.

realtor logoListen to Professionals – Realtors® are in the business of looking at real estate with a critical eye. They are not emotionally invested in a property like the owner. We try to be sensitive to an owner’s feelings and their decorating style, but they know the inventory and competition, and what is selling. Be prepared to tell your Realtor® the special things you like about your property but also be ready to listen to what they say may need to be done to bring you top dollar. As the island real estate market evolves through the calendar year, understand that your property may be one that appeals most to a winter buyer, so if it doesn’t sell in one “season”, it may take until the next.

Don’t discount summer buyers though. When winter inventory is low, serious buyers return in the summer. Summer also brings more families looking for year-‘round homes, vacationers looking for income-producing short-term rental condos, and Europeans looking for privacy and a good place to invest.

In every real estate market, price and appearance matter. In a seasonal area, like here, those factors can mean the difference between selling quickly or lingering for months. Regardless of the time of the year, it is usually two things that keep properties from selling. Either they are over-priced or they have not been updated and well maintained.

Gone are the days when buyers come into a real estate office with a list of their requirements and a Realtor® tells them what is available that meets their needs. Today’s buyers (close to 95%) do their island property searches online. If a property isn’t perfectly priced and doesn’t look great, it is not going to sell, because these consumers search in only their price range and buy through the pictures they see on the internet. Not only are professional photographs needed, but the property needs to be attractive. Almost every island Realtor® will tell you that they have sold property sight-unseen. I have sold many that way and this year even sold one that I had not seen (though I did look before it closed).

7832303--illustration-of-a-man-being-dragged-under-water-by-his-house-mortgage-which-is-chained-to-his-anke-Does It Make Sense To Take A Loss – Owners who bought at the peak or during the multi-year run-up before it, most likely are dealing with properties that are not worth what they paid. Now as they go to sell, they need to pay for improvements or repairs to get top-dollar, plus they will pay a real estate commission and other closing costs. They are not happy about it. They are losing money, even if they break even on the sales price. During the real estate boom, people wanted to be part of the group that flocked to own a vacation or 2nd home. That is not necessarily the case now. Prices are going up and the market is improving, but not as fast as some want.

That can make it a tough decision for an owner who bought high. Those prospective sellers need to decide whether they want to keep the property for another few years and see if values continue to go up, or instead say they are ready to just get out and potentially take a loss.

Island properties often are bought with discretionary income, so unless a buyer is compelled to do it now, it can become a waiting game. Just as buying an island property can be a life-altering decision, so can selling one.

The SanibelSusan Team tries to make buying and selling real estate easy and stress-free, but as these paragraphs describe, it ain’t always easy.

sancap GO MLS logoSanibel & Captiva Islands Multiple Listing Service Activity June 8-15, 2018

Sanibel

CONDOS

No new listings.

4 price changes: Blind Pass #E207 2/2.5 now $399K, Seawind #109 2/2.4 now $512.5K, Nutmeg Village #103 2/2 now $795K, By-The-Sea #C102 2/2 now $1.149M.

5 new sales: Loggerhead Cay #314 2/2 listed at $569K, Loggerhead Cay #433 2/2 listed at $594.9K, Sanibel Inn #3522 2/2 listed at $699K, Loggerhead Cay #163 2/2 listed at $779K, Sundial West #E310 2/2 listed at $890K.

5 closed sales: Sundial West #G407 1/1 $435K, Sanibel Moorings #1631 2/2 $570K, Sandalfoot #3C1 2/2 $675K, Tarpon Beach #206 2/2 $780K, Gulfside Place #323 2/2 $1.25M.

HOMES

10 new listings: 976 Sand Castle Rd 3/3 half-duplex $525K, 4648 Buck Key Rd 3/2 $550K, 1555 Bunting Ln 2/2 $569K, 746 Nerita St 3/2 $749K, 3017 Turtle Gait Ln 3/2 $749K, 632 Lake Murex Cir 3/2 $750K, 5267 Ladyfinger Lake Rd 3/2 $834.5K, 438 Surf Sound Ct 3/2 $859K, 1304 Eagle Run Dr 3/3 $1.099M, 1433 Sanderling Cir 4/3 $1.16M.

11 price changes: 1717 Atlanta Plaza Dr 2/2 now $440K, 1940 Periwinkle Way 3/2 half-duplex now $459K, 5885 Pine Tree Dr 3/2 now $549K, 396 Lake Murex Blvd 3/2 now $624K, 1478 Albatross Rd 3/2 now $674.9K, 660 Oliva St 3/3 now $849K, 1656 Middle Gulf Dr 3/4 now $924.9K, 1747 Jewel Box Dr 3/2 now $1.099M, 2984 Wulfert Rd 3/3 now $1.5M, 1525 San Carlos Bay Dr 4/2 now $1.595M, 1133 Golden Olive Ct 3/3.5 now $2.448M.

4 new sales: 1126 Schooner Pl 4/2.5 duplex listed at $459K, 1656 Middle Gulf Dr 3/4 listed at $924.9K, 1304 Eagle Run Dr 3/3 listed at $1.099M, 6192 Henderson Rd 4/4 listed at $1.949M.

10 closed sales: 813 Rabbit Rd 2/2 half-duplex $365K, 1283 Par View Dr 2/2 $475K, 752/754 Cardium St 4/2 duplex $520K, 958 Sand Castle Rd 3/2 $588K, 2521 Key Lime Pl 3/2 $565K, 753 Cardium St 3/2 $620K, 1806 Ibis Ln 3/2 $650K, 5739 Pine Tree Dr 3/3 $780K, 1995 My Tern Ct 4/2 $1.279M, 411 Bella Vista Way 4/4 half-duplex $1.95M.

LOTS

2 new listings: 5321 Punta Caloosa Ct $335K, 5251 Punta Caloosa Ct $580K.

No price changes.

1 new sale: 5340 Punta Caloosa Ct listed at $1.375M.

No closed sales. 

Captiva

CONDOS

No new listings.

2 price changes: Bayside Villas #5102 ½ now $369K, Sunset Captiva #103 2/2/2 now $949K.

1 new sale: Sunset Beach Villas #2214 2/2 listed at $620K.

1 closed sale: Tennis Villas #3216 1/1 $305K.

HOMES

No new listings or price changes.

1 new sale: 15831 Captiva Dr 2/2.5 listed at $4.198M.

No closed sales.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

fathers-day-clip-art-jTx95RBTE1Until next Friday, here’s hoping your summer weather is as spectacular as on the islands! Best wishes on Sunday to all the Dads, would-be Dads, & Moms covering as Dads!

If you want to buy yours a piece of paradise for Fathers Day, I can help.

Susan Andrews, aka SanibelSusan

Sanibel Island Beach at Noon Today, Friday the 13th (April 2018)


 

Wondering how the beach looks? SanibelSusan made a quick stop, just after noon today, at the beach access at the end of Donax Street on Sanibel’s almost east end. As the above photos show, the beach is looking great and being enjoyed. My car said the outside temperature then was 83 degrees F. With a brisk breeze, it was perfect beach weather.

My team and I are continuing to enjoy the change in traffic pattern this week as the islands slow down. The trouble is once Periwinkle Way eases up, so do the real estate phone calls and inquiries. That’s too bad, as now is when it’s often easiest to gain access to the properties that have been occupied all winter.

Sanibel realtors logoAt yesterday’s local Association of Realtors® Caravan Meeting, in addition to many new price reductions, a large number of new listings were announced. It was a full caravan, too.

That’s a bit of an oddity for this time of the year when business typically slows down a little. Hopefully this year with winter weather continuing in many areas, Florida will be more attractive to future prospective property owners.

Shown after a couple of news items below is our weekly report showing the action posted since last Friday in the Sanibel & Captiva Multiple Listing Service.

Florida House Bill 631/Senate Bill 804 – What Are The Facts?

State of FL SealThere have been rumblings the last couple of weeks over House Bill 631/Senate Bill 804 – Possession of Real Property (commonly known as customary use), signed by Governor Scott on March 23. Some folks believe that this bill restricts access to Florida’s beaches. That is not true.

Florida’s Constitution provides that all land seaward of the mean high-tide line belongs to the public. No government entity or private individual or property owner can deny access to it.

Florida Realtors logoPosted on-line yesterday, April 12, Florida Realtors® provided a good explanation of customary use and the beach access issue with the following questions and answers:

“Question: What is “customary use”?

Answer: “Customary use” is a common law term referring to public access to private beachfront property. Generally speaking, beachfront property owners in Florida own the “dry sand” area leading down to the mean high tide line – the line of intersection of the land with the water’s surface at the maximum height reached by a rising tide. The land seaward of that, commonly known as the “wet sand” area, is held by the state in trust for the public.

The process known as customary use allows a local government to adopt an ordinance that allows public access to the private dry sand area of beachfront property where the use has been ancient, reasonable, without interruption and free from dispute. (1974 City of Daytona Beach v. Tona-Rama, 294 So.2d 73 (Fla. 1974)

“Question: Are customary use ordinances new?

Answer: No. The public trust doctrine is embodied in Art. 10, s. 11 of the state’s Constitution. Further, the customary use process has existed in Florida for many decades.

“Question: If customary use is not new, then what does this new law (HB 631) that was passed actually do?

Answer: The previous process for adopting a customary use ordinance was not structured in a way that encouraged active dialogue about the issue between property owners and the local government. The intent of the new law is to allow customary use practices to continue, but in a way that is more transparent, efficient and economical, while requiring active dialogue between local governments and private property owners on the front end to avoid costly legal challenges.

“Question: What was the old customary use process and how does it work now?

Answer: Simply put, prior to this law a local government would evaluate its public beach needs and previous public use, draft a customary use ordinance to address the issues they found, and then vote to adopt that ordinance. Property owners affected by the new ordinance could then pursue a legal challenge if they wished to.

Under the new law, the local government must first hold a public hearing to make the public aware of the new customary use ordinance they want to adopt. They also need to notify every affected property owner of the proposed ordinance in writing, as well as identify the use they are seeking and show evidence of the need of that use. They will then bring the proposed ordinance forward for a judicial determination and must notify affected property owners that they have 45 days from receipt of the notice to intervene in the legal proceedings….

“Question: Is public access to Florida’s beaches cut off under this new law?

Answer: No. The law only changes the process by which a local government would follow to adopt a customary use ordinance.

“Question: I live in a county that has an engineered beach/erosion control line. Does this issue affect me?

Answer: There are 35 coastal counties in Florida. A total of 26 coastal counties have an engineered beach/erosion control line – a jurisdictional boundary established in beach re-nourishment project areas. If you live in one of these counties, then customary use ordinances are highly unlikely for your area.

Nine counties don’t have an engineered beach/erosion control line. These counties are: Walton, Jefferson, Taylor, Dixie, Citrus, Hernando, Pasco, Volusia and Flagler.”

Reducing Your Flood Insurance Cost

femaThe cost of flood insurance often is a consideration to a prospective buyer. Some flood policies allow a new owner to assume the seller’s policy, so it is common for Realtors to ask owners about their insurance costs and the contact information for their insurance carrier. Sometimes we have info about how you may be able to reduce your insurance costs too.

Several years ago, the local Association of Realtors® brought in speakers from a local engineering firm that specializes in services related to flood zone mapping and analysis, flood protection analysis and flood proofing services. Sometimes that engineering work results in a document called LOMR (Letter of Map Revision). To fully understand what a LOMR is, it helps to know about the City’s evolution and how it relates to flood insurance.

Sanibelcityseal logoHere is some background from Sanibel’s on-line 2017 Comprehensive Floodplain Management Plan. (Read the full document at http://www.mysanibel.com/Flood-Information/Comprehensive-Floodplain-Management-Plan )

“The City of Sanibel is a barrier island, located on southern Florida’s Gulf coast. In 1974, the City was in a grassroots effort to gain local control over land development so that the fragile and unique environment of the Island could be preserved and enhanced…. Development within the City is regulated to coexist with nature.

“One of the City’s initial tasks following incorporation was the adoption of the Sanibel Plan (a comprehensive land use plan), which uses the ‘carrying capacity’ concept of land use management to determine the development intensity permitted on the island: the more sensitive the land is to human activity, the less development is permitted. In the City’s very fragile and vulnerable Gulf Beach, Bay Beach and Mangrove Forest Zones, little or no development is allowed. On the higher and less environmentally sensitive ridge areas of the Island, more intense development is permitted.

“Prior to incorporation, Sanibel Island was zoned for the development of over 30,000 dwelling units. After the City was established and the initial Sanibel Plan was adopted in 1976, the projected number of dwelling units to be permitted on the Island dropped to approximately 7,800. After subsequent lawsuits and Plan amendments, the current projected number of dwelling units to be permitted on the Island has been adjusted to approximately 9,000.

“Not only did the City significantly decrease the amount of development permitted on the Island, but the City’s new zoning regulations severely restrained and, in some cases, prohibited development in the Island’s most environmentally sensitive and flood prone areas such as the Bay and Gulf Beach Zones, the Mangrove Forest Zones and the Interior Wetlands Conservation District. By restricting or limiting development in these sensitive and vulnerable areas, the City took a giant step to protect the public health, safety and welfare from flood damage.

“When the Federal Emergency Management Agency (FEMA) established the Community Rating System (CRS) in 1990, the City of Sanibel was one of the first to apply. Due to its historic proactive floodplain management efforts, the City is currently recognized as a Class 5 community by the CRS. Through the CRS program, the City has made a commitment to further improve and enhance its proactive floodplain management efforts through the evaluation and updating of its comprehensive Floodplain Management Plan (FMP).

“The purpose of the Sanibel FMP is to reduce or eliminate risk to people and property from flood hazard and has been developed to meet CRS criteria for such planning documents and incorporates the primary goals of the CRS to reduce flood losses, facilitate accurate insurance ratings, and promote the awareness of flood insurance. The plan includes existing and new mitigation activities, to prioritize mitigation activities and on-going activities to meet the City’s floodplain management goals. The City of Sanibel has implemented its Comprehensive Floodplain Management Plan since the initial adoption of that plan in 1995. This 2005 Floodplain Management Plan assesses updates and clarifies that plan and provides direction for future actions. On May 3rd, 2016, the Sanibel City Council established a City of Sanibel Floodplain Management Planning and Mitigation Advisory Committee to the City of Sanibel to organize and prepare the Floodplain Management Plan. Under the Community Rating System (CRS), there is an incentive for communities to do more than regulate new construction. The CRS provides a reduction in flood insurance premiums to reflect activities that reduce flood damage to existing buildings, protect new buildings beyond the minimum NFIP protection level, and help residents obtain flood insurance.

“…The largest potential impact in hazard assessment of the 100-year storm is Base Flood Elevation (BFE) requirements from the FEMA maps. In November 2014, FEMA notified the City of Sanibel that it is analyzing coastal wave action in the Gulf of Mexico as part of its Risk Mapping, Assessment & Planning (Risk MAP) program. This analysis will be used to create new elevation data for Flood Insurance Rate Maps (FIRMs). Preliminary maps are anticipated to be distributed in 2018. Previous maps included Zone VE, where the flood elevations include wave heights equal or greater than 3 feet; and Zone AE, where the flood elevation includes wave heights less than 3 feet….

“By joining the NFIP in 1979 and requiring new construction to be built above the Program’s base flood elevation, development that has occurred on Sanibel since that time is relatively safe from flood damage in all but the very worst-case storm events….”

So how does this relate to a LOMR? In floodplain lingo, a Letter of Map Revision or LOMR is FEMA’s modification to an effective Flood Insurance Rate Map (FIRM) or Flood Boundary and Floodway Map (FBFM) or both.

Why do you want your property to be included in a LOMR? Because it may mean that your property is now located in a flood zone that is less likely to flood, so less costly to insure. The property didn’t move, but the likelihood of flooding occurring may have lessened because of nearby construction, shift in the land, and changes in the weather, that could affect wind and wave action.

In recent years, many island condo complexes and communities have hired engineering firms to determine if their locations could be candidates for LOMRs. The process can be costly and lengthy, but in many cases has achieved great results – and huge savings in flood insurance. Posted at on the City’s website at http://www.mysanibel.com/Flood-Information/LOMR-Letters-of-Map-Revision are recent revisions.

If your property is near one of these locations, particularly if it is landward of one of them, go to the link for that LOMR. There, you will see the letter that FEMA sent to the City identifying the area of change. The last page(s) of each document list by STRAP numbers & owners names, all of the properties affected by the that document. If yours is included, it may be worth a phone call to your insurance provider, as they may not be aware of the change. The LOMRs currently posted on the City’s site are:

  • West Wind Inn – 3345 West Gulf Dr
  • Beachcomber condo – 635 East Gulf Dr
  • 1243 Par View Dr
  • Pointe Santo condo – 2445 West Gulf Dr
  • Sanibel Seaview condo – 727 East Gulf Dr
  • Island Beach Club condo – 2265 West Gulf Dr
  • Beachview Cottages – 3325 West Gulf Dr
  • Dosinia condo – 3339 West Gulf Dr
  • Sandalfoot condo – 671 East Gulf Dr
  • Island Inn – 3111 West Gulf Dr
  • Loggerhead Cay condo – 679 East Gulf Dr
  • Sanibel Arms West condo – 827 East Gulf Dr
  • Casa Ybel Resort – 2255 West Gulf Dr
  • Tanglewood condo – 1101 to 1104 Seagrape Ln
  • Sunset Beach hotel – 3287 West Gulf Dr
  • Gulfside Place condo – 1605 Middle Gulf Dr
  • 5125 Joewood Dr
  • Sundial East condo – 1401 Middle Gulf Dr
  • Sunset South condo – 1341 Middle Gulf Dr
  • Sundial of Sanibel Bldg E & K – 1501 Middle Gulf Dr

To find your property’s FEMA map location, go to https://msc.fema.gov/portal/search

2018 Hurricane Seminar

hurricane-symbol-blue-hiThe same day last week as the City seminar about the 2018 hurricane season, forecasters projected that the upcoming 2018 season may be busier than usual. As a fan of the City’s official weather consultant, Dave Roberts, it was interesting to read that he said hurricanes can happen during any month of the year when certain conditions are present. One of those is that water temperatures need to be about 80 degrees. (Right now, the gulf is about 77, 78 degrees.) According to Roberts, due to La Nina weather conditions, Atlantic Ocean water temperatures currently are one degree above average. “That’s something to be worried about,” he said.

Roberts also stressed the importance of heeding calls for an evacuation especially when powerful storm surges are expected. “I can tell you that a 15’ storm surge is very unlikely, but a 3’ to 5’ storm surge can happen. Believe me, you don’t want to get caught in that because one foot of standing water can move an SUV….”

Here’s hoping that if we are prepared, no storms will come.

Upcoming Events

ding darling48th Earth Day Celebration at J.N. ‘Ding’ Darling Wildlife Refuge, Saturday, April 21:

  • 7 a.m. to 4 p.m. – Wildlife Drive free to bikers/hikers, $5 per motor vehicle
  • 8 a.m. to 4 p.m. – Free bike rentals at Tarpon Bay Explorers
  • 9:30 a.m. – Bike refuge tour (4 miles)
  • 10 a.m. to 2 p.m. – Earth-friendly crafts in Refuge Visitor & Education Center
  • 1 p.m. – See free film STRAWS

Sanibel School Fund Blue Ribbon Golf Classic at The Sanctuary, Saturday, May 12. Call Christian at 917-763-6824 for more info/tickets.

Reminder About Watering

Lee County_logoAfter experiencing below-average rainfall from November through March, residents and visitors are reminded of Lee County’s year-‘round water conservation ordinance. It prohibits irrigation between the hours of 9 a.m. and 5 p.m. Irrigation outside of these hours is limited to Thursdays and Sundays for even-numbered addresses and Wednesdays and Saturdays for odd-numbered addresses

Sanibel & Captiva Islands Multiple Listing Service Activity April 6-13, 2018

sancap GO MLS logoSanibel

CONDOS

3 new listings: Tennisplace #A34 2/1.5 $339.9K, Sanibel Moorings #1631 2/2 $615K, Sanddollar #A104 2/2 $849K.

8 price changes: Sanibel Moorings #141 1/1 now $450K, Sanibel Moorings #1611 2/2 now $499K, Blind Pass #B209 2/2 now $569K, Sunset South #6A 2/2 now $599K, Sandpiper Beach #506 2/2 now $719K, Nutmeg Village #205 2/2 now $745K, Sunset South #1A 2/2 now $749.9K, By-The-Sea #C102 2/2 now $1.249M.

6 new sales: Sanibel Arms #D4 2/2 listed at $549K, Sandalfoot #3C1 2/2 listed at $729K, Kings Crown #312 2/2 listed at $799K, Tarpon Beach #206 2/2 listed at $799K, Surfside 12 #A4 3/2 listed at $819K, High Tide #C201 2/2 listed at $989K.

7 closed sales: Tennisplace #E33 2/1 $285K, Mariner Pointe #241 2/2.5 $615K, Sundial West #J307 2/2 $738K, Sundial West #F201 2/2 $795K, Sanibel Arms West #D5 2/2 $845K, High Tide #C101 2/2 $885K, Sanctuary Golf Villages I #3-6 3/3 $968.5K.

HOMES

6 new listings: 1621 Sand Castle Rd 3/2 half-duplex 3/2 $565K, 5303 Umbrella Pool Rd 3/2.5 $599K, 223 Daniel Dr 3/3 $898K, 829 Pyrula Ave 3/3 $1.149M, 2414 Wulfert Rd 4/4.5 $1.849M, 2564 Wulfert Rd 4/5.5 $2.149M.

16 price changes: 1717 Atlanta Plaza Dr 2/2 now $455K, 3837 Coquina Dr 2/2 now $699K, 1325 Par View Dr 3/3 now $739K, 1521 Wilton Ln 3/2 now $759.5K, 950 Cabbage Palm Ct 3/2 now $799K, 1350 Middle Gulf Dr 3/3 half-duplex now $885K, 4460 Waters Edge Ln 3/2 now $878K, 938 Pecten Ct 3/2.5 now $1.099M, 5411 Osprey Ct 3/2 now $1.099M, 1349 Eagle Run Dr 3/2.5 now $1.145M, 1126 Harbour Cottage Ct 3/2 now $1.249M, 1525 San Carlos Bay Dr 4/2 now $1.495M, 2984 Wulfert Rd 3/3 now $1.65M, 2564 Wulfert Rd 4/5.5 now $2.1495M, 3009 Turtle Gait Ln 4/4.5 now $2.795M, 1238 Isabel Dr 5/3/2 now $3.374M.

9 new sales: 813 Rabbit Rd 2/2 half-duplex listed at $399K, 3043 Poinciana Cir 4/2 listed at $525K, 1283 Par View Dr 2/2 listed at $574K, 887 Casa Ybel Rd 5/3 duplex listed at $575K, 1582 Sand Castle Rd 3/2 listed at $649K, 236 Hurricane Ln 2/3 listed at $689K, 678 East Rocks Dr 3/2 listed at $829K, 529 Lighthouse Way 3/3 listed at $1.22M, 805 Sand Dollar Dr 4/3 listed at $1.295M.

8 closed sales: 340 East Gulf Dr 2/2 $515K, 1625 Sand Castle Rd 3/3 half-duplex $575K, 474 Lake Murex Cir 3/2 $655K, 924 Beach Rd 3/2 $875K, 748 Windlass Way 3/3 $1.1M, 2629 Coconut 2/3 $1.15M, 2939 Wulfert Rd 5/5/2 $1.275M, 1083 Bird Ln 4/2.5 $3.675M.

LOTS

No new listings.

3 price changes: 976 Whelk Dr now $679K, 6000 White Heron Ln now $749K, 1226 Isabel Dr now $1.849M.

1 new sale: 2401 Blue Crab Ct listed at $679K.

1 closed sale: 6027 Dinkins Lake Rd $215K.

Captiva

CONDOS

1 new listing: Beach Villas #2423 1/1 $545K.

1 price change: Beach Villas #2414 2/2 now $640K.

No new or closed sales.

HOMES

No new listings.

3 price changes: 14860 Mango Ct 5/4 now $1.794M; 11535 Wightman Ln 4/4 now $1,999,999; 11523 Andy Rosse Ln 5/5.5 now $2.499M.

No new or closed sales.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next week, here’s hoping your Friday the 13th has been lucky & you get to the beach this weekend!

Here’s one more photo from today. TGIF!

Susan Andrews, aka SanibelSusanIMG_5541

Easter Blessings Abound On Sanibel


It’s SanibelSusan, reporting about another fun week on the islands. Many end-of-season events are wrapping things up and the spring weather here has been perfect – bright sunny warm breezy days, mostly in the 70’s, with gorgeous sunsets, followed by mild evenings.

Susan Yard 03-18-16

 

Lots of families and visitors are here on spring breaks and Easter vacations, so there has been lots of roadway traffic. Bike paths are busy too. Adding to that, Vice President Pence arrived yesterday and is expected to be here until next Friday enjoying Sanibel. (My lips are sealed as to which client’s home he is visiting.)

We’ve had plenty of action in the office too, with sales processing toward closings, others in-the-works, and our listings getting good action. After a few news items, below is the activity reported this week in the Sanibel & Captiva Islands Multiple Listing Service.

March Membership Meeting – Sanibel & Captiva Islands Association of Realtors®

Congressman Francis Rooney – It was standing room only at 8 a.m. yesterday at the local Association of Realtors® monthly membership meeting. That’s because the speaker was Congressman Francis Rooney who came to update us on several important issues that affect our business.

arter rooney corace 03-30-18

Association affiliate member Dave Arter with Private Client Insurance Services, Congressman Rooney, & 2017 Association President Dustyn Corace

SanCap Mtg 03-29-18

Rooney is the U.S. Representative for Florida’s 19th congressional district which covers parts of Lee and Collier counties. He lives in Naples where he and his family have a base of diversified international group of companies that have created many jobs and economic opportunities in SW Florida and throughout the U.S. He also served many years as an U.S. ambassador.

His down-to-earth presentation cut right to the chase, explaining how the fight for water quality continues with good progress made in recent legislation, but often without the necessary appropriations. Attendees including Realtors®, business affiliates, and local leaders were encouraged to push with property owners to also contact their congressional leaders, not just here, but in other states to likewise recognize the importance of this resource and what must be done and funded to ensure its continuity. Segments from his pitch were included in a TV report last night on “water quality” that appeared on Wink News.

Congressman Rooney also briefly mentioned how the Federal flood insurance program has been extended until July. But, since it is now out of the federal budget package, could be in jeopardy. (You can be sure that local, state, and national Realtors® organizations are closely following that too.)

Florida Realtors logoFlorida Realtors® Honor Society – At the same meeting, five members of the local association were recognized by Florida Realtors® for achieving 2017 Honor Society. I am one of the lucky five – recognized for making the achievement for the 19th year.

FishFood for F.I.S.H. – Realtors® and attendees were reminded that in April the Association is collecting non-perishable food items to help F.I.S.H. of San-Cap replenish their food pantry which often gets low when the island thins out. Snowbirds and owners heading home for the summer are reminded to drop items at F.I.S.H. or call your Realtor® or SanibelSusan Realty. We will gladly pick your items up and get them delivered to the food pantry – or drop them off here at 2242 Periwinkle Way, Suite 3.

Upcoming Eventseaster61

  • 24th Annual Spring Festival – tomorrow March 31 from 9 to 11 a.m. hosted by The Children’s Education Center of the Islands, held at the Community Park, across the street from SanibelSusan Realty.
  • Easter Egg Hunt – tomorrow March 31 from 11 a.m. to 1 p.m. at the Sanibel Community Church. In addition to the hunt – for 2,500 pre-filled eggs, there will be games, crafts, bounce house, storytelling, & free lunch.
  • 7th Annual Easter Eggstravaganza – tomorrow March 31 from 1 to 3 p.m. at Island Inn, both inside and outside activities (those inside at Traditions on the Beach).
  • BIG ARTS Chorus Spring Concerts – Wednesday April 4 and Thursday April 5 at 7 p.m. at Schein Performance Hall. It usually sells out, so get tickets at www.bigarts.org. SanibelSusan is in the alto section.

Living Shoreline Approved Along Woodring Road

Sanibelcityseal logoAt Tuesday’s Sanibel Planning Commission meeting, approval was given for a project between the City of Sanibel and the U.S. Fish & Wildlife Service to create a living shoreline along the eroded section of Woodring Road right-of-way. According to a report in the “Island Sun”:

us fISH & WILDLIFE LOGO“The project seeks to rebuild approximately 170 linear feet of existing rip-rap and stabilize approximately 710 linear feet of existing vegetated shoreline by the installation of “living shoreline”, an erosion control structure comprised of rip-rap, concrete pipes and “reefballs” …which provide additional protection from wave energy created by wind, waves, and boat wakes…The City has budgeted $200,000 for the project, which will likely go out for bids in late April, then be brought before Sanibel City Council in May or June…once approved, the project would be completed this summer in 30 to 45 days….”

Great American Cleanup – Sanibel Canals

Here’s a little scoop from Facebook:

kEEP AMERICA BEAUTIFUL“Join Coastal Keepers and the Ocean Tribe Paddlers on Saturday, April 21st for The Great American Cleanup, an initiative created by Keep America Beautiful. This is a paddle-based cleanup, so we will travel through Sanibel’s east end canals via paddlecraft, gathering litter along the way. If you do not have a paddlecraft, Ocean Tribe Paddlers has a limited number of loaner paddleboards and kayaks available.

“We will meet at Sanibel Sea School’s Flagship Campus at 8 AM for a briefing, then divide into small groups before driving to the Sanibel Boat Ramp to launch our vessels. Parking is available there for a small fee. All cleanup materials will be provided. After the event, participants are invited to return to Sanibel Sea School for refreshments.

“To register for The Great American Cleanup, please go to http://klcb.org/great-american-cleanup.html and choose Sanibel Canals as your location. We kindly ask that you register online in advance to help our friends at Keep Lee County Beautiful measure participation. To reserve a paddleboard or kayak, please contact oceantribepaddlers@sanibelseaschool.org before the event.”

Sanibel & Captiva Islands Multiple Listing Service Activity March 23-30, 2018

Sanibel

CONDOS

2 new listings: Nutmeg Village #205 2/2 $760K, Sunset South #10C 2/2 $799K.

5 price changes: Sanibel Inn #3522 2/2 now $699K, Sandalfoot #3C1 2/2 now $729K, Loggerhead Cay #163 2/2 now $779K, Sundial West #E104 2/2 now $899K, Atrium #201 3/3 now $1.435M.

5 new sales: Seashells #42 2/2 listed at $379.9K, Sundial West #F306 1/1 listed at $465K, Sundial East #P204 2/2 listed at $899K, Sanctuary Golf Villages I #6 3/3 listed at $968.5K, Tanglewood #1A 3/2 listed at $1.045M.

5 closed sales: Captains Walk #D5 2/1 $288K, Spanish Cay #F3 1/1 $274K, Sanibel Seaview #C2 3/3 $920K, Loggerhead Cay #134 2/2 $935K, Kings Crown #317 2/2 $1.295M.

HOMES

5 new listings: 8991 Mockingbird Ln 3/2 $875K, 1438 Causey Ct 3/2 $895K, 1248 Par View Dr 4/4.5 $1.38M, 3790 West Gulf Dr 3/2.5 $1.699M, 413 Bella Vista Way 4/4 $2.495M.

14 price changes: 4542 Bowen Bayou Rd 3/2 now $515K, 998 Fish Crow Rd 3/2 now $599K, 610 Hideaway Ct 3/2.5 now $659K, 236 Hurricane Ln 2/3 now $689K, 4439 Gulf Pines Dr 3/2 now $695K, 4239 Gulf Pines Dr 3/2 now $699K, 4760 Rue Helene 3/2 now $879.5K, 3050 West Gulf Dr 3/2.5 now $949.9K, 1244 Par View Dr 4/3 now $1.099M, 1747 Jewel Box Dr 3/2 now $1.145M, 1349 Eagle Run Dr 3/2.5 now $1.155M, 852 Lindgren Blvd 4/3 now $1.159M, 490 Sawgrass Pl 3/2.5 now $1.649M, 2689 Wulfert Rd 4/5.5 now $1.894M.

11 new sales: 1438 Sandpiper Cir 3/2.5 half-duplex listed at $379.9K, 9471 Peaceful Dr 3/2 listed at $469K, 1283 Par View Dr 2/2 listed at $574K, 1410 Sand Castle Rd 2/2 listed at $609K, 225 Daniel Dr 3/2.5 listed at $699K, 727 Birdie View Pt 3/2 listed at $779K, 5410 Osprey Ct 3/2.5 listed at $799K, 239 Daniel Dr 3/2 listed at $998K (our listing), 330 East Gulf Dr 3/2 listed at $1.15M, 5403 Shearwater Dr 4/3 listed at $1.195M, 2167 Starfish Ln 4/4.5 listed at $1.875M.

8 closed sales: 3008 Singing Wind Dr 2/2 $360K, 1425 Causey Ct 4/3 $660K, 563 Hideaway Ct 3/2 $675K, 4791 Rue Helene 3/2 $830K, 1275 Par View Dr 3/2 $885K, 1114 Captains Walk St 3/3 $885K, 1470 Angel Dr 3/2 $875K, 4649 Rue Belle Mer 3/2.5 $2.45M.

LOTS

2 new listing: 978 Main St $184.9K, 2288 Starfish Ln $549K.

No price changes.

1 new sale: 6027 Dinkins Lake Rd listed at $239.8K.

1 closed sale: 2998 Singing Wind Dr $150K.

Captiva

CONDOS

1 new listing: Bayside Villas #5136 1/2 $399.9K.

1 price change: Sunset Captiva #302 3/3 now $2.495M.

1 new sale: Lands End Village #1665 2/2 listed at $975K.

No closed sales.

HOMES & LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

happy-easter4Happy Easter!

Susan Andrews, aka SanibelSusan

 

Pre-Easter Things Hoppin’ on Sanibel


Bunny hopping clip artIt’s been another fun week with real estate on Sanibel Island. Between showings, offers, and inspections, The SanibelSusan Team is enjoying the end-of-season rush!

In typical late-March fashion, many island soon-departing snowbirds, visitors, and owners are scurrying to take care of local real estate needs before heading home.

The action posted since last Friday in the Sanibel & Captiva Multiple Listing Service follows a few news items below. Many new sales are reported, with fingers crossed for even more to report next week.

Congress’ Budget Extends Flood Insurance to July

NationalFloodInsuranceProgrAs posted today on FloridaRealtors® and sourced to The Advocate, Baton Rouge, La., Bryn Stole. Distributed by Tribune Content Agency, LLC.

“WASHINGTON – March 23, 2018 – The National Flood Insurance Program (NFIP) got a four-month reprieve as part of a massive $1.3 trillion federal spending deal unveiled late Wednesday evening and signed by President Trump on Friday – the fourth temporary extension of the program since September.

“But lawmakers on Capitol Hill now face a July deadline to either overhaul the NFIP, extend it again – or let it lapse in the midst of hurricane season. That could put added pressure on Congress to hammer out a deal on how to shore up the debt-laden federally run insurance program. A compromise on the program has so far been elusive.

“Negotiations between budget hardliners and coastal lawmakers have yielded little in the way of progress over the past few months and legislation to overhaul the program has languished in the U.S. Senate.

“Budget hawks have pushed changes to the NFIP that would dramatically raise rates on many high-risk homeowners who currently pay below-market premiums and shrink the program by booting some properties that have repeatedly flooded.

“Lawmakers from flood-prone areas – including Louisiana’s congressional delegation – have fought furiously against most of those proposals, concerned about how those kinds of abrupt reforms could wipe out homeowner equity and put flood coverage out of reach of many constituents.

“The proposed July extension for the National Flood Insurance Program left at least some Louisiana members of Congress worried that it would give critics of the program – led by retiring House Financial Services Chairman Jeb Hensarling, R-Texas – a chance to push through changes to the program that would hurt south Louisiana policyholders.

“But others were more hopeful that the looming deadline and Senate resistance to some of Hensarling’s proposals could result in a more favorable long-term deal on the program.

“The NFIP was initially set to expire at the end of September. But Congress has repeatedly punted on the issue with a series of short-term extensions tied to so-called “continuing resolutions” – or short-term deals to keep the federal government running.

“Tying the NFIP’s fate to government funding has given congressional leaders leverage to force through extensions of the program because derailing the broader package would result in a broader federal government shutdown.

“But the July proposed extension would split the NFIP from must-pass budget bills, leaving less power for leadership to push rank-and-file lawmakers to back an extension or potential changes.”

Upcoming Events

  • Southern comfort on Sanibell 2018Southern Comfort on Sanibel – tonight, March 23, Friday, doors open a 6 p.m. at the Sanibel Community House – to benefit CROW – register online at www.CROWClinic.org
  • Youth Fishing Derby – March 31, Saturday, on Island A of Sanibel Causeway (1st island next to high span), registration at 8:30 a.m., fishing begins at 9 a.m. Hosted by The Sanibel Island Fishing Club in cooperation with Lee County Parks & Recreation Department, the “Ding” Darling Wildlife Society and several other local organizations. Age groups are 9 and under, and ages 10 to 15. More info at 847-456-4650.
  • Golisano Lee Health_cSanCap Cares 18th Annual lsland Celebration – April 8, Sunday at 6 p.m. at The Sanctuary Golf Club – to benefit Golisano Children’s Hospital of Southwest Florida – details at SanibelCaptivaCares@gmail.com, 239-984-0381, http://www.SanCapCares.org

Florida Governor Scott Signs Real Estate-Related Bills Into Law

Florida Realtors logoPosted today on-line on FloridaRealtors®:

“TALLAHASSEE, Fla. – March 23, 2018 – Gov. Scott signed a number of bills into law within the past week including a few that could impact Fla. Homeowners:

CS/HB 935: Mortgage regulation

“The new law revises Ch. 494, Florida Statutes, governing non-depository loan originators, mortgage brokers and mortgage lender businesses subject to regulation by the Office of Financial Regulation to provide greater consumer protections. In some cases, the changes could impact the way home flippers finance repairs using a short-term loan before re-selling a property.

“The new law defines the term “business purpose loan” and says that it’s unlawful for anyone to misrepresent a residential mortgage loan as a business purpose loan. It also defines the term “hold himself or herself out to the public as being in the mortgage lending business.” It’s currently acceptable for an individual investor to make or acquire a mortgage loan with their funds, or to sell a mortgage loan, without being licensed as a mortgage lender, providing they don’t “hold himself or herself out to the public as being in the mortgage lending business.”

“The law is the Florida Legislature’s response to alleged unlicensed mortgage lending activity in South Florida. According to reports, some lending entities provided residential loans with usurious interest rates and high fees made under the guise of business purpose loans in order to avoid licensure and disclosure requirements under Ch. 494, F.S., as a mortgage lender. In some cases, they allegedly forced the borrower to form a limited liability company if they wanted the money. Effective date: July 1, 2019.

CS/CS/HB 1011: Homeowner’s insurance policy disclosures

“This law requires homeowner insurance policies to disclose in bold, 18-point font that the policy does not cover flood damage. It expands the current required notice regarding flood insurance to include notice that the purchase of homeowner’s insurance does not cover floods, even if hurricane winds and rain caused the flood to occur. The notice will appear upon initial issuance and in each policy renewal. Effective date: Jan 1, 2019.

HB 617: Covenants and restrictions

“This 28-page bill expands and modifies laws related to association covenants and restrictions. Effective date: Oct. 1, 2018”

HB 193: Mortgage brokering

“This law reduces certain mortgage business regulations on securities dealers, investment advisors, and associated persons under certain conditions. Effective date: July 1, 2018”

Sanibel & Captiva Islands Multiple Listing Service Activity March 16-23, 2018

sancap GO MLS logoSanibel

CONDOS

6 new listings: Loggerhead Cay #422 2/2 $535K, Sunset South #6D 2/2 $695K, Lighthouse Point #212 2/2 $769K, Seawind II #5 2/2.5 $825K, Compass Point #183 2/2 $1.295M, Poinciana #2B 3/2 $1.45M.

6 price changes: Blind Pass #B211 2/2 now $449K, Cottage Colony West #116 1/1 now $625K, Cottage Colony West #108 1/1 now $644.9K, By-The-Sea #C102 2/2 now $1.299M, Island Beach Club #230D 2/2 now $1.395M, White Pelican #133 now $1.989M.

6 new sales: Mariner Pointe #521 2/2 listed at $475K, Kimball Lodge #303 1/2 listed at $595K, Lighthouse Point #321 3/2 listed at $679K, High Tide #C101 2/2 listed at $899K, Gulfside Place #222 2/2 listed at $1.15M (our sale), High Tide #B102 2/2 listed at $1.795M.

2 closed sales: Sand Pointe #215 2/2 $690K, By-The-Sea #B202 2/2 $1.15M.

HOMES

9 new listings: 956 Dixie Beach Blvd 2/1 $449K, 9477 Peaceful Dr now $519K, 1643 Sand Castle Rd 3/2.5 $549K, 1338 Tahiti Dr 2/2 $565K, 1805 Ibis Ln 2/2 $569K, 721 Cardium St 2/2 $849K, 1244 Par View Dr 4/3 $1.149M, 2622 Coconut Dr 5/3.5 $2.799M, 1069 Bird Ln 4/3.5 $5.495M.

12 price changes: 9477 Peaceful Dr 3/2 now $519K, 958 Sand Castle Rd 3/2 now $595K, 1190 Sand Castle Rd 3/2 now $625K, 225 Daniel Dr 3/2.5 now $699K, 1183 Kittiwake Cir 3/2 now 768.9K, 1807 Serenity Ln 3/2 now $789K, 9446 Beverly Ln 3/3.5 now $799K, 239 Daniel Dr 3/2 now $998K (our listing – photos below), 1304 Eagle Run Dr 3/3 now $1.1M, 1672 Hibiscus Dr 3/2 now $1.159M, 519 Kinzie Island Ct 3/2.5 now $1.195M, 2479 Blind Pass Ct 3/2 now $1.25M.

11 new sales: 1040 Sand Castle Rd 3/2 listed at $549K, 958 Sand Castle Rd 3/2 listed at $595K, 601 Sea Oats Dr 3/2 listed at $659.9K, 474 Lake Murex Cir 3/2 listed at $674.9K, 5280 Umbrella Pool Rd 3/3 listed at $675K, 9448 Begonia Ct 3/2.5 listed at $699K (our listing), 5410 Osprey Ct 3/2.5 listed at $799K, 1120 Shell Basket Ln 4/2 listed at $895K, 536 Lighthouse Way 4/4.5 listed at $2.995M, 4171 West Gulf Dr 3/2 listed at $3.248M, 1008 Bayview Dr 4/4.5 listed at $3.595M.

5 closed sales: 1029 Dixie Beach Blvd 2/2 $410K, 2005 Mitzi Ln 2/2 $525K, 5301 Ladyfinger Lake Rd 3/2 $625K, 3323 Twin Lakes Ln 3/3 $730K, 3010 West Gulf Dr 3/2 $745K.

LOTS

1 new listing: 1305 Seaspray Ln $795K.

2 price changes: 5821 Pine Tree Dr now $499K, 976 Whelk Dr now $689K.

No new or closed sales.

Captiva

CONDOS

1 new listing: Sunset Captiva #103 2/2/2 $999K.

No price changes, new sales, or closed sales.

HOMES

1 new listing: 11534 Laika Ln 4/3.5 $1.799M.

No price changes.

1 new sale: 9 Sunset Captiva 3/2 listed at $1.299M.

1 closed sale: 13550 Palmflower Ln 4/3.5 listed at $3.75M

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday,

Susan Andrews, aka SanibelSusan

2017-08-08 Lighthouse beach log

 

Pre-Easter Things Hoppin’ on Sanibel


Bunny hopping clip artIt’s been another fun week with real estate on Sanibel Island. Between showings, offers, and inspections, The SanibelSusan Team is enjoying the end-of-season rush!

In typical late-March fashion, many island soon-departing snowbirds, visitors, and owners are scurrying to take care of local real estate needs before heading home.

The action posted since last Friday in the Sanibel & Captiva Multiple Listing Service follows a few news items below. Many new sales are reported, with fingers crossed for even more to report next week.

Congress’ Budget Extends Flood Insurance to July

NationalFloodInsuranceProgrAs posted today on FloridaRealtors® and sourced to The Advocate, Baton Rouge, La., Bryn Stole. Distributed by Tribune Content Agency, LLC.

“WASHINGTON – March 23, 2018 – The National Flood Insurance Program (NFIP) got a four-month reprieve as part of a massive $1.3 trillion federal spending deal unveiled late Wednesday evening and signed by President Trump on Friday – the fourth temporary extension of the program since September.

“But lawmakers on Capitol Hill now face a July deadline to either overhaul the NFIP, extend it again – or let it lapse in the midst of hurricane season. That could put added pressure on Congress to hammer out a deal on how to shore up the debt-laden federally run insurance program. A compromise on the program has so far been elusive.

“Negotiations between budget hardliners and coastal lawmakers have yielded little in the way of progress over the past few months and legislation to overhaul the program has languished in the U.S. Senate.

“Budget hawks have pushed changes to the NFIP that would dramatically raise rates on many high-risk homeowners who currently pay below-market premiums and shrink the program by booting some properties that have repeatedly flooded.

“Lawmakers from flood-prone areas – including Louisiana’s congressional delegation – have fought furiously against most of those proposals, concerned about how those kinds of abrupt reforms could wipe out homeowner equity and put flood coverage out of reach of many constituents.

“The proposed July extension for the National Flood Insurance Program left at least some Louisiana members of Congress worried that it would give critics of the program – led by retiring House Financial Services Chairman Jeb Hensarling, R-Texas – a chance to push through changes to the program that would hurt south Louisiana policyholders.

“But others were more hopeful that the looming deadline and Senate resistance to some of Hensarling’s proposals could result in a more favorable long-term deal on the program.

“The NFIP was initially set to expire at the end of September. But Congress has repeatedly punted on the issue with a series of short-term extensions tied to so-called “continuing resolutions” – or short-term deals to keep the federal government running.

“Tying the NFIP’s fate to government funding has given congressional leaders leverage to force through extensions of the program because derailing the broader package would result in a broader federal government shutdown.

“But the July proposed extension would split the NFIP from must-pass budget bills, leaving less power for leadership to push rank-and-file lawmakers to back an extension or potential changes.”

Upcoming Events

  • Southern comfort on Sanibell 2018Southern Comfort on Sanibel – tonight, March 23, Friday, doors open a 6 p.m. at the Sanibel Community House – to benefit CROW – register online at www.CROWClinic.org
  • Youth Fishing Derby – March 31, Saturday, on Island A of Sanibel Causeway (1st island next to high span), registration at 8:30 a.m., fishing begins at 9 a.m. Hosted by The Sanibel Island Fishing Club in cooperation with Lee County Parks & Recreation Department, the “Ding” Darling Wildlife Society and several other local organizations. Age groups are 9 and under, and ages 10 to 15. More info at 847-456-4650.
  • Golisano Lee Health_cSanCap Cares 18th Annual lsland Celebration – April 8, Sunday at 6 p.m. at The Sanctuary Golf Club – to benefit Golisano Children’s Hospital of Southwest Florida – details at SanibelCaptivaCares@gmail.com, 239-984-0381, http://www.SanCapCares.org

Florida Governor Scott Signs Real Estate-Related Bills Into Law

Florida Realtors logoPosted today on-line on FloridaRealtors®:

“TALLAHASSEE, Fla. – March 23, 2018 – Gov. Scott signed a number of bills into law within the past week including a few that could impact Fla. Homeowners:

CS/HB 935: Mortgage regulation

“The new law revises Ch. 494, Florida Statutes, governing non-depository loan originators, mortgage brokers and mortgage lender businesses subject to regulation by the Office of Financial Regulation to provide greater consumer protections. In some cases, the changes could impact the way home flippers finance repairs using a short-term loan before re-selling a property.

“The new law defines the term “business purpose loan” and says that it’s unlawful for anyone to misrepresent a residential mortgage loan as a business purpose loan. It also defines the term “hold himself or herself out to the public as being in the mortgage lending business.” It’s currently acceptable for an individual investor to make or acquire a mortgage loan with their funds, or to sell a mortgage loan, without being licensed as a mortgage lender, providing they don’t “hold himself or herself out to the public as being in the mortgage lending business.”

“The law is the Florida Legislature’s response to alleged unlicensed mortgage lending activity in South Florida. According to reports, some lending entities provided residential loans with usurious interest rates and high fees made under the guise of business purpose loans in order to avoid licensure and disclosure requirements under Ch. 494, F.S., as a mortgage lender. In some cases, they allegedly forced the borrower to form a limited liability company if they wanted the money. Effective date: July 1, 2019.

CS/CS/HB 1011: Homeowner’s insurance policy disclosures

“This law requires homeowner insurance policies to disclose in bold, 18-point font that the policy does not cover flood damage. It expands the current required notice regarding flood insurance to include notice that the purchase of homeowner’s insurance does not cover floods, even if hurricane winds and rain caused the flood to occur. The notice will appear upon initial issuance and in each policy renewal. Effective date: Jan 1, 2019.

HB 617: Covenants and restrictions

“This 28-page bill expands and modifies laws related to association covenants and restrictions. Effective date: Oct. 1, 2018”

HB 193: Mortgage brokering

“This law reduces certain mortgage business regulations on securities dealers, investment advisors, and associated persons under certain conditions. Effective date: July 1, 2018”

Sanibel & Captiva Islands Multiple Listing Service Activity March 16-23, 2018

sancap GO MLS logoSanibel

CONDOS

6 new listings: Loggerhead Cay #422 2/2 $535K, Sunset South #6D 2/2 $695K, Lighthouse Point #212 2/2 $769K, Seawind II #5 2/2.5 $825K, Compass Point #183 2/2 $1.295M, Poinciana #2B 3/2 $1.45M.

6 price changes: Blind Pass #B211 2/2 now $449K, Cottage Colony West #116 1/1 now $625K, Cottage Colony West #108 1/1 now $644.9K, By-The-Sea #C102 2/2 now $1.299M, Island Beach Club #230D 2/2 now $1.395M, White Pelican #133 now $1.989M.

6 new sales: Mariner Pointe #521 2/2 listed at $475K, Kimball Lodge #303 1/2 listed at $595K, Lighthouse Point #321 3/2 listed at $679K, High Tide #C101 2/2 listed at $899K, Gulfside Place #222 2/2 listed at $1.15M (our sale), High Tide #B102 2/2 listed at $1.795M.

2 closed sales: Sand Pointe #215 2/2 $690K, By-The-Sea #B202 2/2 $1.15M.

HOMES

9 new listings: 956 Dixie Beach Blvd 2/1 $449K, 9477 Peaceful Dr now $519K, 1643 Sand Castle Rd 3/2.5 $549K, 1338 Tahiti Dr 2/2 $565K, 1805 Ibis Ln 2/2 $569K, 721 Cardium St 2/2 $849K, 1244 Par View Dr 4/3 $1.149M, 2622 Coconut Dr 5/3.5 $2.799M, 1069 Bird Ln 4/3.5 $5.495M.

12 price changes: 9477 Peaceful Dr 3/2 now $519K, 958 Sand Castle Rd 3/2 now $595K, 1190 Sand Castle Rd 3/2 now $625K, 225 Daniel Dr 3/2.5 now $699K, 1183 Kittiwake Cir 3/2 now 768.9K, 1807 Serenity Ln 3/2 now $789K, 9446 Beverly Ln 3/3.5 now $799K, 239 Daniel Dr 3/2 now $998K (our listing – photos below), 1304 Eagle Run Dr 3/3 now $1.1M, 1672 Hibiscus Dr 3/2 now $1.159M, 519 Kinzie Island Ct 3/2.5 now $1.195M, 2479 Blind Pass Ct 3/2 now $1.25M.

11 new sales: 1040 Sand Castle Rd 3/2 listed at $549K, 958 Sand Castle Rd 3/2 listed at $595K, 601 Sea Oats Dr 3/2 listed at $659.9K, 474 Lake Murex Cir 3/2 listed at $674.9K, 5280 Umbrella Pool Rd 3/3 listed at $675K, 9448 Begonia Ct 3/2.5 listed at $699K (our listing), 5410 Osprey Ct 3/2.5 listed at $799K, 1120 Shell Basket Ln 4/2 listed at $895K, 536 Lighthouse Way 4/4.5 listed at $2.995M, 4171 West Gulf Dr 3/2 listed at $3.248M, 1008 Bayview Dr 4/4.5 listed at $3.595M.

5 closed sales: 1029 Dixie Beach Blvd 2/2 $410K, 2005 Mitzi Ln 2/2 $525K, 5301 Ladyfinger Lake Rd 3/2 $625K, 3323 Twin Lakes Ln 3/3 $730K, 3010 West Gulf Dr 3/2 $745K.

LOTS

1 new listing: 1305 Seaspray Ln $795K.

2 price changes: 5821 Pine Tree Dr now $499K, 976 Whelk Dr now $689K.

No new or closed sales.

Captiva

CONDOS

1 new listing: Sunset Captiva #103 2/2/2 $999K.

No price changes, new sales, or closed sales.

HOMES

1 new listing: 11534 Laika Ln 4/3.5 $1.799M.

No price changes.

1 new sale: 9 Sunset Captiva 3/2 listed at $1.299M.

1 closed sale: 13550 Palmflower Ln 4/3.5 listed at $3.75M

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday,

Susan Andrews, aka SanibelSusan

2017-08-08 Lighthouse beach log

 

Island-Style Valentine Sights


 

Manatee mailboxDolphin mailboxboth mailboxesIt’s SanibelSusan, reporting another fine Friday here. This one, wrapping up a week of fantastic Florida winter weather. After expecting temperatures to be in only the low 70’s, locals and visitors have been “out and about” happily enjoying sunny days, with temperatures almost setting records – into the low 80’s.valentine

Early this afternoon, my car registered 82 degrees as I drove down Periwinkle Way. On my return, because of the traffic, I elected to go “the back way” and saw a sight that made me smile. Near one of the bends just off East Gulf Drive are two mailboxes across the street from each other with those big concrete-looking bases – one is a manatee and the other a dolphin. Here they are in their adorable Valentine’s garb. These island neighbors sure have the holiday spirit.

With Southwest Florida so nice and the news reporting ice, snow, sub-zero temperatures, and pile-ups in the northern states, I have been hit up several times this week with folks looking for help in finding last minute island accommodations. (Some are even having trouble looking for February and March next winter!) Very little is available for long-term stays, so we are trying hard to convince some of those folks to buy. We’ve got some listings with excellent income that could help pay the way when you aren’t using the property yourself.

The action posted in the Sanibel & Captiva Islands Multiple Listing Service since last Friday follows a couple of news items below.

NFIP Extended For Six Weeks – to March 23

Posted today by “Florida Realtors®” on line:NationalFloodInsuranceProgr

“As part of the just-passed continuing resolution to keep the government open, the National Flood Insurance Program now won’t expire until March 23, 2018.

“While the legislation only extends government operations for six weeks – including NFIP – Congress agreed to some long-term changes, including $90 billion in assistance for post-hurricane cleanup in Florida, Texas and Puerto Rico.

“While the national flood insurance program isn’t a direct part of federal funding, its future has been tied to it recently because the flood insurance extension has been voted on alongside the larger spending packages.

“For at least the next six weeks, however, homebuyers and sellers in flood zones can stop worrying about the loss of flood insurance derailing their transaction.”

What’s Happening at Island Inn

island inn matthews suitesIf you’ve recently driven down West Gulf Drive, you may have noticed the construction at Island Inn. The historic Island Inn, the oldest hotel on Sanibel (established in 1895) began their latest multi-million-dollar investment last year when construction began to replace the Matthews Lodge, a 12-unit concrete-block building built in 1961. This week, they announced the opening of the new Matthews Lodge Luxury Suites (their photo above) which are 12 new 600 sq. ft. accommodations. Benchmark General Contractors was the builder. For more info on the Island Inn, Traditions on the Beach, or the new gulf-view luxury suites, visit www.islandinn.com.

Upcoming Events

  • 16th Sanibel-Captiva Art League “Clothesline Sale”, Sunday, Feb 11 from 9 a.m. to 3 p.m. at The Community House, with ~30 artists participating. Some of these artists also feature their work at monthly events just outside Bailey’s General Store. Called “Art on the Veranda”, they will be there tomorrow, Feb 10 from 10 a.m. to 3 p.m.
  • Livingston Taylor – at South Seas Resort, Sunday, Feb 18 from 8 to 10 p.m. Doors open at 7. Tickets at www.livingstontaylorsouthseas.eventbrite.com.
  • 25th Annual Children’s Education Center of the Islands “Spring Festival” – Thinking ahead, if you have children or grands coming to town for Easter you might want to put this event on your calendar: Saturday, Mar 31 from 9 to 11 a.m. at Sanibel Community Park (next to The Community House).

How Fast Can Home Prices Rise?

In last week’s update from the recent economic analysis presentation at Florida Realtors’® Governance Meetings, it recounted how Lee county is one of the few areas in the state where the supply of residential real estate is greater than demand. An article posted yesterday on FloridaRealtors.org further describes what is happening to home prices throughout the rest of the U.S., with some cities breaking price records.

attom data solutions logoStrong demand and low inventories fueled home prices to record highs in 2017. The median home price in the U.S. reached $235,000, up 8.3% from 2016, according to real estate data firm ATTOM Data Solutions.

“Still, annual price appreciation showed signs of slowing; in 2016, the national median home price jumped 8.5% year over year, according to ATTOM’s latest housing report.

“Sixty-four of 112 metros (57%) set a new record for metro-level home prices in 2017, including Los Angeles, Dallas, Houston, Atlanta, and San Francisco. Among 112 metros, each with populations of 200,000 or more, the cities with the biggest year-over-year price increases were Ocala, Fla. (up 14.3%); Kansas City, Mo. (13.4%); San Jose, Calif. (13.3%); Salem, Ore. (12.9%); and Nashville, Tenn. (12.5%).

“Among major metro areas with populations of at least 1 million, the cities that posted double-digit gains included Las Vegas (up 12.3%); Salt Lake City (10.9%); Seattle (10.8%); Orlando, Fla. (10.7%); Tampa-St. Petersburg, Fla. (10.7%); Portland, Ore. (10.5%); and Jacksonville, Fla. (10.1%).

“Miami-Fort Lauderdale-West Palm Beach also ranked in the 1-million-plus category, with the area’s 2017 price rise at 8.9%.”

© Copyright 2018 INFORMATION INC., Bethesda, MD (301) 215-4688

Webcam Back Up At “Ding” Darling

Paul collins roseate 04-13-14

As reported in the “Ding” Darling Wildlife Society Newsletter dated February 8, 2018.

“Our live Refuge Webcam, which was damaged by Hurricane Irma, is back up and running better than ever. The solar-powered camera broadcasts live scenes from the Wildlife Drive observation tower during daylight hours. So, now when you need your Refuge “fix,” just head to our home page and click on the live cam. It’s the next best thing to being here in person.”

Right to Inspect: The Devil is in the Details

Florida Realtors logoThough written to help Realtors®, the below article posted on Florida Realtors® this week by their COO and General Counsel (& fellow New Englander), Margy Grant, has good info for buyers and sellers too.

“Feb. 5, 2018 – One of the most common clauses buyers utilize when submitting an offer to purchase real estate is the “right to inspect.” Based on the number of calls to the Florida Realtors Legal Hotline, this also is one of the most misunderstood clauses – and one that could have serious consequences for buyers and sellers if it is not interpreted and enforced correctly.

“In the “As Is” Residential Contract for Sale and Purchase approved by Florida Realtors® and The Florida Bar – the purchase contract most commonly used by members – the right to inspect clause contains the language “in the Buyer’s sole discretion.” This phrase is intended to mean that a buyer may cancel the purchase contract at any time during the inspection period for any reason. Occasionally, Realtors confuse this language. They interpret it to mean a buyer is required to discover a defect in the property or structure and only then is entitled to cancel. This is incorrect.

“A buyer may terminate the contract by delivering written notice to the seller for any reason, even something as minor as the color of paint in a bedroom. However, to be binding, the notification has to be made prior to the expiration of the inspection period.

“Another issue that is often misunderstood is the process for renegotiating a contract before enacting the right to terminate.

“Let’s say you are representing buyers who have signed a contract to purchase a home. An inspection has revealed the roof is aged and leaking in one section. Your buyers still want to buy the house; however, they want the seller to either fix the roof or reduce the purchase price to reflect the repair amount. Otherwise, they will have to cancel.

“Simply contacting the listing broker to communicate the problem does not constitute a cancellation under this section of the contract. If a buyer wishes to renegotiate then you, as the buyer’s Realtor, need to provide specific information to the listing broker. Explain exactly what the buyers want and explicitly say that if the seller refuses, then the buyers intend to cancel under the inspection clause of the contract.

If you fail to accurately explain what the buyers want as a remedy, and the seller does not respond before the time to inspect the property lapses, your buyers may be in jeopardy of losing their deposit.

“How do you as a Realtor protect yourself from situations like this? Simple: Communicate and watch the calendar. In writing, explicitly explain to the listing broker what your buyers want from the seller. At the same time, make sure your buyers do not miss the deadline to cancel the agreement if the parties cannot agree on repairs or a reduction in purchase price. Remember: The “As Is” form contract is calculated on calendar days, not business days.

“Real estate contracts vary in terms of when a buyer or seller can amend or cancel. You should carefully review each contract’s right to inspect clause. In the event there is confusion about which day is the final date to cancel, you should contact the other side and make sure everyone is in agreement. But when in doubt, err on the side of the earlier date to protect yourself and your buyer.

“In most transactions, a buyer wants to buy and a seller wants to sell, so approach all negotiations positively and work toward a sale. But, at the same time, take precautions to make sure you do not inadvertently put the buyer’s deposit at risk.”

Sanibel & Captiva Islands Multiple Listing Service Activity February 2-9, 2018sancap GO MLS logo

Sanibel

CONDOS

1 new listing: Blind Pass #E207 2/2.5 $429K.

4 price changes: Mariner Pointe #1061 2/2 now $574.9K (our listing), Cottage Colony West #101 1/1 now $630K, High Tide #C101 2/2 now $899K, Plantation Village #312 3/2.5 now $1.69M.

5 new sales: Tennisplace #E33 2/1 listed at $320K, Sundial West #F308 1/1 listed at $439K, Loggerhead Cay #402 2/2 listed at $580K, Sandpiper Beach #302 2/2 listed at $850K, By-The-Sea #B202 2/2 listed at $1.249M.

No closed sales.

HOMES

6 new listings: 962 Sand Castle Rd 3/2 $639K, 9225 Belding Dr 3/2 $650K, 753 Cardium St 3/2 $679K, 610 Hideaway Ct 3/2.5 $689K, 1582 Sand Castle Rd 3/2 $699K, 2969 Wulfert Rd 6/6/2 $1.995M.

15 price changes: 813 Rabbit Rd 2/2 now $439K, 1717 Atlanta Plaza Dr 2/2 now $460K, 6143 Henderson Rd 4/3 now $468.5K, 3043 Poinciana Cir 4/2 now $549K, 5280 Umbrella Pool Rd 3/3 now $675K, 1342 Junonia St 3/3 now $679K, 1450 Sand Castle Rd 3/2 now $769K, 1245 Anhinga Ln 3/2 now $829K, 9028 Mockingbird Dr 4/3 now $879K, 1114 Captains Walk St 3/3 now $899K, 940 Spoonbill Ct 3/2.5 now $1.095M, 6123 Starling Way 3/2.5 now $1.174M, 500 Periwinkle Way 3/3 now $1.195M, 2689 Wulfert Rd 4/6.5 now $1.994M, 3615 West Gulf Dr 3/2 now $3.1M.

5 new sales: 9446 Yucca Ct 3/2 listed at $545K, 3323 Twin Lakes Ln 3/3 listed at $787K, 3010 West Gulf Dr 3/2 listed at $799K, 2939 Wulfert Rd 5/5/2 listed at $1.349M, 747 Windlass Way 4/3.5 listed at $2.295M.

4 closed sales: 915 Palm St 3/2 $445K, 1807 Buckthorn Ln 3/2.5 $615K, 1314 Par View Dr 3/2 $750K, 1255 Isabel Dr 3/3 $1.615M.

LOTS

1 new listing: 976 Whelk Dr $699K.

3 price changes: 4566 Buck Key Rd now $159K, 1550 Centre St now $205K, 1800 Woodring Rd now $2.695M.

2 new sales: 2626 Coconut Dr listed at $379K, 4767 Tradewinds Dr listed at $1.75M.

No closed sales.

Captiva

CONDOS

2 new listings: Beach Villas #2625 2/2 $645K, Lands End Village #1608 3/3 $2.595M.

No price changes or new sales.

1 closed sale: Lands End Village #1657 2/2 $1.06M.

HOMES

1 new listing: 17030 Captiva Dr 6/7.5 $10M.

1 price change: 11531 Paige Ct 4/3.5 now $3.45M.

1 new sale: 11521 Andy Rosse Ln 7/8 listed at $2.799M.

No closed sales.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

valentineHere’s hoping that you and your Valentines have a great week!

Until next Friday, Susan Andrews aka SanibelSusan

Brrrr…It’s Cold Outside


Well, this week has been a cold week on Sanibel. We won’t complain though, as we are thinking of everyone elsewhere in the US dealing with far greater cold temps. Stay warm & safe everyone.

Insurers Try New Tactic To Limit Damage Claims

Florida Realtors logoHere is an article posted on FloridaRealtors® website: Some Florida homeowners are discovering their insurance companies are employing an interesting strategy to avoid future claims costs.

Settlement checks sent by at least three companies include language stating that accepting the check releases the companies from further obligations connected to the claim.

Plaintiffs’ attorneys say they have major problems with this strategy: It tries to intimidate policyholders into not seeking payment for additional costs that come up during repairs and is likely unenforceable.

Palmetto Bay-based trial attorney Joe Ligman pointed to a section of Florida insurance law stating an insurer, after paying “actual cash value” for an insured loss minus any applicable deductible, “shall pay any remaining amounts necessary to perform such repairs as work is performed and expenses are incurred.”

But that’s not what notices from two of Florida’s largest insurers say.

On the back side of checks sent to homeowners, Fort Lauderdale-based Universal Property & Casualty includes the statement that an endorsement by the payee “constitutes receipt and release in full settlement for the claim or item mentioned in the draft.” Universal P&C is the state’s largest property insurer, with 612,227 policies statewide and 237,172 in the tri-county region as of Sept. 30, according to state records.

Along with a check sent to at least one of its homeowners, Deerfield Beach-based People’s Trust Insurance sent a letter stating that “your endorsement of the indemnity check constitutes a full accord and satisfaction of a disputed loss.”

And a third company, Sarasota-based Gulfstream Property and Casualty Insurance Co., enclosed with checks to at least two victims of Hurricane Irma a “release of property damage” that “does hereby … release, acquit and forever discharge” the company and its officials “from any and all claims, actions, causes of actions, demands, rights, damages, costs, loss of service, expenses and compensation whatsoever” stemming from the hurricane.

By contrast, state-run Citizens Property Insurance Corp. acknowledged in December that rising labor and materials costs triggered by Hurricane Irma would likely result in higher repair costs than initially estimated.

“As they go through the claims and repairs process, things will come up that may require us to readdress [and reopen] the claim,” Citizens spokesman Michael Peltier said Wednesday.

Locke Burt, chairman and president of Ormond Beach-based Security First Insurance, said his firm does not send release language with its claims checks “because we agree with the trial lawyer. It wouldn’t stand up in court.” Plus, he said, “We wouldn’t treat people that way.”

The Sun Sentinel contacted Universal P&C, People’s Trust and Gulfstream and asked each why they assert that acceptance of a settlement check releases them from supplemental claims.

The state law requiring insurers to pay any remaining amounts for additional work does not apply to People’s Trust, which operates a unique business model known as “managed repair,” countered Amy Rosen, the company’s chief marketing officer.

The company, with 129,626 policies statewide and 56,511 in the tri-county region, provides a premium discount in exchange for a customer’s agreement to use its affiliated “Rapid Response Team” contractor to make repairs. Rosen said it only sends the letter asserting acceptance of its check releases it from future obligations when a policyholder “wishes to receive a monetary payment in exchange for [the company’s] agreement to waive its right to have [the Rapid Response Team] perform the repairs.”

“If the insured accepts the monetary payment … then a settlement has been reached,” Rosen said. “If the insured does not accept the payment, then [the Rapid Response Team] repairs the property and, if additional covered damage is found, that is also repaired.”

Perry Cone, Gulfstream’s general counsel, declined to respond to questions about why it directs its policyholders to sign the release forms. “Gulfstream absolutely follows Florida law in its claims handling processes,” Cone wrote.

Travis Miller, spokesman for Universal Property & Casualty, said the statement on the checks “does not preclude claims for replacement costs or supplemental damage,” adding it “represents payment for items that have been reported to the insurer, have been reviewed, and are included within the scope of the draft.” He said other statements with the check will specify that the release pertains to a portion of coverage the check is for, such as additional living expenses, and “does not affect other payments such as replacement costs or other portions of the same claim [or any other claim.]”

Trial attorney Ligman, representing a policyholder who has declined to endorse a check from Universal, has filed a petition asking a Miami-Dade County circuit court judge to determine whether endorsement of the company’s check would bar him from making future claims.

“Universal refuses to change their check policy and continues to send the check release endorsement in violation of Florida law in order to trick their insureds to believe that they are releasing all future claims,” the petition states.

Sanibel & Captiva Multiple Listing Service Activity December 29, 2017 – January 5, 2018

Sanibel

CONDOS

1 new listing: Sandy Bend #4 2/2 $779K.

6 price changes: Tennisplace #D21 1/1 now $244.8K, Captains Walk #B2 1/1 now $249K (our listing), Lighthouse Point #220 2/2 now $450K, Pine Cove #102 3/2 now $1.25M, Gulfside Place #123 2/2 now $1.273M, Plantation Village #312 3/2.5 now $1.749M.

1 new sale: By-The-Sea #9 3/2 listed at $1.749M.

2 closed sales: Sanibel Arms #F2 1/1 $470K, Nutmeg Village #205 2/2 $745K.

HOMES

8 new listings: 9477 Peaceful Dr 3/2 $537K; 887 Casa Ybel Rd 5/3 duplex $575K; 1513 Sand Castle Rd 2/2.5 $689,000; 3010 West Gulf Dr 3/2 $799K; 529 Lake Murex Cir 3/2 $799,997; 9028 Mockingbird Dr 4/3 $889K; 4960 Joewood Dr 3/3 $1.049M; 940 Spoonbill Ct 3/2.5 $1.195M.

6 price changes: 9292 Kincaid Ct 3/2 now $489K, 4542 Bowen Bayou Rd 3/2 now $548K, 1327 Tahiti Dr 2/2 now $630K, 6123 Starling Way 3/2.5 now $1.225M, 1995 My Tern Ct 4/2 now $1.389M; 2029 Periwinkle Way 4/3 now $1.899M.

12 new sales: 1613 Sand Castle Rd 3/2.5 listed at $499K, 9446 Yucca Ct 3/2 listed at $545K, 2521 Key Lime Pl 3/2 listed at $599K, 241 Violet Dr 3/2.5 listed at $750K, 335 East Gulf Dr 3/2 listed at $1.095M, 1307 Par View Dr 3/3 listed at $1.1M, 1277 Par View Dr 4/3.5 listed at $1.15M, 1106 Buttonwood Ln 3/2 listed at $1.2M, 1313 Eagle Run Dr 3/3 listed at $1.35M, 1052 Whisperwood Ln 3/3 listed at $1.499M, 3945 West Gulf Dr 3/3 listed at $3.195M, 4115 West Gulf Dr 4/5 listed at $5.485M.

4 closed sales: 725 Nerita St 2/1 $385K, 5292 Umbrella Pool Rd 3/2 $540K, 3273 Twin Lakes Ln 3/2 $820K, 4155 West Gulf Dr 4/3 $4M.

LOTS

No new listings or price changes.

1 new sale: 667 Birdie View Pt listed at $345K.

No closed sales.

 Captiva

CONDOS

1 new listing: Tennis Villas #3216 1/1 $330K.

1 price change: Marina Villas #610 2/2 now $725K.

1 new sale: Beach Villas #2514 2/2 listed at $609K.

No closed sales.

HOMES

2 new listings: 20 Urchin Ct 2/2.5 $989K, 16801 Captiva Dr 3/3.5 $2.695M.

2 price changes: 1114 Schefflera Ct 4/3.5 now $2.899M, 15133 Captiva Dr 3/3 now $3.2M.

1 new sale: 1121 Schefflera Ct 4/4.5 listed at $5.6M.

2 closed sales: 11461 Old Lodge Ln 2/2 $995K, 11500 Gore Ln 3/2 $1.15M.

LOTS

Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Have A Great Weekend!

Elise for The SanibelSusan Team