Raising Sanibel RPAC Dollars & Reporting on Turtles, Restaurants, Events, & More…

SanibelSusan here reporting more blue skies and rain-free island weather this week. Daytime temperatures now are mostly in the mid-80’s, followed by nights dipping into the low 70’s. Roadways are getting busier as more snowbirds return.

As summer projects finish up, fall projects are underway in a few locations. At Pointe Santo, new roofs are going on, while at Mariner Pointe, their project is wrapping. On Captiva, their beach renourishment project is ahead of schedule, expected to complete later this month, while on the Sanibel causeway, work continues both on bridge repairs and the multi-year causeway improvement project.

In the world of real estate, there were a few more island listings this week. Sanibel now is up to 29 homes and 21 condos for sale. On Captiva, eight homes and three condos are available. There also were a few new sales and several closed sales.

After a couple of news items below are the details on the action since last Friday in the Sanibel & Captiva Multiple Listing Service.

What’s Up With Sanibel-Captiva Islands Association of Realtors®

Wednesday after work was the 25th Annual Sanibel & Captiva Islands Association of Realtors® End of Season Party and RPAC Auction. Usually held in the spring after the busy winter season, this year, the event again was delayed because of the pandemic. Though, it probably is accurate to say that “season” never really ended this year, it was great to socialize again in-person with colleagues. It had been almost two years since some of us had been together. Held at The Sanctuary, the event began with an afternoon golf tournament followed by the party with auction.

The final tally of RPAC dollars raised has yet to be announced, but the islands Association of Realtors® usually is the recipient of state awards for the goals they surpass and level of organization participation. (Awards from last year shown here.) Hopefully enough was received this year to garner a few more.

RPAC (Realtor® Political Action Committee) has been around since 1969 and promotes candidates who will protect and promote the real estate industry and individual property rights. From each dollar raised, 30% goes toward national issues through the National Association of Realtors®, 35% to Florida Realtors® for state issues, and 35% to local associations. Funds here have been used for such environmental issues as to improve water quality, prevent over development, ensure redevelopment, and beach renourishment.

Looking to Tallahassee, each year the Florida legislature introduces more than 4,000 bills. Florida Realtors® monitors each one and, when appropriate, works to influence the bill’s direction. RPAC isn’t Republican, isn’t Democrat, but provides an independent voice, fighting for homeowners and Realtors®.

This year for the auction, SanibelSusan again donated a Jumbo Lobster Dinner for 4 (or gift certificate) from the Lobster Net in Brewer, Maine. If you ever want fresh Maine seafood, delivered right to your door, check them out at www.TheLobsterNet.com.

The donation is always a hit. Thanks to affiliate Attorney Nikki Naumann for buying this year and introducing attendees to the youngest at the event, her adorable new daughter Blake Savannah, just two months old.

Sanibel/Captiva Sea Turtle Update

SCCF photo

The 2021 island sea turtle season is finishing up. Nesting ended September 30 and nearly all nests have hatched. This year, there were 931 nests on the islands. That number ties the record set last year. So far, 46,726 hatchlings have made it to the Gulf with just a few nests still incubating.

SCCF’s (Sanibel & Captiva Conservation Foundation) team of 100 trained and experienced volunteers survey the 18 miles of island beach (from Sanibel Lighthouse to Blind Pass). Each week from April 15 through October, they start their surveys around 6:30 a.m. and walk their assigned stretch of beach (approximately one mile) to look for tracks that the sea turtle left behind the previous night. Becoming a sea turtle volunteer requires committing for the entire nesting season and completing training in early April. For more info, go to http://www.sccf.org/our-work/sea-turtles.

Matzaluna Restaurant

Island restaurant news is always big news. This week on their Facebook page, Matzaluna posted: “So the rumors are true. After 26 wonderful years, we are closing shop and leasing the premises to another group. Will be business as usual until mid-November. Stop by, see the crew and get your fill of our Italian specialties and wood-fired pizza.”

According to the gossip mill at the Realtor® event Wednesday, I heard that 400 Rabbits is moving to the Matzaluna location. Also, that their owners (from Paper Fig Kitchen) in addition to opening their 2nd take out at The Fig East End also are opening a new restaurant at the former site of Il Tesoro on Tarpon Bay Rd. Scheduled to open mid-November, the new one will feature a Pan Asian Kitchen and be called “Bamboo”. Stay tuned for more restaurant news.

Reopenings & Upcoming Events

Sanibel Historical Museum & Village Reopening – Both the museum and village are reopening next week for season on October 19. The museum will be open from 10 a.m. to 4 p.m. Tuesdays through Saturdays, with masks required inside the buildings. Their new pavilion also is scheduled to open in December. Full guided tours will be available only if reserved in advance for groups of no more than six and depending on docent availability. Upcoming season highlights include two Twilight Talks (March 15 and April 5) and their annual gala fundraiser which this year will be a movie premier at The Community House on Sanibel on February 22. More info at http://www.SanibelMuseum.org.

The Seahorse Social – School PTA Fundraiser – Tickets are on sale for the Sanibel School’s first large-scale fundraiser in over a year. The Seahorse Social is scheduled for October 22 from 6:30 to 10 p.m. at The Community House and will feature Spanish- and Latin-inspired food and drinks, live music by the Heat Latin Jazz Band, a performance by school Steel Drum Band, and live and silent auctions. To buy tickets, visit http://www.TheSanibelSchoolPTA.com.

29th Annual SCCF Tennis Tournament – To register for the upcoming annual Sanibel-Captiva Conservation Foundation (SCCF) tennis tournament on November 13 and 14 at Beachview Tennis Club, contact Club owner/pro Toni Halski at 239-472-9099.

Tween Waters 2021 Tree Lighting Celebration – Once fall arrives and pumpkins are out, Thanksgiving and Christmas are not far behind. If planing ahead, the Tween Waters 2021 Tree Light Celebration is Friday, November 26 at 4:30 p.m. This annual event is when their 30’ Christmas tree is lit and 200,000+ holiday lights start dancing in synchronicity at Tween Waters Island Resort & Spa on Captiva. The celebration includes holiday music, fireworks show on the beach, laser lights, and even real snow falling for palm trees. Though viewable by some public areas (like the beach and gulf), the resort itself has limited parking, open to guests of Sanibel Captiva Beach Resorts (which include Tween Waters, West Wind Inn Island Resort, Beachview Cottages, and Castaways Cottages) and those with dinner reservations at Old Captiva House and Crow’s Nest Bar & Grille. More info at http://www.tween-waters.com/tree-lighting-celebration.

Sanibel & Captiva Islands Multiple Listing Service Activity October 8-15, 2021



2 new listings: Pointe Santo #A21 2/2 $1.15M, Sand Pointe #111 2/2 $1.2M.

No price changes.

7 new sales: Sundial #F407 1/1 listed at $569K, Villa Sanibel #1D 2/2 listed at $799K, Villa Sanibel #3A 2/2 listed at $810K, Mariner Pointe #622 2/2.5 listed at $849K, Oceans Reach #4C1 2/2 listed at $899K, Sanibel Arms West #E3 2/2 listed at $965K, Nutmeg Village #109 2/2 listed at $1.299M.

No closed sales.


4 new listings: 2138 Egret Cir 3/2 half-duplex $769K, 4619 Bowen Bayou Rd 3/2 $996K, 1665 Sabal Palm Dr 3/2 $2.25M, 2391 Wulfert Rd 4/5 $2.395M.

1 price change: 719 Durion Ct 3/2 now $995K.

1 new sale: 2030 Sunrise Cir 3/3 listed at $1.625M.

5 closed sales: 720 Elinor Way 3/2 $939.9K, 556 Sea Oats Dr 3/2 $995K, 5786 Sanibel-Captiva Rd 2/2 $1M, 4954 Joewood Dr 3/2 $1.599M, 4771 Tradewinds Dr 3/3 $2.99M.


2 new listings: 0 Bowmans Beach Rd $145K, 5850 Sanibel-Captiva Rd 499K.

No price changes.

3 new sales: 1219 Par View Dr listed at $449K, Rue Bayou lot 17 listed at $699K, 3938 West Gulf Dr listed at $899K.

2 closed sales: 1272 Par View Dr $449K, 2133 Starfish Ln $475K.



No new listings

1 price change: Beach Homes #2 3/3 now $3.395M.

1 new sale: Lands End Village #1649 2/2 listed at $1.395M.

No closed sales.


No new listings or price changes.

1 new sale: 11530 Paige Ct 4/4.2 listed at $4.799M.

No closed sales.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Below is our ad from the “Island Sun” this week.

Enjoy your weekend & next week too!

See ya next Friday, Susan Andrews aka SanibelSusan

HOT HOT Real Estate & Other Island Scoop

SanibelSusan reporting another nice week for The SanibelSusan Team with terrific weather too – bright blue skies, no rain (saving that for this weekend), and lower temperatures. Fall weather in Florida certainly differs from that in my home state of Maine, but is especially nice, particularly this week.

Here in the office, our gulf-front listing at Sanibel Arms closed Tuesday, we completed some action items with other closings, and another big bulk postcard mailing went out advertising our new Lindgren Blvd canal-front listing.

Though there was no island Association of Realtors® Caravan meeting this week, this morning I attended a Brokers’ Roundtable where Association Officers and Board Members received input from local company leaders on two issues: “Coming Soon” listings and recent delays in Sanibel’s permitting process and Planning Department.

After a couple of news items below, are the details on the action posted since last Friday in the Sanibel & Captiva Multiple Listing Service.

First a summary of the island residential inventory today (also from the Sanibel/Captiva MLS). Note that sales this year are in record numbers. It is the first time in my 30 years here that more properties have sold in nine months than in any other year (counting all 12 months). The first table shows both islands, followed by the individual island details. Included are units for sale today, those under contract, those sold/closed through today, total sales in all of 2020, total sales in all of 2005 (the most recent high sales year).  Note: Residential properties include condos, homes (single-family & half-duplex), and vacant lots.




All residential properties
# Avg $
For sale 82 1,939,593
Under contract 59 1,460,247
Sold 2021 to 10/8 679 1,160,251
Sold 2020 578 959,903
Year Most Sold 2005 636 923,976





Condos Homes Lots Condos Homes Lots
# Avg $ # Avg $ # Avg $ # Avg $ # Avg $ # Avg $
For sale 25 917,565 25 2,518,139 21 704,238 3 1,496,666 8 6,734,375 0 N/A
Under contract 13 751,100 30 1,592,948 5 476,376 7 1,846,571 4 3,323,499 0 N/A
Sold 2021 to 10/8 238 862,475 295 1,327,359 62 734,346 48 1,118,977 34 2,524,434 2 2,950,000
Sold 2020 192 733,876 290 954,718 23 606,233 47 821,713 27 2,923,148 4 2,537,500
Yr Most Sold 2005 232 758,507 260 1,028,584 68 496,726 45 863,642 31 2,309,758 0 N/A

South Seas Island Resort Sells for $50.38 Million

South Seas Island Resort on the northern tip of Captiva Island recently sold for $50.38 million. The Timbers Company, Wheelock Street Capital and the Ronto Group teamed together to purchase the property from BRE/South Seas Resort Owner LLC, which is part of Blackstone investment management company. Blackstone had purchased the resort in 2006 for $23.4 million.

The 330-acre South Seas resort takes up about a third of the northern tip of Captiva. With over 430 units ranging from hotel guestrooms and suites, to condos, homes and cottages, there are ~20 swimming pools, a pool complex, beachfront golf, tennis, a full-service spa, and restaurants.

The new owner efforts begin with property spruce-ups including painting and landscaping. Over the next six months, the workforce that has been living on the property will be relocated to off-island housing. The new owners are expected to eventually tear down and redevelop the existing workforce housing. Resort workforce also is projected to grow by about 20% from the current number of about 220 employees.

Southwest Florida International Airport (RSW) Terminal Expansion Project Begins

A recent news release from Lee County Port Authority announced that the Lee County Board of Port Commissioners authorized the construction and total budget for the Terminal Expansion Project at RSW. The $331-million project focuses on improving the airport’s efficiency by consolidating and streamlining security checkpoints, adding concession space, and providing passengers more amenities and options.

The project begins this month and construction is planned for three years. This expansion is the second largest public works project in Lee County history, only surpassed by the airport Midfield Terminal Complex construction completed in 2005.

Plans for the project include consolidating the Transportation Security Administration checkpoints into a new 16-lane configuration and providing additional seating, concession spaces and a business lounge. In total, more than 164,000 sq. ft. of space will be remodeled, and 117,000 sq. ft. of new walkways and concession space added.

RSW is an award-winning medium-hub airport that served nearly 6 million passengers in 2020 and had record-breaking traffic this summer. For more info, visit httP://www.flyclcpa.com/RSWTerminalExpansion.

Lee County COVID-19 Update

Posted on-line today: “A statement from Lee Health President & CEO Dr. Larry Antonucci on current COVID-19 trends: “For the first time since July 16, Lee Health is treating fewer than 100 COVID-19 patients in our hospitals, down from a peak of 690 on August 25. The previous peak was 372 in July of 2020….”

Protect Yourself from Wire Fraud

Florida Realtor® October magazine had some advice about protecting yourself from wire fraud. As it mentions, “Criminals comb through sites looking for pending property sales. Once identified they will find contact information for the parties involved in the transaction. It is easy to do through public websites and online searches. Then, they hack into an agent or title company email system, monitor communications, and when the time is right, send a fraudulent email that looks like it’s from a trusted advisor. That email will offer falsified wire transfer instructions to steal mortgage payoff funds, a down payment or closing costs.

“How Can You Avoid Being a Victim?

“1. Be Skeptical – Beware of any changes in wiring instructions like those that have you wire money to a company that is not the same name as the title company you’re using.

“2. Ask for Phone Calls – Ask for all wire transfer instructions to be delivered to you via phone with the number listed on the title company’s website. If you receive an email that details changes in the wire transfer instructions and that email contains a phone number, don’t call it.

“3. Verify All Communications – Call the title company immediately after you send any funds via wire transfer to verify it right away. This check-in will give you the confirmation that you sent the funds to the appropriate account and the confidence and peace of mind that the transaction wasn’t real estate fraud.

“4. Confirm the Details – Ask your bank to confirm the account number as well as the name listed on the account before sending a wire transfer.

5. Lean to Spot a Fraudulent Email – There are telltale signs that an email is a fraud. Look for misspellings, poor grammar and mistakes in the content. Many times, the property address is spelled incorrectly, dollar figures are missing dollar signs, and the return email address doesn’t match, or the company name is spelled incorrectly.

“If you are a victim of a wire fraud crime in Florida, call the Attorney General’s Fraud Hotline at (866) 966-7226. You also should file a complaint with the FBI. FBI Field Office locations are listed at fbi.gov/contact-us/field-offices.”

Seller Property Disclosure

Good reminder in the October 2021 issue of “Florida Realtor®” magazine under the column “Advice from the Florida Realtors® Legal Hotline:

“Question: I represent an investor who is selling a home. He tells me that since he’s never lived in the property, he isn’t required to provide the buyer with a seller property disclosure statement. Is this true?

“Yes and no. A seller isn’t required to fill out a seller’s disclosure statement regardless of whether the seller occupied the property or not. However, pursuant to the Florida Supreme Court case Johnson vs. Davis, a seller is required to disclose know facts that materially affect the value of the property that are not known and readily observable to the buyer. That disclosure requirement exists whether the seller occupied the property or not.”

Sanibel & Captiva Islands Multiple Listing Service Activity October 1-8, 2021



6 new listings: Spanish Cay #F8 2/2 $479K, Villa Sanibel #1D 2/2 $799K, Oceans Reach #4C1 2/2 $899K, Nutmeg Village #109 2/2 $1.299M, Tarpon Beach #110 2/2 $1.4999M, Pointe Santo #E37 3/3 $1.699M.

No price changes.

2 new sales: Sundial #D304 1/1 listed at $579K, Sandpiper Beach #404 2/2 $929K.

4 closed sales: Captains Walk #B5 2/1 $390K, Beach Road Villas #101 2/2 $515K, Sanibel Arms #F3 1/1 $605K (our listing), Gulf Beach #207 2/2 $1.085M.


2 new listings: 696 Sea Oats Dr 3/2 $868K, 4239 Gulf Pines Dr 3/2 $949K.

No price changes.

5 new sales: 2539 Coconut Dr 2/2 $1.1M, 4221 Old banyan Way 3/2 $1.279M, 941 Kings Crown Dr 4/3 $1.35M, 5880 Sanibel-Captiva Rd 3/2 $1.35M, 547 N. Yachtsman Dr 4/3 $1.399M.

5 closed sales: 754 Donax St 4/2 duplex $599K, 4760 Rue Helene 3/2 $1.35M, 528 Kinzie Island Ct 4/4 $1.88M, 5379 Shearwater Dr 4/3 $2.1M, 4601 Rue Belle Mer 3/2 $3.5M.


1 new listing: 4767 Tradewinds Dr $2.395M.

1 price change: 845 Pyrula Ave now $500K.

1 new sale: Rue Bayou, lot 17 listed at $699K.

1 closed sale: 5398 Osprey Ct $280K.



No new listings or price changes.

1 new sale: Beach Villas #2626 1/1 listed at $684K.

No closed sales.


No new listings.

1 price change: 15261 Captiva Dr 4/4.5 now $10.995M.

No new or closed sales.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Below is our ad from today’s “Island Sun”.

Until next Friday, Susan Andrews, aka SanibelSusan

Fall Brings Farmers Market, Cooler Weather, & Real Estate Action With Vacation Homes HOT

Susan here, reporting another week of nice sunny island weather with lower humidity and little rain. On my street, the first snowbirds have returned, a predictor of what usually occurs in October as weather starts to turn up north too.

Teammate Dave who wears many hats including handling our off-island listings and sales, had a nice Estero listing close on Monday. We also received a new Sanibel listing Thursday. It’s a unique one – the last vacant near-beach canal-front lot in Shell Harbor. With long water view down the widest east-end canal toward sunrises, our professional photographer just filmed it, including aerial pictures.(View picture below.)

Last night, I attended the City Council meeting where the candidate who will be offered the City Manager position was selected to replace long-time Manager Judie Zimomra who retired this week. It always is inspiring to personally hear the results of the hard work done by these caring elected volunteers. They are a fine example of how islanders live in harmony, with smart citizens making thoughtful unanimous decisions to benefit all. Islanders are very lucky in so many ways.

Sanibel Farmers Market Begins Again

Going into its 14th season, Sanibel Farmers Market reopens this Sunday, October 3 and runs every Sunday through May 29 from 8 a.m. to 1 p.m., offering goodies from fresh fruit and vegetables, honey and cut flowers, to meats, seafood, prepared meals, cupcakes, bagels, fresh guacamole, native plants, and more.

New Sanibel vendors this year include Mangia Meatballs, Pickles & Olive Garden, Sage & Indigo Juices, Key Lime Pies, Simply Savory Dips, Ackermann Syrups, Courageous Seeds with kava chai, herbal teas, honey elixirs and cedar burning bundles, and Karina’s Kitchen with German food, plus Divine Tea for the month of October.

Local Roots, founded in 2008 by islanders Jean Baer and Betsy Ventura, started on Sanibel and is the owner of the ten most well-known farmers markets in Southwest Florida. It began here at Tahitian Gardens when it was open for just five weeks and with just 15 vendors. Now on the grounds of City Hall, it has about 50 vendors with parking nearby, at the Library, and at BIG ARTS. More info at http://BuyLocalLee.com

Other Openings/Re-openings

Now that October has rolled around, restaurants that took short breaks in September have reopened and ready for “season”. Exceptions are Traders 2 (T2) and Traders. They respectively re-open October 5 and 6.

The Fig East End – mid-October watch for the grand opening of The Fig East End in the former location of the East End Deli, across the street from Lighthouse Café. Owned by The Paper Fig (in Tahitian Gardens) and 400 Rabbits (on Rabbit Rd) folks, The Fig East End will offer “beach eats, market, and take along.” East-enders look forward to their opening.

Permitted Schedule for Irrigation

With the rainy season wrapping up, Island Water in their recent fall newsletter “IWA Pipeline” posted a reminder of the irrigation days/times allowed on the islands. On the allowed days, irrigation is permitted from 12 a.m. – 9 a.m. and/or 5 p.m. – 12 a.m. No watering is allowed any day between 9 a.m. and 5 p.m. The days permitted are:

  • Sanibel: Addresses ending in even number: Tuesdays & Fridays.
  • Sanibel: Addresses ending in odd number: Mondays & Thursdays.
  • Captiva: Addresses ending in even number: Thursdays & Sundays.
  • Captiva: Addresses ending in odd number: Wednesdays & Saturdays.

Please check your sprinkling system and help conserve water.

Vacation Homes Will Defy Any Market Slowdown

Posted Monday Sep 28 on FloridaRealtors® on-line: “While overall home sales show signs of cooling as prices rise and buyers step back, NAR Economist Yun doesn’t see that reflected in sales of vacation homes.

“CHICAGO – The vacation-home market has boomed over the past year and is not likely to slow any time soon, even as the rest of the housing market starts to cool, says Lawrence Yun, chief economist for the National Association of Realtors® (NAR), in an interview for The Escape Home, a newsletter for second-home owners.

“Even as companies bring employees back to the office, vacation homes will remain in demand, Yun said, though part of vacation homes’ rise in popularity has been attributed to the growth in remote work.

“Overall, home sales show some signs of cooling, with many first-time homebuyers getting priced out of the market, Yun says. The median existing-home price for all housing types was $359,900 in July, nearly an 18% increase from a year ago. Mortgage rates are also likely to increase, which could make buying even more expensive. NAR predicts that mortgage rates will rise to 3.5% by mid-2022, as the Federal Reserve likely begins to reduce its bond purchases before the end of 2021.

But vacation homes will remain a hot commodity. Rental prices for vacation homes will likely continue to rise too, Yun says. “One near-certain aspect of the post-pandemic economy, when it comes, is the flexible work schedule,” Yun told The Escape Home. “It is very hard to envision five days a week in the office. Therefore, vacation-home sales will continue to move higher this year, next year and for the foreseeable future.””

Sanibel & Captiva Islands Association of Realtors® September Membership Meeting

NFIP Risk Rating 2.0 Affecting Flood Insurance – Yesterday, at the Association’s September membership meeting, affiliate business members David Arter with Private Client Insurance Services and Chris Heidrick with Heidrick & Company spoke about the NFIP (National Flood Insurance Program) changes that become effective today with the introduction of their new Risk Rating 2.0 system. Government reauthorization yesterday, means that NFIP is funded until December 3.

The new Risk Rating 2.0 methodology was created so FEMA could deliver flood insurance rates that are actuarially sound, more equitable, easier to understand, and better reflect a property flood risk. As the speakers described this new rating process, under it, each structure is rated individually, rather than having those side-by-side structures in a particular flood zone having the same rating/cost.

With Risk Rating 2.0, flood maps are not a major factor used for rating. Elevation certificates are no longer required because base flood elevation also is no longer a factor. Grandfathering goes away. Policies are easier to assume. The bad news is that premiums for Sanibel/Captiva properties will be significantly higher. Limits on premium increases, however, require that most rates not increase more than 18% per year.

New policies beginning today (October 1, 2021) will be subject to the new rating methodology. Also beginning today, existing policy holders eligible for renewal will be able to take advantage of immediate decreases in their premiums. All remaining policies renewing on or after April 1, 2022 will be subject to the new rating methodology.

As background, since the flood insurance program began, rates have largely been based on a property elevation within a flood map. Those flood maps have changed through the years. Under the new rating system consideration is taken into what it costs to rebuild a particular structure, more equitably premium costs now will be based on a home value and its unique flood risk.

In general terms, on Sanibel, pre-FIRM (Flood Insurance Rate Map) properties are those constructed before 1980. On Captiva, it is those built before 1985. The speakers recommended that with new listings, Realtors® get the Flood Declaration Page if that seller has flood insurance. With pre-FIRM properties, occupancy no longer matters, but premiums likely will be in the $4K-$5K range. They recommended continuing to ask for Elevation Certificates too, though the info those provide will only be helpful in rating piling homes.

Caravan Listing Announcements – Interestingly during the Caravan portion of the meeting, no new listings were open for viewing. I was happy to announce our two new listings and gladly thanked the agents who recently put two of our listings under contract.

All the action posted since last Friday in the island MLS is below.

Sanibel & Captiva Islands Multiple Listing Service Activity September 24 – October 1, 2021



1 new listing: Sandpiper Beach #404 2/2 $929K.

1 price change: Sundial #D304 1/1 now $579K.

1 new sale: Junonia #101 listed at $1.579M.

5 closed sales: Sanibel Inn #3532 2/2 $750K, Pointe Santo #B33 2/2 $841K, Oceans Reach #3A1 2/2 $870K, Tantara #102 2/2 $1.039M, Island Beach Club #330E 2/2 $1.225M.


5 new listings: 4221 Old Banyan Way 3/2 $1.279M, 941 Kings Crown Dr 4/3 $1.35M, 1437 Causey Ct 3/2.5 $1.395M, 1585 Sand Castle Rd 3/2.5 $1.5M, 2379 Wulfert Rd 4/4.5 2.495M.

3 price changes: 1294 Sand Castle Rd 3/2 now $975K, 930 Kings Crown Dr 3/2 now $1.795M, 1349 Bay Dr 4/4 now $6.395M.

4 new sales: 328 Palm Lake Dr 3/2 listed at $899K, 1434 Sand Castle Rd 3/2 listed at $899K, 1294 Sand Castle Rd 3/2 listed at $949K, 4601 Rue Belle Mer 3/2 listed at $3.65M.

6 closed sales: 5802 Sanibel-Captiva Rd 3/3.5 $981K, 3010 West Gulf Dr 3/2 $1.25M, 9464 Calla Ct 3/2.5 $1.45M, 5747 Pine Tree Dr 3/3 $1.475M, 509 Lagoon Dr 3/2 $1.65M, 518 N. Yachtsman Dr 3/3 $2.795M.


1 new listing: 860 Lindgren Blvd $1.2M (our listing).

860 Lindgren Blvd & Shell Harbor  beach access with parking

1 price change: 0 Rue Bayou now $699K.

No new or closed sales.



1 new listing: Beach Villas #2626 1/1 $684K.

No price changes, new or closed sales.


No new listings or price changes.

2 new sales: 14865 Captiva Dr 4/4 listed at $1.699M, 11559 Laika Ln 4/3.5 listed at $6.9M.

1 closed sale: 10 Sunset Captiva Ln 2/2.5 $1.395M.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday, be well, safe, & enjoy your fall!

Susan Andrews aka SanibelSusan

First Days of Fall 2021 on Sunny Sanibel

Susan here reporting another busy real estate week at SanibelSusan Realty with a home inspection last Saturday, a new listing, two new sales, and follow-up action items completed on other sales scheduled to close soon.

With inventory still soooo low, it remains challenging to find properties that match buyers wants/needs. That means new well-priced listings sell fast. We continue to sleuth out new ones as our list of potential buyers gets longer and longer.

The Sanibel & Captiva Islands Association of Realtors® had no Caravan Meeting yesterday, but below is an update of island inventory per their Multiple Listing Service (9/24/21).




Condos Homes Lots
# Avg Price $ # Avg Price $ # Avg Price $
For sale 19 856,855 23 2,830,195 18 583,888
Under contract 20 739,435 33 1,672,374 7 475,776
Sold/closed thru 9/23 229 864,406 290 1,308,341 61 746,795
Sold/closed last year 192 733,876 290 954,718 23 606,233




Condos Homes Lots
# Avg Price $ # Avg Price $ # Avg Price $
For sale 3 1,496,666 10 6,297,800 0 N/A
Under contract 6 2,040,333 2 2,347,499 0 N/A
Sold/closed thru 9/23 48 1,118,977 37 2,781,632 2 2,950,000
Sold/closed last year 47 821,713 27 2,923,148 4 2,537,500

Note: Prices of units “For sale” and “Under contract” are asking prices.

Next week is the Association monthly membership meeting with a presentation on the National Flood Insurance Program’s new Risk Rating 2.0. Expect to see an update next Friday on how this new risk rating methodology is expected to affect flood insurance. It will apply to any new policies written after Oct 1, plus renewals.

The complete action posted this week in the Sanibel/Captiva MLS follows a few news items.

National Public Lands Day at J.N. “Ding” Darling National Wildlife Refuge

There will be no admission charge tomorrow (Saturday Sep 25) on Wildlife Drive (from 7 a.m. to 7 p.m.) in celebration of National Public Lands Day. The refuge staff also will be awarding a free one-day pass (good for a year) to any national wildlife refuge, national park, and other federal lands to visitors who collect a bag of trash at the refuge.

Tomorrow, visitors also are invited to the Welcome Table outside the Visitor & Education Center from 9.a.m. to 2:30 p.m. to tour the WoW (Wildlife on Wheels) mobile interactive experience and play fee games in the parking lot.

Interest Rates Rising? In November, Fed May Start Reversing Programs

Posted on-line yesterday at FloridaRealtors® and sourced to “Human Events”:

“The Federal Reserve hinted it may start reversing its pandemic stimulus programs come November – and it could raise interest rates next year. According to the Wall Street Journal, the Fed’s rate-setting committee revised its post meeting statement Wednesday to say that it may start to reduce or taper its $120 billion in monthly asset purchases as soon as its next meeting in early November.

““If progress continues broadly as expected the Committee judges that a moderation in the pace of asset purchases may soon be warranted,” the statement said. New estimates released at the end of the two-day meeting showed half of 18 officials expect to raise interest rates by the end of 2022.

“When the pandemic hit in March of 2020, the Fed cut its short-term benchmark rate to close to zero, and it has been purchasing at least $80 billion a month in Treasury and $40 billion a month in mortgage bonds since June of 2020 to provide additional stimulus.

“Per the Journal: Fed officials laid out a three-part test to raise interest rates one year ago that would require inflation to reach 2% and be on course to exceed that while the labor market returns to levels consistent with maximum employment.

“In December, they said they would buy bonds at the current pace until the economy had made “substantial further progress” toward their goals of reversing a shortfall, then of around 10 million jobs since the start of the pandemic and moving inflation back to their 2% goal over time. The Fed’s asset portfolio has doubled to $8.4 trillion from $4.2 trillion in February 2020.

“Rising vaccination rates and nearly $2.8 trillion in federal spending approved since December has produced a recovery like none in recent memory. Inflation has soared this year, with so-called core prices that exclude volatile food and energy categories up 3.6% in July from a year earlier, using the Fed’s preferred gauge. The gains largely reflect disrupted supply chains, shortages and a rebound in travel associated with the reopening of the economy.

“Wednesday’s projections show half of the officials expected interest rates would need to rise at least 1% from their current level by the end of 2023, and by another three-fourths of a percentage point in 2024.”

Florida-Owned Insurer: Losses and Policies Keep Growing

Also posted yesterday on FloridaRealtors® on-line and sourced to “News Service of Florida”: “Citizens Property Insurance expects to exceed more than 1M policies sometime in 2022 – and private insurers will rack up more than 1B in losses by the end of this year.

“TALLAHASSEE, Fla. – Citizens Property Insurance Corporation’s policy count will surpass 1 million next year as private market insurers continue to experience losses expected to reach nearly $1 billion by the end of 2021. Speaking to Citizens Board of Governors, Citizens President, CEO and Executive Director Barry Gilway on Wednesday warned that as Citizens’ policy count grows, so does the risk of assessments on all Florida insurance consumers. A fee could be added to all policies if a major storm or series of storms hits, and causes Citizens to exhaust its $6.4 billion surplus.

“Created as Florida’s insurer of last resort, Citizens is taking on more than 5,000 policies a week as private companies continue to shed policies in response to losses brought on by litigation, damage from Hurricanes Irma and Michael, more expensive reinsurance and other factors. “Citizens is considering all ideas to reduce exposure, and to continue to operate as efficiently as possible during this unprecedented growth period,” Gilway said.

“During committee meetings Tuesday, Citizens officials outlined a series of options to stem growth, including marketing and technology upgrades to the Florida Market Assistance Plan, which was created by the Florida Legislature to refer potential policyholders to private market coverages. Citizens officials are taking steps to reduce risk by increasing inspections on new business and exploring potential changes to Citizens Depopulation Choices and Property Insurance Clearinghouse programs. Such changes would require legislative consideration.

““At this point, everything is on the table as we try hard to support the development of a stronger private insurance market and stabilize the role of Citizens as the market of last resort,” said Gov. Nelson Telemaco, chairman of Citizens’ Exposure Reduction Committee.

“Since October 2019, Citizens has seen its policy count jump from 420,000 to more than 700,000. At this pace, company officials expect the policy count to exceed 760,000 by the end of 2021. Initial estimates call for Citizens’ policy count to reach 1.1 million to 1.3 million by year-end 2022.

Citizens’ policy count reached a peak of nearly 1.5 million in 2011 with nearly $520 billion in exposure. If the state was hit by a 1-in-a-100-year storm during that time, all Florida insurance consumers would have been on the hook for $24 billion in assessments, which would have been tacked onto their monthly premiums for years.”

Temporary Restaurant Closings

The list of temporary restaurant closings is getting shorter as some have reopened following annual vacations, deep cleans, fix-ups, etc. Most of the others reopen week. Below are the ones still closed.

  • Bleu Rendez-Vous Bistro – closed thru Sep 30, reopens Oct 1.
  • Island Pizza – closed thru Sep 29, reopens Sep 30.
  • Mad Hatter – closed thru Sep 30, reopens Oct 1.
  • The Sandbar Steak & Seafood – closed thru Sep 29, reopens Sep 30.
  • Traders – closed Sep 11 thru Oct 5, reopens Oct 6.
  • Traders 2 (T2) – closed thru Oct 4, reopens Oct 5.

Fall Weather on Sanibel

This week, with the first day of fall, there were plenty of social media jokes about how autumn weather on the Gulf Coast (Florida) is much the same as the rest of the year. That is not exactly true. Here the rainy season is letting up a little and the temperatures are dipping down a little lower at night. With a little luck, there will be a day in the not-too-distant future with daytime temperatures only in the 80’s, and nights into the 60’s. Meanwhile, the humidity is dropping a tad too. This afternoon, with plenty of sunshine, I stopped to get a couple of photos at the Nerita Street beach access.

The sky is blue with a few popcorn clouds, the water is clear (still no flows coming from Lake O, just run-off), but there was no one on the beach in either direction. That likely will change in the next few weeks as the early snowbirds start returning.

Sanibel & Captiva Islands Multiple Listing Service Activity September 17-24, 2021


View from Mariner Pointe #1061


4 new listings: Sundial #C305 1/1 $549,945; Sundial #D304 1/1 $595K; Donax Village #9 2/2 $699K; Mariner Pointe #1061 2/2 $724K (our listing).

No price changes.

3 new sales: Blind Pass #A206 2/2 listed at $565K, Sanibel Arms #F3 1/1 listed at $599K (our listing), Sanibel Arms West #F6 2/2 listed at $1.049M.

3 closed sales: Breakers West #C3 2/2 $775K, Sanibel Arms West #C6 2/2 $915K, Island Beach Club #330B 2/2 $990K.


No new listings or price changes.

6 new sales: 1025 S. Yachtsman Dr 3/2 listed at $820K; 5298 Umbrella Pool Rd 3/2.5 listed at $995K; 554 East Rocks Dr 3/2 listed at $999,995; 682 Pyrula Ave 5/4.5 listed at $1.995M; 375 East Gulf Dr 5/5 listed at $2.9M (our listing); 1237 Isabel Dr 6/6.5 listed at $2.995M

6 closed sales: 1444 Sandpiper Cir 2/2 half-duplex $479K; 1846 Ardsley Way 2/2 $701,498; 9032 Mockingbird Dr 3/2 $740K; 4506 Bowen Bayou Rd 3/2 $819K; 5817 Sanibel-Captiva Rd 4/2 $1.09M; 2475 Tropical Way Ct 3/3.5 $2.34M.


1 new listing: 554 Lake Murex Cir $699K.

No price changes.

1 new sale: 470 Sawgrass Pl listed at $795K.

No closed sales.



No new listings or price changes.

1 new sale: Captiva Bay Villas #E 3/3.5 listed at $3.549M.

3 closed sales: Beach Villas #2414 2/2 $875K, Marina Villas #905 2/2 $875K, Seabreeze #1251 3/3 $1.9625M.


No new listings.

1 price change: 11559 Laika Ln 4/3.5 now $6.9M.

1 new sale: 11520 Murmond Ln 5/5 listed at $1,999,999.

2 closed sales: 10 Sunset Captiva Ln 2/2.5 $1.395M, 1072 South Seas Plantation Rd 3/3.5 $3.25M.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday, enjoy your fall!

Susan Andrews, aka SanibelSusan

Sanibel September Snapshots

Susan here reporting another week of little island traffic-wise though over the weekend near Lighthouse Beach, there were lots of boaters just offshore and plenty of beachgoers. Likewise, the causeway beaches were packed Saturday and Sunday. The pent-up demand to “get out” and enjoy post-summer weather continues here even though September usually is the “quiet” month. During the week, the beaches have been super empty probably also related to the area getting plenty of off-and-on showers.

My friend Kim, a manager at the West Wind Inn, occasionally posts a photo on social media when she’s working their pool bar. When I asked if I could use the one she posted Tues (Sep 14), she said “sure”. Enjoy.

(If you haven’t enjoyed a meal yet there or at the Inn’s Normandie Cafe, be sure and do it. Favored by many locals, as well as the late Willard Scott, many will miss seeing him there. Normadie is open daily from 8 a.m. until 2 p.m., and again from 5 to 9 p.m.)

Island Real Estate

At the Sanibel & Captiva Association of Realtors® Caravan meeting yesterday which I attended via Zoom, only one property was open for viewing, no new sales or price reductions were announced, and just one “coming soon” listing was mentioned.

Our weekly report of the action posted with the island Multiple Listing Service follows a couple of news items below. Like the last few weeks, with low inventory, there have not been many sales. I worked both last weekend and will again tomorrow on a home that we hope to post next week as “under contract”. In this “hot market”, sometimes it takes working behind the scenes to create an ideal situation for buyers/sellers. We continue to sleuth for buyers waiting for a particular area or property. We heard from a couple of island owners this week, so some new listings are in the works.

State of the Southwest Florida Real Estate Market

An annual real estate event called Market Trends was held last Thursday at the Caloosa Convention Center in downtown Fort Myers. Attorneys Henderson Franklin were sponsors and posted the following recap of the presentation which focused on the 2021 real estate market in Southwest Florida in three major areas: the residential real estate market, new residential construction, and commercial real estate.

“Continuing the trend from the 2nd half of 2020, both the residential and commercial markets in Southwest Florida sustained their momentum. New homebuyers continue to flock to the region and developers are trying to keep up with demand.

Residential resale market – While we thought the market in 2020 was hot, the resale market in Southwest Florida in 2021 set unprecedented numbers we may never see again. The numbers for existing single-family homes sales continued to rise from 2020 to 2021. Charlotte County saw a 42% increase, Lee County a 44% increase, and Collier County a 65% increase in existing homes sold. The same goes for median sale prices, with Charlotte County seeing a 31% increase, Lee County a 29% increase, and Collier County a 38% increase compared to the previous year.

“With increases in sales and prices, some may begin to fear another market crash. However, the presenters believe we are on track for the market to correct itself rather than seeing a repeat of the previous market crash. The “irrational market” will be replaced by a rational one and we will likely be passing the peak of buyer frenzy that we saw through the height of the pandemic and the early parts of the year.

New construction market – The total number of new building permits for single-family and multi-family in Lee, Collier and Charlotte counties has continued to increase. 2020 saw a total of 18,418 residential permits issued. The year-to-date total for residential permits issued in 2021 currently sits at 14,272, with the projected total by year’s end estimated to be 23,400 permits issued. The past 12 months have seen a double-digit percentage increase in new permits in all three counties. Lee County saw an 11% increase, Collier a 22% increase, and Charlotte with an astounding 50% increase.

“As was the case in 2020, individual communities continued to see astounding growth. The top three communities were Ave Maria, Babcock Ranch and Isles of Collier Preserve. To showcase that the residential market continues to grow, look no further than Babcock Ranch, which in 2020 saw 533 new building permits issued to various builders. It currently stands at 691 residential permits issued to various builders in 2021.

“While the big builders like Lennar, DR Horton, and Pulte continue to dominate the market, we have seen a comeback for the small builders, with over 6,000 permits issued to these builders. An interesting new trend taking place in Southwest Florida is the build-for-rent model. This model appears to be aimed at a younger generation looking for homes but wanting more financial flexibility. It will be interesting to see how this trend continues over the coming years.

“While at some stage the market will likely level off, demand in the residential market looks set to continue in 2021 and the foreseeable future in Southwest Florida. As homebuyers continue to move into the region, developers look to continue buying up land and building single-family and multi-family units.

Commercial real estate – While certain sectors continue to be affected by the pandemic, especially with the emergence of the delta variant, the Southwest Florida commercial real estate market as a whole continues to thrive in 2021. Through the height of the lockdown in 2020, commercial sale volume still hit $150 million. Through Q2 of 2021, commercial sales have hit upwards of $560 million, with an astounding 275% increase over 2020. The retail market makes up nearly 50% of the total sales volume in 2021, at approximately $259 million in sales.

“The industrial market has seen an increase in rent and occupancies, with over 2.2 million square feet of industrial space coming into the market. So why such large quantities of space? This increase is due in large part to large-scale distribution centers moving into the region. With e-commerce taking over, fulfillment centers for companies like Uline and Amazon are becoming ever-present in Southwest Florida.

“As we experience a consumer spending rebound, Lee, Charlotte and Collier County all saw increases in rent and occupancy over the last year in the retail market, with goods and services driving the market forward. However, labor shortages due to the pandemic will impact how well this market performs.

“The office market over the last year is stable but an odd one. Rents and occupancies are all up but at times space is economically occupied but physically vacant. This is in large part due to the pandemic and employees working from home, as well as tenants waiting to see how things play out before renewing leases. We have not seen the “great migration” back to the office that we thought. Most new deliveries in the market are now including amenities to try and entice the workforce back into the office. So with these issues, what sector has caused the increase in rent and occupancies? The medical office sector has led the way in this regard. Regional medical groups have taken advantage of the market and have grabbed good land positions in the region.

Take-Away – The Market Trends report this fall showcased how the real estate market in Southwest Florida has continued to thrive thus far in 2021. Both residential and commercial sectors have seen exponential growth. It will be interesting to see how both finish out the year, what their outlook will be heading into 2022, and what impact the pandemic will have on the market going forward.”

Island Hopper Songwriter Fest

Marking its seventh year, the Island Hopper Songwriter Fest begins today and runs through Sept 26. This free 10-day festival – except for a few ticketed events – features singer-songwriters. Today through Sunday (Sept 17) it will be on Captiva, then moves to historic downtown Fort Meyers (Sept 20-23), followed by Fort Myers Beach (Sept 24-26). During the first three days on Captiva, venues include poolside at “Tween Waters, Keylime Bistro, RC Otter’s, Doc Ford’s, Mucky Duck, Sunset Beach (at South Seas), and Green Flash.

The Island Hopper Songwriter Fest is the largest in Southwest FL. This year, over 60 singer-songwriters will preform more than 100 shows. For more info, go to https://www.island-hopper.fortmyers-sanibel.com.

Events Postponed & Temporary Closings

‘Ding’ Darling Day – Due to federal restrictions regarding the coronavirus, the 33rd Annual ‘Ding’ Darling Day at Lakes Park in Fort Myers scheduled on Sunday, Oct 10, has been postponed until spring 2022. Watch www.dingdarlingday.com for the new date and more details. The ‘Ding’ Darling Day Amateur Nature Photography Contest has been extended to Oct 15. Winners will be announced Nov 15. For more info on that, contact Sierra at 239-472-1100 Ext 4.

Restaurants – Below is an updated list of the island restaurants that are closed temporarily for annual vacations, deep cleans and fix-ups, etc. Lighthouse Cafe & Schnapper’s were added to the list this week.

  • Bleu Rendez-Vous Bistro – closed thru Sep 30, reopens Oct 1.
  • Blue Giraffe at Periwinkle Place – closed thru Sep 20, reopens Sep 21.
  • Blue Giraffe 2 at Beachview Estates – closed thru Sep 20, reopens Sep 21.
  • Island Pizza – closed thru Sep 29, reopens Sep 30.
  • Lighthouse Café – closed thru Sep 23, reopens Sep 24.
  • Mad Hatter – closed thru Sep 30, reopens Oct 1.
  • Over Easy Café – closed thru Sep 23, reopens Sep 24.
  • The Sandbar Steak & Seafood – closed thru Sep 29, reopens Sep 30.
  • Schnapper’s Hots – closed thru Sep 20, reopens Sep 21.
  • Sweet Melissa’s Café – closed thru Sep 20, reopens Sep 21.
  • Traders – closed Sep 11 thru Oct 5, reopens Oct 6.
  • Traders 2 (T2) – closed thru Oct 4, reopens Oct 5.
  • Traditions on the Beach – closed thru Sep 23, reopens Sep 24.

Sanibel Vaccinations

An article in today’s “Island Sun” by Wendy McMullen describes how Sanibel City Council has been walking on a tightrope trying to get City staff vaccinated. It says,

“Now, it’s attempting to sweeten the pill by offering a $500 incentive for all city staff who have a vaccination certificate.

“Florida businesses and governments that require proof of vaccinations face a $5,000 fine. The federal government has required vaccination or weekly testing. Vaccine passports are banned by the state.

“Sanibel City Council got around the various mandates and restrictions by offering a substantial inducement to city staff who voluntarily provide proof of vaccination before Oct 30 of this year. The $500 incentive has been ratified by the Association of Municipal Employees.

“City Manager Judie Zimomra reported that 78 city employees had been fully vaccinated, six had one vaccination, 43 were unvaccinated and 38 did not respond.

“Those figures are much lower than vaccinations among Sanibel residents, which are around 97%, but similar to those in Lee County. Councilmember Dr. Scott Crater said that the number of people vaccinated in Lee County is lower than in the neighboring counties of Charlotte and Collier, and lower than in Broward County on the east coast. Lee County was averaging 10 deaths a day from COVID-19.

“Dr. Crater provided information about the 10 vaccinations that children must have before they attend school and the diseases that have been all but eradicated as a result.

“Planning Commission Chairman Roger Grogman said that employers can require drug tests for safety reasons and COVID presents the same safety issues. “Safety, safety, safety. Not safety for you, but safety for everyone around,” he said, speaking in public comment.

“Applicants for city jobs are required to be tested at the time they are hired but vaccination is not required. Zimomra estimated that it would reduce the pool of applicants by between 25 and 30%.

“A suggestion from Councilmember Mike Miller that unvaccinated city employees get tested weekly was considered impractical. City council decided that it would encourage city staff to get vaccinated, track vaccinations, require K95 or N95 masks for the unvaccinated and reward those that are vaccinated now or who get vaccinated. The decision was unanimous.”

Sanibel & Captiva Islands Multiple Listing Service Activity September 10-17, 2021



1 new listing: Sundial #R402 2/2 $1.249M.

No price changes.

3 new sales: Blind Pass #C201 2/2 listed at $590K, Seashells #16 2/2 listed at $599.9K, Mariner Pointe #231 2/2 listed at $674.9K.

7 closed sales: Sanibel Moorings #211 1/1 $525K, Mariner Pointe #323 2/2.5 $533K, Sanibel Inn #3514 2/2 $665K, Sanibel Inn #3513 2/2 $690K, Breakers West #A5 2/2 $725K, Loggerhead Cay #282 $685K, Sundial #E104 2/2 $1.299M.


1 new listing: 700 Birdie View Pt 3/2 $985K.

No price changes.

2 new sales: 535 Birdsong Pl 3/2 listed at $695,555; 4771 Tradewinds Dr 3/3 listed at $2.99M.

7 closed sales: 1536 Bunting Ln 3/2 $775K, 1270 Par View Dr 3/2 $859K, 5268 Ladyfinger Lake Rd 3/2 $950K, 1319 Par View Dr 3/2.5 $1.15M, 1350 Sand Castle Rd 3/2 $1.199M, 743 Durion Ct 3/2 $1.31M, 4949 Joewood Dr 5/5 $4.075M.


1 new listing: 1219 Par View Dr $449K.

No price changes or new sales.

1 closed sale: 6141 Starling Way $800K.



No new listings or price changes.

3 new sales: Tennis Villas #3210 1/1 listed at $499,999; Beach Villas #2638 3/3 listed at $1.349M, Captiva Shores #8A 3/2.5 listed at $1.795M.

2 closed sales: Beach Homes #25 3/2 $1.881M, Beach Homes #33 4/3 $3.1M.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday! Happy weekend!

Susan Andrews, aka SanibelSusan

Photo below taken Sep 2018, during our Realtor Continuing Education class on the water. These are the fish houses of North Captiva. September clouds always great!

Sunny Sanibel September Scoop

Even with the Monday holiday, it has been a quiet September week on sunny Sanibel. The causeway was packed over the long weekend, but Sanibel beaches were not overly busy.

Though the great summer-like weather continues with little traffic, there are a few visitor rumblings about the many temporary restaurant closings. That list has been updated and provided below.

Meanwhile, like me, some of my local pals are not out socializing much, but instead limiting their travels to home, work, necessary shopping, and doctoring. We are anxious for COVID-19 numbers to get under control. It is sad that this week, Lee Health had their highest number of pandemic deaths, as many as 18 a day. The number of unvaccinated cases reported is staggering and hospitalizations now include many children. With the politics about mask wearing and CDC precautions all over the news, it is scary to realize that this pandemic is getting worse – not better. We hope that you and yours remain safe and healthy.

Sanibel & Captiva Real Estate

In the world of island real estate, there was no Association of Realtors® Caravan meeting this week, At the late-August membership meeting, where two local rental managers spoke (Fran Peters with Island Vacations and Sharon Michie with Cottages to Castles), it was interesting to hear how 2021 has set records for both rental income and bookings. Even with cancellations and without foreign visitors, the islands have persevered as a much-desired vacation destination. Both companies were booked until late August. Rental prices continue to rise as the pent-up demand for island vacations goes up.

They also reported that accommodations are fully reserved for the upcoming winter season. Like we have seen in sales, many property owners now are using their condos and homes more themselves, further limiting rental availability. Those companies with accommodations have wait lists of vacationers wanting extended winter stays.

It will be interesting to see what happens with reservations over the next few weeks. There likely will be more COVID-related cancellations, but I bet those timeslots quickly will be scooped up by others anxious to come.

Regarding real estate sales, according to the Sanibel/Captiva Multiple Listing Service (MLS) today, there are just 15 Sanibel condos for sale, 5 on Captiva. Looking at homes, there are 26 on Sanibel and 12 on Captiva.

After a few news items below is the action posted in the MLS since last Friday.

Sanibel Causeway Toll Collection

Posted this week on the Lee Government website: Lee County has moved to an all-electronic process for toll collection. To avoid administrative fees that will be reinstated beginning October 1, 2021, they suggest residents sign up for a LeeWay transponder or use a compatible transponder such as SunPass or E-ZPass. Residents can sign-up to receive a transponder to avoid these extra fees being reinstated Motorists with compatible transponders will continue to pay the same prices. Motorists using pay-by-plate will be charged a $3 administrative fee per toll. This fee covers the manual costs of identifying motorists and billing them by mail. Visit leegov.com/tolls for more information.

Sanibel Farmers Market Beginning Soon

Get ready, the Sanibel Farmers Market opens for its 14th season on Sunday October 3 at City Hall. Open from 8 a.m. to 1 p.m. on every Sunday (including Easter) through May 29, please check their website at http://www.BuyLocalLee.com for info on all their markets in SW FL and their required COVID-19 precautions.

Revised List of Temporary Restaurant Closings

As in past Septembers, several restaurants are taking time off, some for vacations, some for deep-cleans and annual maintenance. Here is an updated list as of this week:

  • Bleu Rendez-Vous Bistro – closed thru Sep 30, reopens Oct 1.
  • Blue Giraffe at Periwinkle Place – closed thru Sep 20, reopens Sep 21.
  • Blue Giraffe 2 at Beachview Estates – closed thru Sep 20, reopens Sep 21.
  • Island Pizza – closed thru Sep 29, reopens Sep 30.
  • Mad Hatter – closed thru Sep 30, reopens Oct 1.
  • Paper Fig Kitchen – closed thru Sep 13, reopens Sep 14.
  • Rosie’s Café & Grill – closed thru Sep 13, reopens Sep 14.
  • The Sandbar Steak & Seafood – closed thru Sep 29, reopens Sep 30.
  • Sweet Melissa’s Café – closed thru Sep 20, reopens Sep 21.
  • Traders – closed Sep 11 thru Oct 5, reopens Oct 6.
  • Traders 2 (T2) – closed thru Oct 4, reopens Oct 5.
  • Traditions on the Beach – closed thru Sep 23, reopens Sep 24.

Scoop from SCCF

Nature lovers, be sure and check the Sanibel-Captiva Conservation Foundation’s Wednesday reports for weekly updates. Here are a couple of tidbits from their report this week:

Nesting Turtles Update – SCCF sea turtle monitors last observed a new sea turtle nest on August 22, which turned out to be a rare green sea turtle nest. While this nest comes later than usual, green nests were documented at later dates in August in three previous years. Overall, while Hurricane Ida impacted 106 nests, 171 still are incubating on our beaches.

World Shorebirds Day – On September 7, SCCF staff and 10 volunteers divided into small groups to cover the East End of Sanibel for shorebird counts as part of World Shorebirds Day. A total of 1,532 individuals of 25 species of birds were counted. To see the detailed list of sightings, visit https://ebird.org/checklist/S94363237

SCCF Launches Weekly Water Conditions Update on Fridays – Have you checked out SCCF’s Weekly Water Conditions Update which can be emailed to you each Friday? (sign up at http://sccf.org/our-work/join-our-mailing-list). It provides a comprehensive understanding of the water quality surrounding the islands. A visual, virtual tour of the waters surrounding Sanibel Lighthouse Beach Park is included with a link to SCCF’s site https://aerialwq.sccf.org/lighthouse/virtualtour/ where beachgoers can see the water’s color and clarity. Also included in the e-newsletter are the status of flows from Lake Okeechobee, red tide and harmful algal blooms in the region, and a real-time look at water quality data throughout the Caloosahatchee estuary through SCCF”s River, Estuary, and Coastal Observing Network (RECON) monitoring system at eight sites (http://recon.sccf.org/).

Sanibel & Captiva Islands Multiple Listing Service Activity September 3-10, 2021



1 new listing: Sandalfoot #5B1 1/1 $769.5K.

No price changes.

2 new sales: Beach Road Villas #101 2/2 listed at $495K, Blind Pass #A102 2/2 listed at $630K.

4 closed sales: Sundial #I202 1/1 $532K, Sundial #J301 1/1 $610.5K, Sanibel Arms West #K3 2/2 $680K, Sanibel Moorings #512 2/2 $1.15M (our listing).


3 new listings: 1245 Par View Dr 3.2.5 $1.575M, 2030 Sunrise Cir 3/3 $1.625M, 1278 Sand Castle Rd 4/3 $1.65M.

2 price changes: 535 Birdsong Pl 3/2 now $695,555; 727 Periwinkle Way 3/3 now $2.1M.

1 new sale: 720 Elinor Way 3/2 listed at $939.9K.

2 closed sales: 1360 Jamaica Dr 3/3 $1.349M, 812 Birdie View Pt 3/3.5 $1.55M.


1 new listing: 5642/5648 Baltusrol Ct $738K

1 price change: 3308 Saint Kilda Rd now $595K.

No new sales.

1 closed sale: 255 Hurricane Ln $370K.



1 new listing: Beach Villas #2638 3/2 $1.349M.

No price changes, new sales, or closed sales.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Stay well & be safe,

Susan Andrews, aka SanibelSusan

Counting Down to Labor Day at SanibelSusan Realty

Thanks to friends Doris & Hans for this photo of Roseate Spoonbills. Love that pink!

It has been seven quiet days on the islands with little affects noticed here when Hurricane Ida passed out in the Gulf last weekend. Now our thoughts are with those from Louisiana into New England that have been ravaged by that far-reaching storm.

Here the haze-causing Saharan dust still is noticeable when crossing the causeway. The news says it has caused some discomfort to those with allergies, but it has worked in keeping tropical storms away from SW FL. So far, 2021 has been a lucky one for us at least as far as hurricanes are concerned.

Our first “cold front” arrived yesterday. With heavy rain much of that day and again this morning, the daytime temperatures got down into the mid-70’s. High temperatures only the mid-80’s are expected for the next seven to ten days. Maybe fall is arriving early!

SanibelSusan Realty

Teammate Dave and I have been covering the office this week. We had closings both Monday and Tuesday; then on Wednesday, Dave put his Estero listing under contract. Another of our Sanibel listings is scheduled to close after the holiday too. We like weeks like these, particularly in the off-season! The team and I continue to look for new listings as there still Is little inventory.

After a couple of news items below is the week’s report of the action posted in the Sanibel & Captiva Islands Multiple Listing Service. First, a summary of Sanibel and Captiva residential inventory today (Sep 3, 2021) with data from islands MLS. Though, September is usually the slowest month, it sure would be great for more properties to become available. We have buyers and colleagues do too!




Condos Homes Lots Condos Homes Lots
# Avg $ # Avg $ # Avg $ # Avg $ # Avg $ # Avg $
For sale 15 905,793 23 2,926,654 16 587,875 3 1,496,666 12 5,827,249 0 N/A
Under contract 25 795,556 40 1,553,047 8 478,929 6 2,211,500 3 2,479,666 0 N/A
Sold 2021 to-date 215 870,579 274 1,310,921 59 747,110 43 1,046,916 35 2,807,868 2 2,950,000
Sold 2020 192 733,876 290 954,718 23 606,233 47 821,713 27 2,923,148 4 2,537,500

Temporary Closings

As in past Septembers, several island restaurants are taking time off, some for vacations, some for deep-cleans and annual maintenance. Here are the ones we have heard about:

  • Bleu Rendez-Vous Bistro – closed thru Sep 30, reopens Oct 1.
  • Blue Giraffe at Periwinkle Place – closed Sep 7-20, reopens Sep 21.
  • Blue Giraffe 2 at Beachview Estates – closed Sep 5-20, reopens Sep 21.
  • Mad Hatter – closed Sep 6-30, reopens Oct 1.
  • Paper Fig Kitchen – closed Sep 6-13, reopens Sep 14.
  • Rosie’s Café & Grill – closed Sep 6-13, reopens Sep 14.
  • The Sandbar Steak & Seafood – closed thru Sep 29, reopens Sep 30.
  • Spoondrift Island Bowls – closed thru Sep 6, reopens Sep 7.
  • Sweet Melissa’s Café – closed Sep 5-20, reopens Sep 21.
  • Traders – closed Sep 11 thru Oct 5, reopens Oct 6.
  • Traders 2 (T2) – closed Sep 4 thru Oct 4, reopens Oct 5.
  • Traditions on the Beach – closed Sep 5-23, reopens Sep 24.

CROW Visitor Education Center will be closed Sep 6 thru 10 for fall cleaning. They will reopen Sep 13 and are offering some new presentations. Tours are available Monday thru Friday at 11 a.m. with masks required. Each tour is limited to eight people (over the age of 13) and advance registration is required. More info at http://www.CROWClinic.org.

J.N. “Ding” Darling Wildlife Refuge – Wildlife Drive, Bailey Tract, and Tarpon Bay Explorers will be open on Labor Day, while the Visitor & Education Center, the Nature Store, and all administrative offices will be closed Monday. Reminder: The Visitor & Education Center and Refuge Nature Store currently are closed every Friday and Sunday because of staff shortages due to the pandemic. Wildlife Drive closes every Friday throughout the year. Restrooms remain open.

COVID-19 Update

Florida continues to report a record-number of COVID-19 cases. Locally, the Lee Health System is maxed out with a temporary suspension of elective hospital procedures that require an overnight stay. They also have temporary restrictions on hospital visitations. On a more positive note, Lee Health is making its Lee Telehealth service free until further notice. It connects patients with a physician or advanced provider and is available 24/7. The COVID-19 monoclonal antibody treatment offered locally also is beginning to show good results and is expected to keep the number of hospitalizations down.

According to Lee Health’s website, quarantine is recommended for those who have a known or suspected exposure to COVID-19. During quarantine, you should stay home, away from other people, except for medical care or basic necessities. If you must take care of a family member, they also must quarantine. Quarantine lasts for 14 days – this allows enough time to develop an infection from exposure. Sometimes you may be requested to test during this time, BUT a negative test at any point does not end quarantine sooner,

Isolation is recommended for those who have a suspected COVID infection or receive a 1st positive test for COVID. You should stay away from people except for medical care or basic necessities. If a family member must take care of you, they will need to quarantine after you are well (or after their last exposure to you while you are on isolation.)  Isolation lasts for at least 10 days. These 10 days begin with your first symptom or positive test (if asymptomatic). This means if you become sick while on quarantine, your 10 days starts at that time – not at the beginning of the quarantine. If you improve and have no fever at the end of the 10 days, isolation may stop. Repeat testing is not recommended.

Here is their COVID-19 update from yesterday, Sept 2, 2021:

“As of today, Lee Health has:

– 596 COVID-19 patients isolated in our hospitals (inpatient).

– Of these patients, 12 of them are children being treated at Golisano Children’s Hospital of Southwest Florida.

– Yesterday, we had 60 new COVID-19 hospital admissions and 64 COVID-19 discharges.

– 50% of our ventilators and 3% of our ICU rooms are available for use. We have 86 COVID-19 patients on ventilators and 113 in the intensive care unit.

– This morning, census was at 101% of staffed operational bed capacity.


“For just the second time in the last month, Lee Health has discharged more COVID-19 patients than we’ve admitted over the last 24 hours, and this is the fewest number of COVID-19 patients we are treating since August 20. We hope that this slight downturn will accelerate and continue over the next few weeks.

“While this is promising, we are still not out of the woods. Lee Health hospitals are still at capacity, and we are seeing more patients than ever. This is why it remains as important as ever to get vaccinated if you haven’t already. Widespread vaccination in our community can help prevent another surge like the one we are currently experiencing, especially as we move closer to our seasonal months.

“Lee Health offers COVID-19 vaccines for anyone 12 and older at its walk-in Community Vaccination Clinic, located inside Gulf Coast Medical Center. It’s open Tuesdays, Wednesdays and Fridays from 7:00 a.m. – 3:30 p.m. and there is no cost for the vaccine.”

Nearly 1000 People Moving to Florida Every Day

A Fox 4 post by Cindy Preszler this week says: “We never have to deal with ice or snow. Extreme cold is foreign to us. This is SWFL. The weather is one of the reasons so many people are moving to our state, there are other reasons too but you just can’t beat this stuff.

“The latest stats from snntv.com indicate that nearly 1000 people move here every day and many are coming from northern states like New York, New Jersey, and Connecticut. According to move.org, Florida was the most moved to state in 2020.

“And why not? Chick out the weather/climate stats for Fort Myers. The average annual high is 85, and the low is 65… not too hot, not too cool.

“July and August are the hottest months with an average high of 92… it’s rare to see temps in the upper 90’s. Ad when most folks are shivering in January, highs are typically in the 70’s down here.

“Our wettest month is August with almost ten and a half inches on average. But in February and November… oh it’s so beautiful… not even two inches typically falls.”

Sanibel & Captiva Islands Multiple Listing Service Activity August 27-September 3, 2021



2 new listings: Breakers West #C2 2/2 $749K, Breakers West #C4 2/2 $749K.

No price changes.

2 new sales: Blind Pass #C110 2/2 listed at $539K, Sundial #C308 1/1 listed at $575K.

View from Gulf Beach #106

6 closed sales: Sundial #I103 1/1 $500K, Mariner Pointe #712 2/2.5 $620K, Mariner Pointe #631 2/2 $685K,  Gulf Beach #106 2/2 $893K (our listing), Sanddollar #C101 2/2 $1.15M, Somerset #D202 3/2 $1.7M.


3 new listings: 719 Durion Ct 3/2 $1.025M, 5880 San-Cap Rd 3/2 listed at $1.35M, 2480 Harbour Ln 3/3.5 listed at $1.9645M.

2 price changes: 4771 Tradewinds Dr 3/3 now $2.99M, 1146 Golden Olive 5/4 now $2,999,999.

2 new sales: 5747 Pine Tree Dr 3/3 listed at $1.799M, 4949 Joewood Dr 5/5 listed at $4.295M

3 closed sales: 1702 Bunting Ln 4/3 $749.5K, 565 Lake Murex Cir 3/2 $899K, 2367 Wulfert Rd 3/3.5 $1.85M (our sale).


Nothing to report.



Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Enjoy your weekend!

Susan Andrews, aka SanibelSusan

Market Outlook – Here, There, Everywhere

Another Friday and SanibelSusan here with another island real estate report. First a photo of what it looks like here on a sunny Sanibel afternoon.

This week, the Saharan dust covering much of Florida has kept rain away from the islands. There have been a few showers, but nothing like usual peak storm season. Driving across the causeway, the hazy view over the water reminded me of growing up on the Maine seashore and how it looked before morning fog burned off. Now, that dust is moving away from Florida, so weather likely will return to a more typical September weather-pattern with daytime temps expected to be in the low- to mid-80’s with chance of afternoon thunderstorms. Now through the weekend, we also may see some wind from Hurricane Ida passing out in the Gulf, no real concern for SW Florida though.

Florida Realtors® Annual Convention

I sure hated to miss this event in-person again this year, but thankfully with new Covid-protocols still was able to participate electronically. Florida Realtors 2021 Convention and Trade Expo is being held August 24-28 at the Rosen Shingle Creek in Orlando.

Yesterday, in between classes, was the Annual Awards luncheon. It was great to hear that some friends were acknowledged and rewarded: Congratulations to 2021 Realtor® of the Year – Florida Realtors® 2020 President Barry Grooms from Bradenton, 2021 Humanitarian of the Year – Steven David from Broward, Palm Beaches, and St Lucie Realtors®, and to our 2021 District 5 VP – Ursula Weinkauff from Bonita Springs. They all excelled in a challenging year as they have for many years.

Today, our local Sanibel & Captiva Islands Association of Realtors® Director of Education, Megan Rose, is sitting on the Florida Realtors® Audition Panel for the Professional Development Committee, evaluating candidates looking to teach state-approved classes. I sure enjoyed doing that for many years and know Megan will do a great job representing us. She will have a long tiring but fulfilling day. It is great process to ensure that Florida’s teachers are top-notch.

Tonight is the annual in-person Florida Realtors® 2021 PAC live auction. You-know-who has been bidding electronically all week on silent auction items. Tomorrow, the event wraps up with a Candidate Forum, Member Update, and the individual District meetings, followed by the Board of Directors Meeting.

At the Sanibel & Captiva Islands Association of Realtors®

There was no caravan meeting this week for the islands Association of Realtors®, but some real estate activity still was posted in the local Multiple Listing Service. The action follows a coupe of news items below.

At SanibelSusan Realty

Happily, The SanibelSusan Team has two closings before the end of the month, so Dave and I will be busy with those over the weekend and early next week. We both remarked this morning about how little traffic is on the island now. At quitting time last night, I went home the back way (west on Periwinkle to Tarpon Bay Rd north to Gulf Dr to the east end to Periwinkle) and didn’t pass a single car going in either direction until I got to just before the turn-off to my street. Even then, only saw one work truck heading off-island. Dave said it was little later when he left Lighthouse Beach, to head off island. He also didn’t see other vehicles. Where is everyone? September usually is the quietest month on the islands, appears that late-August is getting ready.

The Market Outlook – Nationally & More

Tuesday, I attended a Zoom presentation given at the National Association Leadership Summit in Chicago by NAR’s Chief Economist and Senior VP of Research, Lawrence Yun. As a long-time fan, it was interesting to hear his take on the pandemic, today’s housing shortage, and what he thinks the real estate future will bring.

He prefaced his speech saying that 99% of the country is experiencing a double-digit price change in their median priced home.

Then, he began with “when does this pandemic end?” He reiterated that though it has been over 100 years since the Spanish flu pandemic, through history pandemics have been a common phenomenon, a human experience. One that will not be done and over when this pandemic subsides. The Delta variant being a good example of that.

Looking at today’s statistics compared to recent history, one of his first slides showed that for the first time in decades, in the U.S., birth and death rates are equal. He referred to past forecasters who said that when the baby boomer generation starts dying out, U.S. population will decrease. That is looking to be true, though this data does not include those immigrating here and coming across borders illegally.

He then described how today’s housing shortage is a different kind from recent history when there were not enough actual homes for the housing demand. Today, rental prices are skyrocketing and expected to soar even higher. He gave examples where rental properties are getting multiple offers. Today, there is a historic shortage of rental vacancies, while the number of rental households is at an all-time high (mostly because those renters can’t compete with the offers from today’s buyers).

Existing homes sales (which traditionally are 90% of that market) are still above pre-pandemic levels, but not as frenzied as they were a few months ago. Newly-constructed-home sales (usually 10% of the market), now are just matching pre-pandemic levels.

Though interest rates still are historically low (less than 3%), mortgage applications from those looking to buy are below pre-pandemic levels. Why is this? It is because all-cash sales are elevated. Cash is king with cash sales ruling the market, essentially everywhere.

With most median home prices up over 20% in the last year, rental demand has gone up as most 1st-time buyers now are priced out of the market. Monthly mortgage payments are rising even at time when interest rates are at their lowest.

Though mortgage debt is at a record high, the record high property valuations should overwhelm any risk, so he says there is no worry of the market being over leveraged.

Comparing geographic areas, it was interesting to see where local market homeowner wealth gained over the last year. The highest equity gain was in the San Francisco Bay area where the average property increase was $160K. Unfortunately, this appreciation is not enjoyed across the population, as only 45% of San Francisco residents own. Like anywhere, homeownership rates vary across geographic areas, age groups, ethnicity, etc.

In comparing home occupant wealth, his slides showed how the average renter has a nest egg of only about $8K while the average property owner has $297K.

He made a point of mentioning of how the news media using old data does not help us understand the market – and how you cannot always believe what you hear. Particularly, considering the 2020 census numbers, that data does not reflect where people live and work today with so many fleeing cities to work in the suburbs or more preferred areas.

He had a slide showing the metro areas with the most net migration gains since the first of the year, and interestingly most of those are in vacation areas. For example, the places with the highest population increase year-to-date include Barnstable, MA (Cape Cod), Portland (ME), Myrtle Beach (SC), Asheville and Wilmington (NC), Huntsville (AL), Jacksonville (FL), and others. Another tidbit he mentioned was that Huntsville has the highest number of PhD’s in the nation. (Who knew?)

What will these vacation areas show for 2021? He said they all are experiencing a sizeable jump in sales, which is exactly what has happened here on Sanibel and Captiva.

What will the future bring? He said that housing demand should be compared to where people with jobs are doing their jobs.

As inflation increases the Fed will be forced sooner to make changes. When that happens, he expects that negative effects will occur from the Federal Reserve, who provides monetary policy, gradually increasing mortgage rates. He sees a tapering of purchases of mortgage-backed securities later this year, short-term rates rising next year, and an inevitable increase in G-fees to cover Congress’s infrastructure package. (A G-fee is the gurantee-fee to cover projected credit losses from borrower defaults over the life of loans, admin costs, and a return on capital.)

A positive effect will come from more first-time buyers qualifying for a mortgage as they have demonstrated financial capability from renting longer. (Big data also will help show their payment capability, with so many creating a financial trail through their use of Amazon Prime, Netflix, etc.)

Inflation already is popping out and is not going to go away. He predicts high inflation will continue. Already many of us are seeing price increases in used cars, gas, airfares, appliances, and the like.

The Government says rents are rising at 1.9% annually, but he provided info from national rental organizations showing that increases are more like 6, 7, and 8%, probably an indication that the Government also is under estimating inflation.

As the pandemic wanes, sales to foreign buyers and immigrants will pick up.

In the commercial arena, office space usage is shaky, particularly in downtown areas where many cities, like New York and Chicago, have high vacancies.

Industrial spaces, on the other hand, are booming. Retail spaces are coming back as buying improves, while apartment spaces also are coming back strong.

In his wrap-up, he likened the economy internationally to the winners of the Olympic gold medals, showing how through history those with the most medals were the most economically strong. We might have received the most medals in the Olympics this year, but China is a close second. Followed by Japan, before Great Britain. There is a message in that. Stay tuned.

Sanibel & Captiva Islands Multiple Listing Service Activity August 20-27, 2021



3 new listings: Blind Pass #A102 2/2 $630K, Sanibel Arms West #E3 2/2 $965K, Gulfside Place #210 2/2 $1.495M.

No price changes.

3 new sales: Sanibel Moorings #211 1/1 listed at $525K, Breakers West #C3 2/2 listed at $749K, Gulf Beach #207 2/2 listed at $1.1M.

3 closed sales: Sanibel Moorings #921 1/1 $435K, Sanibel Inn #3511 2/2 $695.1K, Kings Crown #102 2/2 $1.55M.


1 new listing: 4771 Tradewinds Dr 3/3 $3.35M.

2 price changes: 1025 S. Yachtsman Dr 3/2 listed at $820K, 5747 Pine Tree Dr 3/3 $1.799M.

8 new sales: 837 Casa Ybel Rd 2/2 duplex listed at $599.9K, 5802 Sanibel-Captiva Rd 3/3.5 listed at $899K, 4760 Rue Helene 3/2 listed at $1.325M, 4954 Joewood Dr 3/2 listed at $1.599M, 5379 Shearwater Dr 4/3 listed at $2.149M, 2475 Tropical Way Ct 3/3.5 listed at $2.295M, 856 Limpet Dr 4/2.5 listed at $2.358M, 4014 West Gulf Dr 4/4 listed at $3.849M.

1 closed sale: 734 Anchor Dr 3/2 $1.55M.


No new listings.

1 price change: 5642 Baltusrol Ct now $369K.

1 new sale: 1272 Par View Dr listed at $459K.

No closed sales.



No new listings, price changes, or new sales.

2 closed sales: Tennis Villas #3127 1/1 $385K, Captiva Hide-a-Way #1D 2/2 $1.032M.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Until next Friday,

Susan Andrews, aka SanibelSusan

Late Summertime Happenings on Sanibel & Captiva

It is finally that time of the year when things slow down on the islands, though it was a long-time coming this year. Even during the “off” season, the islands have been busier than usual this summer. But now that schools are back in session and COVID cases are at record-highs, it makes sense that traffic and occupancy have eased up.

I took a quick spin through the islands early this afternoon, drove all the way through Captiva’s South Seas Plantation, out to tip at Lands End. I was surprised to see very few people or vehicles, though passed quite a few contractor vehicles doing deliveries and updates at properties. Below are some Captiva photos taken during that ride.

Boat launch at South Seas Harbor looking toward the Lady Chadwick.

Looking toward Harborside Bar & Grill.

At Lands End looking across Redfish Pass to North Captiva Island

From the road into Lands End looking back toward South Seas amenity area (rain in the distance on the mainland)

Island Real Estate Happenings

Real estate inventory on both islands remains at record lows. It will be interesting when fall arrives to see what happens to the market as snowbirds and prospective buyers start thinking about spending their winter in the sun. Few rental companies have vacancies then and most Realtors® have anxious visitors looking to come. Thanks to supply and demand, prices in the foreseeable future, for both buying and renting real estate here, will continue to go up.

Meanwhile, at SanibelSusan Realty, we are finishing up action items on closings scheduled to occur in a few weeks, continuing to market our new listing that is not under contract yet, and beating the bushes looking for owners wanting to take advantage of this unique sellers’ opportunity.

After a few news items below is the real estate action posted since last Friday in the Sanibel & Captiva Islands Multiple Listing Service.

Today (August 20, 2021) on Sanibel, there are 13 condos, 27 homes, and 17 lots for sale.

On Captiva, there are three condos and 12 homes.

Causeway Island Update

Plenty of social media postings about the changes on the causeway islands have not been positive, mostly because the public is not aware of what is happening there. Here is an update:

The Lee County Board of Commissioners voted Tuesday to award engineering contracts for engineering services for enhancements to both Islands A and B and construction services for the stabilization of Island B. (Island A is the one closest to the high bridge and the mainland. Island B is closest to Sanibel.)

These contracts are part of a larger project on the causeway islands. Plans approved by the Board in December call for the shoring-up of erosion-prone areas of Islands A and B which are part of the Sanibel Causeway. Beach sand also will be added along parts of these islands. In addition, enhancements will be made to upland portions of both islands, including the creation of structured parking, new restrooms on Island A, additional picnic pavilions, pathways, and landscaping, and other park amenities.

In July, in preparation for the project, Lee County Crews removed Australian pines, an invasive exotic species. They will be replaced with native trees.

Local COVID News

Unfortunately, Lee Health Hospitals posted yesterday that it was their highest day of COVID fatalities. Traveling nurses arrived this week to assist in their patient overload.

Sanibel remains proactive regarding COVID. It makes me feel better just to drive by the signage by the Chamber that continues to flash “Welcome to Sanibel”, “Please Wear Mask”, Please Get Vaxxed”.

This morning the City Manager posted the following message on the City website: “City of Sanibel Recreation Center to Remain Closed Saturday, August 21, 2021 All Programs Cancelled. Last evening, Thursday, August 19, the City of Sanibel was advised that a participant who utilized the Sanibel Recreation Center yesterday had tested positive for COVID. Today, Friday, August 20, the City of Sanibel Recreation Center, 3380 Sanibel-Captiva Rd, is closed for all programs and services while the facility is disinfected. Currently City staff continue to contact trace all persons who were at the facility yesterday. The City of Sanibel Recreation Center will remain closed tomorrow, Saturday, August 21. The sole program scheduled for the Recreation Tomorrow, Tiny Tots Basketball, is also cancelled.”

Temporary Closure of Ding Darling Visitor & Education Center

From this week’s, “Ding on The Wing”: “Starting this week and running through September, the Refuge Visitor and Education Center will be closed both Friday and Sunday each week, due to volunteer dropout over COVID-19 concerns. The Center is open 9 a.m. to 4 p.m. Monday through Thursday, and Saturday.

37th Sanibel & Captiva Luminaries Scheduled

As posted in the “Island Sun”, the island Chamber of Commerce has received approval from The City to celebrate Luminary 2021 in traditional fashion on December 3 and 4. The Sanibel celebration will be Friday and the Captiva Saturday. Besides candle-lined walkways and shared-use paths, the festivities bring live music, decorations, sidewalk sales, and complimentary refreshments.

The golf-cart parade also will return to Captiva’s celebration (time to be announced). If you haven’t attended an island luminary, plan to do it this year. It is special.

I couldn’t help but think about Captiva’s luminary as I drove along the Tween Waters stretch this afternoon. Those who have been here for the holidays likely remember that a Santa will be climbing that tall palm tree for Christmas. My photo from today is shown above, while below it, a photo of Santa from years.

Sanibel Household Chemical Waste Collection Event

A City notice received this week says, Sanibel residents may dispose of household chemical waste such as left-over paint, cleaners, herbicides, pesticides, auto fluids, and pool chemicals on Wed, Sept 1. The collection event hosted in partnership with Lee County Solid Waste will be held from 10 a.m. to 2 p.m. at the Sanibel Library at 770 Dunlop Rd with drop-off an easy drive-through at no charge. This event is for residents only, businesses that need disposal should call for an appointment for the monthly business collection held at the county’s permanent Household Chemical Waste drop-off location at 6441 Topaz Ct which is off Metro Parkway in Fort Myers.

The following items are NOT chemical waste but may be set out with your regular household garbage: small-engine equipment such as pressure washers, lawnmowers, weed eaters; small electronic parts such as routers, mice, keypads; tires; small appliances; empty paint cans/dried paint; empty auto fluid containers.

Hot Housing Market Drives Home Fix-Ups

Posted August 13, 2021, on FloridaRealtors®:

“Remodeling hit a high during lockdowns when homeowners had time and an increased frustration with their living space. Now, rising home equity entices them.

“NEW YORK – More homeowners plan to renovate their homes this year. The remodel trend took off during pandemic lockdowns when homeowners had little else to do and a general frustration with a home when they had to spend 24 hours a day within it.

“Now, owners are spiffing up their home because they can afford to do so, thanks to higher home prices and their home’s increased equity, according to Bank of America’s “2021 Homebuyer Insights Report: Home Improvement and Equity Spotlight.”

“As home prices surge, more homeowners are tapping HELOCs (Home Equity Lines of Credit) to make significant home improvements. Gen X homeowners (ages 44 to 56) are the most likely to report using HELOCs for home improvements. “Greater reliance on the home as both a workspace and a family center has led many owners to tailor their homes to their needs,” the report says.

“Most respondents don’t focus too heavily on increasing their home’s value, however. The majority said they’re viewing home improvements as a way to bring greater enjoyment to their living space (67%). Only 33% said they’re undertaking updates to increase their home’s value (33%). “Traditionally, home improvement projects have been measured through the lens of return on investment (ROI), but we’re seeing that the emotional connection to one’s home is just as important,” says Ann Thompson, specialty lending executive at Bank of America.

Remodeling trends

“Greater modernization: Many homeowners want to bring their homes up to date, or they need to replace dated areas of the homes. The median age of the U.S. owner-occupied housing stock is 39 years, according to the National Association of Home Builders.

“Fixer-uppers are OK again: About 42% of younger homebuyers say they would prefer to buy a fixer-upper and improve it over time than to purchase a home that’s move-in ready.

“DIY is trending: Many homeowners are taking a do-it-yourself approach to some of their smaller house projects, such as painting or upgrading hardware and fixtures, with 50% saying they learned how from watching videos. Nearly 40% say they’re inspired by TV shows such as HGTV to do more DIY projects in their home. Younger adults are the most likely to do DIY, with almost 75% of younger homeowners (ages 18 to 43) say they’ve completed DIY work around their house.

“Sustainability is important: Younger generations tend to value sustainability features more than older generations. Half of younger generations want to add solar panels (51%) and energy-efficient appliances (48%) – only one-third of older generations want to add solar panels (33%) and energy-efficient appliances (36%).”

Source: “2021 Homebuyer Insights Report: Home Improvement and Equity Spotlight,” Bank of America (2021) © Copyright 2021 INFORMATION INC., Bethesda, MD (301) 215-4688

To Market or Not, Should Not Be the Question

With Florida real estate in increased demand from domestic buyers, sale prices high, and inventory limited, some agents have had success with “pocket listings”, a process that allows an agent to quietly market a property on a one-to-one basis to individual buyers and colleagues, before (or without) posting it on the Multiple Listing Service.

Some sellers and agents think pocket listings offer advantages in certain situations, like giving a seller time to prepare for marketing and the agent to perform some limited targeted outreach before notifying the masses. I have found that this can influence price, time on market, and the best deal for a seller/buyer.

Some sellers with concerns about privacy and COVID, have preferred this process even if it results in a less profitable sale. Many agents, like me, however, view pocket listings as a disservice to sellers.

For example, prospective pocket-listing buyers know they are the only ones submitting an offer, making them not as motivated to make one that is competitive. By limiting the pool of prospective buyers, sellers can be losing money.

The National Association of Realtors® (NAR) recently took a clearer stance on the gray area of pocket listings. Realtors® now are required to list a property in the applicable MLS within 24 hours of launching any mass marketing. This puts the selling agent in a difficult position with only limited marketing allowed. The minute that marketing is expanded, by social media post or group email, that agent is “on the clock” and has only 24 hours to get it posted in the MLS.

What seller doesn’t want his property exposed to the most potential purchasers? Not to mention making the entire transaction transparent with everyone held accountable. According to Redfin, pocket listings increased from 2.4% to 4% of the market from November 2019 to March 2021. Maybe that jump is strictly COVID related, but I doubt it.

Pocket listings should be limited to exceptional unique cases. In my experience, the most exposure brings the best offers – which is what most sellers want. That means a traditional listing – not a pocket listing. The SanibelSusan Team does not take pocket listings.

Sanibel & Captiva Islands Multiple Listing Service Activity August 13-20, 2021



2 new listings: Sanibel Arms West #F6 2/2 $1.049M, Gulf Beach #207 2/2 $1.1M.

No price changes.

7 new sales: Sundial #H410 1/1 listed at $429K, Cottage Colony West #101 1/1 listed at $575K, Sanibel Inn #3514 2/2 listed at $699K, Sandalfoot #2D3 2/2 listed at $789.5K, Pointe Santo #B33 2/2 listed at $839K, Tantara #102 2/2 listed at $1.139M, Sundial #E104 2/2 listed at $1.299M.

3 closed sales: Coquina Beach #2B 2/2 $585K; Sanibel Arms West #D2 2/2 $915,799; Tarpon Beach #305 2/2 $1M.


3 new listings: 4954 Joewood Dr 3/2 $1.599M, 2475 Tropical Way Ct 3/3.5 $2.295M, 885 Limpet Dr 3/3 $2.395M.

1 price change: 535 Birdsong Pl 3/2 now $711,555.

5 new sales: 754 Donax St 4/2 duplex listed at $599K, 5817 Sanibel-Captiva Rd 4/2 listed at $1.19M, 1360 Jamaica Dr 3/3 listed at $1.349M, 518 N. Yachtsman Dr 3/3 listed at $2.795M, 544 Lighthouse Way 4/5.5 listed at $4.25M.

5 closed sales: 486 Surf Sound Ct 3/3.5 $1.19M, 734 Anchor Dr 3/2 $1.55M, 6418 Pine Ave 3/3 $1.7M, 5270 Indian Ct 6/6.5 $2.05M, 545 Lighthouse Way 3/3.5 $3.25M.


No new listings, price changes, or new sales.

2 closed sales: 0 Dixie Beach Blvd $150K, 000 West Gulf Dr $3.5M.



No new listings or price changes.

2 new sales: Lands End Village #1633 2/2 listed at $1.599M, Seabreeze #1251 3/3 listed at $2.05M.

No closed sales.


No new listings.

1 price change: 15867 Captiva Dr 7/6 now $11.7M.

No new or closed sales.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

It’s even quiet at the beach. This is in front of Kings Crown on Sanibel.

Until next Friday,

Susan Andrews, aka SanibelSusan

Happy Friday the 13th Brings Real Estate Action & More Rain

Though it is Friday the 13th and the 17th anniversary of Hurricane Charley, all is well at SanibelSusan Realty as we keep our eyes on the tropics and the local COVID reports. Florida sure is getting a bum rap in the national news.

Here on the island, we were happy that Sanibel City Council held an emergency meeting last Saturday to address COVID concerns. As you come on the island, the signage next to the Chamber of Commerce now reads in rotation: “Welcome to Sanibel”, “Please Wear Mask”, “Please Get Vaxxed”. Face coverings now are required indoors for anyone age 2 and older, in all City buildings with public access, including the Recreation Center. Outdoors, masks are optional.

In the office, our sales are chugging along as they should in preparation for upcoming closings later this month and in early September. We also received a new condo listing last night which Jim Anderson, our photographer, filmed this morning before the storm bands started arriving.

We also have letters in the mail and in the works looking for new listings as our list of prospective buyers continues to grow as inventory continues to dwindle. Some of these buyers are getting antsy, since inventory isn’t improving and the few listings that do become available, sell fast.

As of today, on Sanibel, for sale, there are 14 condos (228 sold/under contract year-to-date), 27 homes (298 sold/under contract year-to-day), and 17 lots (67 sold/under contract year-to-date).

On Captiva, for sale, there are five condos, 12 homes, no lots. (Compared to year-to-date sales: 47 condos, 38 homes, two lots.

Below are a couple of news items, followed by the action posted since last Friday in the Sanibel & Captiva Multiple Listing Service.

More Florida Insurers Dropping Homeowners with Older Roofs

Owners who reroofed after Hurricane Charley in 2004 who have not already put on another new roof, take note of the following posting from FloridaRealtors® on-line news on August 2, 2021.

“NEW YORK – An increasing number of Florida insurers are refusing to cover homes with roofs over 10 years old as the state continues to deal with increasing weather damage claims and rampant fraud.

“Florida’s top 44 insurers face an increasing number of lawsuits, according to data from the state Department of Financial Services – a total of 44,325 during the first six months of 2021 compared to about 30,000 during the same period in the three previous years.

“An anonymous insurer recently cited at least four companies unwilling to insure shingle roofs more than 10 years old, two that had a cut-off at 12 years, and three that would not insure homes with 15-year-old roofs. The data was based on a review of information submitted to the state’s insurance regulators.

““You can’t force insurance companies to write business they can’t write, says Paul Handerhan, president of the Federal Association for Insurance Reform. “If the law suddenly required companies to cover homes with older roofs, you’d be risking the company’s solvency, and that wouldn’t do anyone any good, because, after a catastrophe, they’d be going bankrupt and no-one would get paid.”

“Handerhan says that insurers don’t care if a 10- or 12-year-old roof is still functional; the issue is that they see homes with older roofs as most likely to be targeted by roofing contractors looking for big payouts.” Source: Insurance Business America (07/26/21) Adriano, Lyle

Can You Afford a New Roof?

As further info, for those who know my little 2-bedroom ground-level home on Anchor Dr. I had my shingle roof (which was put on in 2005) replaced this spring with a metal roof. Cost was ~$52K. Though I was happy with the installation and received a small refund on my insurance carrier after submitting a new Wind Mitigation Report, these new roofs are pricey!

Continuing on the same subject, the below article was also posted on FloridaRealtors® and is sourced to “South Florida Sun-Sentinel”, Ron Hurtibise. Distributed by Tribune Content Agency, LLC.

“Many Fla. homeowners could soon find it difficult to get private market insurance coverage on their homes, as a result of big losses insurers say are partially due to skyrocketing claims and lawsuits over roof replacements. To stay insured, owners may have to replace their roofs, regardless of whether or not those roofs are failing.

“FORT LAUDERDALE, Fla. – Tony Lilly can’t find a private market insurance company willing to insure the house he bought last August because, he was told, at 16 years, the structure’s cement tile roof is too old.

“It’s a problem millions of Florida homeowners could soon face, thanks to insurance companies’ efforts to avoid paying for skyrocketing numbers of roof replacements. Homeowners will have to shell out tens of thousands of dollars to replace their roofs – regardless of whether or not those roofs are failing – if they want to remain insured.

“For many, that will be a financial hardship. Asphalt shingle roofs typically cost about $12,000 to $15,000 to replace. Tile roofs cost about $30,000 to $35,000.

“And there’s no quick fix on the horizon to the issues that have brought us to this point.

“Lilly was stunned to learn that he couldn’t get coverage because of his roof. His house was built in the 1990s. Its roof was installed in 2005. An inspector who looked at the roof and a roofer who replaced a handful of broken tiles last fall both told Lilly that the roof should be good for another 20 years. It’s cement tile, after all.

“That apparently doesn’t matter to Florida-based home insurers, reeling after five years of collective operating losses they blame on a combination of factors:

“Florida’s building code requires replacement of an entire roof if more than 25% is damaged. When insurers refuse to pay claims to replace entire roofs, the contractors sue them.

“While contractors and attorneys maintain they sue only when insurers refuse to pay legitimate claims in a timely manner, insurers contend that they are treated like ATMs by contractors, attorneys and, yes, homeowners willing to look the other way when promised free roofs, bathrooms or kitchens.

“But that leaves honest homeowners – who would never file an insurance claim except in an emergency – stuck with higher premiums and forced to replace good roofs.

“The number of lawsuits filed against the top 44 insurers in Florida has continued to spike – totaling 44,325 during the first six months of 2021 compared to about 30,000 during the same periods of each of the three previous years, according to data maintained by the state Department of Financial Services.

Get ready to buy a new roof

“For Florida consumers, “the outlook is bleak,” said Paul Handerhan, president of the consumer-focused Federal Association for Insurance Reform. “But you can’t force insurance companies to write business they can’t write. If the law suddenly required companies to cover homes with older roofs, you’d be risking the company’s solvency and that wouldn’t do anyone any good, because after a catastrophe, they’d be going bankrupt and no one would get paid.”

“Consumers with asphalt shingle roofs, among the most common roof types, will be facing expensive replacement requirements if they just bought a home, want to switch insurers or were recently dropped by their previous insurer.

Companies are increasingly unwilling to write new policies with asphalt shingle roofs over 10 or 12 years old, according to a comparison compiled in January by one of the insurers, which asked not to be named as the source of the data. The list, which the insurer said was based on a review of information submitted to state insurance regulators, identified four companies unwilling to insure shingle roofs more than 10 years old, two companies that set the cut-off age at 12 and three others that drew the line at 15 years.

“Metal and tile roofs are generally allowed up to 20 or 25 years, and some companies are listed as willing to insure homes with metal or tile roofs as old as 40. Those insurers could be among many that are currently not writing policies in South Florida and therefore weren’t available to Lilly. Which companies opted not to offer Lilly coverage is not known.

Since the list was compiled in January, some of the companies on the list have sought to lower their roof cut-off ages, but the state Office of Insurance Regulation has been “pushing back” against those proposals, the insurer said.

“Barry Gillway, Citizens’ president and CEO, told the company’s board of governors this month, “It’s getting hard for an independent agent in Southeast Florida to find a company willing to write a roof that’s more than five years old.”

“While many insurers are ordering more inspections when existing customers’ policies come up for renewal, some aren’t yet subjecting renewing customers to the same stringent age-of-roof criteria if they haven’t filed expensive claims, said Locke Burt, president and CEO of Security First Insurance Co.

“That’s why most agents tell people: ‘If you get a renewal notice, take it and don’t worry about the premium [increase],” he said.

Owners of older roofs have few choices

“Insurers don’t care whether a 10- or 12-year-old roof is still functional, Handerhan said. The issue is that they see homes with older roofs as most likely to be targeted by roofing companies that canvass neighborhoods promising owners they can get them a free roof from their insurer.

“Eliminating older roofs from their books of business is the easiest way they can avoid the costliest claims, he said.

Homeowners with targeted roofs older than companies’ cutoff ages will have little choice but to replace them before their usable lives are over, settle for state-owned Citizens Property Insurance Corp., or try to find a private market insurer that will sell them a customized policy that limits their roof coverage to one that pays only the depreciated value.

“Lilly’s insurance agent said he had no choice but to settle for Citizens, the “insurer of last resort” that no one wants but that tens of thousands of South Florida homeowners are turning to because they have no other choice. Upon renewal this year, Lilly’s Citizens policy went up $500. Again, he asked agents to help him find a private-market policy, and again they told him his roof is too old, he said.

Will it ever end?

“Insurance experts interviewed for this story don’t expect companies to ease up on roof-age restrictions until recently passed reforms succeed in reducing costs of roof replacement claims and other expenses driven by contractors and attorneys.

“A new law that took effect on July 1 bars roofing companies from offering homeowners incentives to allow the companies to inspect their roofs for damage.

“Another part of the new law prohibits advertisements such as door hangars, business cards, pamphlets and emails encouraging homeowners to file insurance claims. But a judge this month found that section violated contractors’ First Amendment rights and struck it down, telling the state to instead find more targeted ways to address fraud.

“Other parts of the law remain in force, however, including restrictions on collection of legal fees that insurers contend encouraged attorneys to file massive numbers of lawsuits without financial consequences.

“The new law also reduces the amount of time plaintiffs have to file claims after losses occur, from three years to two years. The latter change is meant to reduce roofers’ opportunities to identify damage they can pin on past weather events, like hailstorms or hurricanes.

“Still, those changes might not reduce claims and lawsuits for several years, insurers say, if attorneys are allowed to pursue claims for old losses under the old rules.

“Insurers also hope to see more criminal prosecutions of crooked contractors.

“The Legislature provided the Department of Financial Services $1.8 million specifically to investigate property and casualty homeowner insurance fraud.

“Department spokesman John O’Brien said the money will fund two squads of detectives at the Division of Investigative and Forensic Services.

“Meanwhile, several insurers, including Citizens, Security First and Tower Hill, are pursuing claims under Racketeering Influenced and Corrupt Organization Act laws, developed to fight organized crime, against roofing companies they contend are engaging in fraud.

“The problem of roof-based coverage denials and ever-rising claims costs might not be solved until the concept of homeowner insurance in Florida is revolutionized, said Paresh Patel, CEO of HCI Group, which includes Homeowners Choice and Typ Tap insurance companies.

“Patel envisions a day when homeowners most likely to file claims for repairs, like roof replacements, are allowed to buy more expensive policies that are designed more as home maintenance coverage. Homeowners willing to accept the responsibility to pay their own costs to replace aging, deteriorating roofs and other components would pay less for traditional coverage, he said.

““Essentially, we’re going to be separating the people who think of their insurance policy as a home maintenance policy vs. an insurance policy. Both products can be priced differently,” he said.”

Sanibel & Captiva Islands Multiple Listing Service Activity August 6-13, 2021



3 new listings: Sundial #F407 1/1 $569K, Sanibel Arms #F3 1/1 $699K (our listing), Sandalfoot #2D3 2/2 $789.5K.

Sanibel Arms Building F

No price changes.

4 new sales: Sundial #I202 1/1 listed at $595K, Sanibel Inn #3513 2/2 listed at $699K, Sanibel Inn #3532 2/2 listed at $778.5K, Pointe Santo #D1 2/2 listed at $815K.

4 closed sales: Spanish Cay #F7 1/1 $395K, Loggerhead Cay #433 2/2 $735K, Island Beach Club #310A 2/2 $789.5K, Gulfside Place #225 2/2 $1.61M.


2 new listings: 3324 Saint Kilda Rd 4/4 $2.8M, 1320 Seaspray Ln 3/4.5 $4.55M.

No price changes.

6 new sales: 1846 Ardsley Way 2/2 listed at $800K, 565 Lake Murex Cir 3/2 listed at $899K, 556 Sea Oats Dr 3/2 listed at $1.075M, 1319 Par View Dr 3/2.5 listed at $1.15M, 743 Durion Ct 3/2 listed at $1.299M, 509 Lagoon Dr 3/2 listed at $1.795M.

8 closed sales: 565 East Rocks Dr 3/2 $760K, 460 Sawgrass Pl 2/1 $800K, 1371 Tahiti Dr 2/2 $800K, 1450 Sand Castle Rd 3/2 $1.18M, 5300 Umbrella Pool Rd 3/3 $1.19M, 5431 Shearwater Dr 3/3 $1.148M, 1206 Par View Dr 3/2 $1.26M, 1314 Seaspray Ln 5/5.5 $6,695,875.


Nothing to report.



No new listings, price changes, or new sales.

1 closed sale: Bayside Villas #5343 3/3 $874K.


No new listings or price changes.

1 new sale: 1072 South Seas Plantation Rd 3/3.5 listed at $3.349M.

No closed sales.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

So, until next Friday, here’s hoping the tropical disturbances pass quickly and Southwest Florida doesn’t get too soaked.

Enjoy your weekend!

Susan Andrews, aka SanibelSusan