Looking Forward to July 4th on Sanibel Island


From a parade many years ago!

It’s Sanibel Susan, reporting that Dave, Elise, Lisa and I are counting down to the Independence Day holiday next week. Fingers crossed that some of the many vacationers arriving tomorrow want to view and buy real estate. The SanibelSusan Team is ready to help them, if they are.

The activity posted since last Friday in the Sanibel & Captiva Multiple Listing Service follows a few news items below.

4th of July Happenings on Sanibel

Pre-Parade All-You-Can-Eat Pancake Breakfast – 7 to 9 a.m. at Sanibel Community Church. Event is free with donations accepted to benefit the church’s Summit Christian Preschool Scholarship fund.

crow 2015 parade

CROW’s 2015 parade entry. With this year’s theme, their entry should be another winner!

office pix 09-12-1728th Annual Independence Day Parade – starts at 9:30 a.m. on Tarpon Bay Road in front of Bailey’s Center and travels down Periwinkle Way, ending at Casa Ybel Rd. Theme is “Wild About America”. Periwinkle Way closes at 9 a.m., so be sure and get to your favored parade-watching spot early. Good vantage points are in front of SanibelSusan Realty, both in the shade under the trees at City Park across the street or under the overhang in front of our office building. The office will be open.

Post-Parade Celebration – at Jerry’s Shopping Center, begins at 10:30 a.m.

39th Annual Road Rally – begins at noon from The Timbers parking lot. This automobile scavenger hunt has vehicles deployed every two minutes. Hosted by the Sanibel-Captiva Optimist Club, more info at their website www.sancapoptimist.org.

fireworks clip artFireworks Cruise – by Adventures in Paradise departs Sanibel Marina “G” dock at 7:30 p.m. Call 239-472-8443 for reservations.

Fireworks – at 9 p.m. rain or shine, from the end of Bailey Road out into the bay, above the causeway. Sponsored by the City of Sanibel.

Sanibel & Captiva Islands Association of Realtors July Membership Meeting

Yesterday at our local Association of Realtors® monthly breakfast meeting, staff from BIG ARTS gave members a quick preview of some artists scheduled to perform in the upcoming season. BIG ARTS is celebrating its 40th year with their calendar filling up. Tickets often are sold out to see big name bands, singers, and musicians, so it’s never too early to plan to attend those events. Check out their full schedule at www.BIGARTS.org. Many tickets go on sale this summer and can be purchased on-line. Beginning in January 2019, here are a few mentioned that caught my eye.

Bumper-Jacksons1/5 – Beginnings (Chicago tribute band)

1/12 – DePue Brothers Band (named Musical Family of America in 1989)

1/17 – Bumper Jacksons (7-piece band known for their roots jazz, country swing, & street blues)

iLuminate1/30 – iLuminate (dance & acrobatic performance team featured on America’s Got Talent)’

2/2 – m-Pact “Signed, Sealed, Delivered” (often called one of the best pop-jazz vocal groups in the world)


2/22 – Judy Collins

3/16 – Live in Central Park Revisited (recreation of Simon & Garfunkel’s performances on 9/19/1981)

New Condo Association Laws Go Into Effect July 1

The below article by Attorney Richard D. DeBoest was posted on-line this week at FloridaRealtors®:

Florida Realtors logo“July 2, 2018 – Question: We heard there were some new laws impacting condominium associations. Would you please give us a summary of the changes we need to know about? – B.T., Port St. Lucie

“Answer: Below is a summary of new laws as of July 1, 2018, applicable to condominiums:

  1. Official records – 718.111(12)(b)/HB841. Plans, permits, warranties, declaration, articles, bylaws, rules, meeting minutes and accounting records from the inception of the association must now be kept forever. Chapter 718 previously required these documents to be kept for only 7 years. All other records must still be kept for 7 years with exception of ballots, proxies and related voting material that only needs to be kept for 1 year.
  2. Access to official records – 718.111(12)(b)/HB841. Access to official records must be made available within 10 “working” days. Formerly it was 5 working days but since the penalty did not arise until after 10 working days effectively nothing has changed. Records must still be made available within 10 “working” days.
  3. Website creation – 718.111(12)(g)1/HB841. The requirement imposed in 2017 that condominiums (excluding timeshares) must create a website and post digital copies of most of its official records on its website by July 1, 2018, has been extended to January 1, 2019. The term “association” has been replaced by the term “condominium” thereby making it clear that multi-condominium associations that manage several condominiums each with less than 150 units but cumulatively 150 or more units are now exempt from the website requirement.
  4. Website records – 718.111(12)(g)2.e and g/HB841. A list of all bids in excess of $500 received by the association for materials, equipment or services within the past year must now be posted on the website if a website is required. Additionally, the “monthly income or expense statement” must be posted.
  5. Website records failure to post – 718.111(12)(g)4/HB841. The failure to post required records on the website is not sufficient to invalidate any action or decision of the association’s board or any committee.
  6. Board and members meeting notices on website – 718.112(2)(c)1 and (d)/HB841. In addition to sending and posting notices for board and members meetings by regular mail, the board may now adopt a rule to allow the posting of such notices on the website if a website is required. The rule must also require that an e-mail be sent to all owners who have requested electronic notice with a link to the posted notice.
  7. Term limits – 718.112(2)(d)2/HB841. The 2017 law limiting a director from serving no more than four consecutive two-year terms has been changed. The law now provides that regardless of the length of the term (one year or two years) a director cannot serve more than eight consecutive years unless no other eligible candidates run or at least 2/3 of those who vote approve the person to continue serving beyond eight consecutive years. The revised language also clarifies that if the governing documents so provide, directors may be elected to serve terms of more than two years each.
  8. Electronic notice – 718.112(2)(d)6/HB841. An owner who consents to electronic notice is solely responsible for removing or bypassing filters that block receipt of e-mails. This will prevent an owner from objecting to a lack of notice if the notice is stopped by the owner’s spam filter.
  9. Recalls – 718.112(2)(j)1/HB841. A director is recalled immediately at the conclusion of the board meeting held to consider the recall if the recall is deemed “facially valid.” Under the prior 2017 change in the law which created a number of procedural ambiguities, the director was apparently recalled even if the recall agreements were clearly insufficient in number to effectuate a recall. Note that a definition of “facially valid” is not provided.
  10. Recalls attorney fees – 718.112(2)(j)6/HB841. If a recalled board member files a petition for arbitration to challenge the recall and is successful, then the arbitrator may award reasonable attorneys’ fees and costs. If the board member is unsuccessful, the arbitrator may award the other party its attorneys’ fees and costs but only if the challenge is found to have been “frivolous.”
  11. Material alterations – 718.113(2)(a)/HB841. Clarifies that any material alteration or substantial addition to the common elements that requires owner approval must be approved before the work is commenced.
  12. Electronic vehicle charging – 718.112(8) and 718.121(2)/HB841. Allows unit owners to install electronic vehicle charging stations in their limited common element parking spaces under certain conditions and subject to certain requirements. Among other things, the owner must pay to install a separate meter and pay for the electricity. Further, the owner’s insurance must also name the association as an additional insured, and if the association’s insurance premium goes up as a result of the charging station, the owner must pay the increase. Moreover, if the owner fails to pay the contractor that installs the charging equipment, the contractor cannot file a construction lien against the association.
  13. Contracts with directors – 718.3026(3) and 718.3027(2)/HB841. The 2017 change in the law allowing an association to contract with a director under certain circumstances but allowing owners to void any such contract with a vote at the next members meeting was removed from 718.3026 and relocated to 718.3027.
  14. Fines and suspension committees/Payment of fine – 718.303(3)(b)/HB841. Provides that the fining committee has three members and that the members cannot be the “spouse, parent, child, brother, sister or employee” of any director. Formerly, the condominium law did not set the number of members and only prohibited board members and persons residing with a board member from being on the committee. Oddly, the new law removes the prohibition that a member of the committee cannot be residing with a director. If the committee approves the fine it must be paid within five days of the committee meeting. The association must give written notice of the fine or suspension after the committee approves it by mail or hand delivery.

“The information provided herein is for informational purposes only and should not be construed as legal advice. The publication of this article does not create an attorney-client relationship between the reader and Goede, Adamczyk, DeBoest & Cross, PLLC or any of our attorneys. Readers should not act or refrain from acting based upon the information contained in this article without first contacting an attorney, if you have questions about any of the issues raised herein. The hiring of an attorney is a decision that should not be based solely on advertisements or this column.

“Editor’s note: Attorneys at Goede, Adamczyk, DeBoest & Cross, PLLC., respond to questions about Florida community association law. The firm represents community associations throughout Florida and focuses on condominium and homeowner association law, real estate law, litigation, estate planning and business law.

© 2018 Journal Media Group. Richard D. DeBoest II, Esq., is co-founder and shareholder of the Law firm Goede, Adamczyk, DeBoest & Cross, PLLC.”

Sanibel & Captiva Islands Multiple Listing Service Activity June 22-29, 2018

sancap GO MLS logoSanibel


3 new listings: Seashells #36 2/2 $380K, Sanibel Inn #3 2/1 $779K, Gulfside Place #123 2/2 $1.398M.

No price changes.

3 new sales: Sanibel Moorings #1611 2/2 listed at $489K, Seawind #A105 2/2.5 listed at $545K, Loggerhead Cay #483 2/2 listed at $549K.

3 closed sales: Sandpebble #4D 2/2 $420K, Sundial West #I404 1/1 $455K, Bougainvillea #B 3/3 $1.17M.


1 new listing: 4772 Tradewinds Dr 3/2.5 $819K.

15 price changes: 9248 Kincaid Ct 2/1 now $429K; 4542 Bowen Bayou Rd 3/2 now $499K; 3784 Coquina Dr 3/3 now $549,999; 1304 Sand Castle Rd 3/2 now $570K; 325 East Gulf Dr 1/1 now $575K; 396 Lake Murex Blvd 3/2 now $599K; 836 Donax St 3/2 now $599K; 5430 Osprey Ct 3/3 now $649K; 1043 Sand Castle Rd 3/2 now $749K; 5267 Ladyfinger Lake Rd 3/2 now $795K; 3941 Coquina Dr 3/2 now $929K; 3136 Twin Lakes Ln 3/2 now $945K; 478 Sea Oats Dr 3/3 now $1.145M; 500 Kinzie Island Ct 3/3 now $1.525M; 1206 Bay Dr 4/4.5 now $3.574M.

3 new sales: 1717 Atlanta Plaza Dr 2/2 listed at $440K, 3708 Coquina Dr 3/2 listed at $779K, 805 Lindgren Blvd 3/3 listed at $945K.

3 closed sales: 9471 Peaceful Dr 3/2 $432K, 9408 Moonlight Dr 3/2 $590K, 829 Pyrula Ave 3/3 $1.1001M.


1 new listing: 1292 Par View Dr $369K.

2 price changes: 4538 Bowen Bayou Rd now $239,999; 3354 Barra Cir now $379K.

2 new sales: 5723 Baltusrol Ct listed at $349K, 1036 Bayview Dr listed at $3.695M.

1 closed sale: 555 Piedmont Rd $200K.



No new listings.

1 price change: 48 Oster Ct 2/2.5 now $839K.

1 new sale: Beach Cottages #1408 2/2 listed at $1.16M.

1 closed sale: Marina Villas #610 2/2 $635K.


No new listings.

2 price changes: 48 Oster Ct 2/2.5 now $839K, 15735 Captiva Dr 4/5 now $6.795M.

No new sales.

1 closed sale: 16167 Captiva Dr 4/3 $1.465M.


Nothing to report.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

The SanibelSusan Team wishes you a wonderful holiday. Happy Birthday, America!more fireworks slip art.jpgT4thOfJulyWording

Susan Andrews, aka SanibelSusan

Mid-December on Sanibel/Captiva

SanibelSusan is reporting again that pre-Christmas and year-end events continue to keep Sanibel and Captiva Island real estate showings and sales activity to a minimum, but I was happy to make a “new sale” announcement at our local Association of Realtors® monthly breakfast meeting yesterday.

Below are more details from the meeting, a few news items, and a report of the action posted since last Friday in the Sanibel & Captiva Multiple Listing Service.

Beginning Saturday, the island is expected to fill up with holiday visitors. Though, heaviest check-ins are expected, the following week, on Christmas Eve. With the chilly weather in so much of the nation, I am sure that the islands are looking mighty fine to many right now. It’s a sunny 80 degrees here as I post this at 3:30 p.m. with weather expected to be the same right through Christmas. No need for ugly Christmas sweaters here!


Sanibel & Captiva Islands Association of Realtors®

Sanibel realtors logo2017 Professional Standards Committee – Many know that Realtors® subscribe to a Code of Ethics. We also self-govern, handling complaints from the public or colleagues regarding matters of ethics or commission arbitrations. To serve on the committees that handle these issues (thankfully few complaints are filed on Sanibel & Captiva), annual mandatory training is required. Since I will be heading the Sanibel/Captiva Association’s Ombudsman Committee again in next, I was one of 14 island Realtors® who this week completed their training for 2017. Here we are with our Florida Realtors® instructor, Anne Cockayne.

Pro Stds 12-14-16.jpg

December Monthly Membership Meeting – Dustyn Corace, 2017 President-elect, presided over the monthly meeting yesterday at the Sanibel & Captiva Islands Association of Realtors®. Guest speakers were Cara Pennetti, Owner Services Manager, and Phillip Starling, General Manager, from Sundial Beach Resort and Spa.

sundial-logoLooking to increase the number of Sundial units enrolled in their on-site rental program, Cara and Phil reminded Realtors® that the resort’s new 3-year rental agreement, now going into its second year, gives owners 55% of the income the 1st year, followed by 57% and 60% in the following years. With this agreement, owners may reserve up to 28 days for their own use between February 15 and April 30, otherwise owner time is unlimited.

Phil also spoke of the new pickleball courts being constructed at the resort (more on that below). He also said that plans and permits are in the works for a new food/beverage offering that is expected to be open in the lobby area beginning February 1. Sounded like it could be take-out, but it’s not ready to be officially announced yet – more on that in the days to come.

Before the Caravan portion of the meeting, 2017 Committee Chairs gave brief presentations on their plans for the upcoming year. Since the current chair was away, as the incoming Chair for Communications & Public Relations, I reported on the three ads that will be in upcoming publications. Developed from a member survey conducted earlier this year and titled “Realtors® Make a Difference”, these marketing pieces describe how island Realtors® help, serve, and take pride in our community.

50-50-raffleI also reported that monies from the reserve fund from our meeting 50/50 drawings are being donated to the following local charities: $500 CHR (Community Housing & Resources), $500 CROW (Care & Rehabilitation of Wildlife), $500 F.I.S.H. (Friends In Service Here), $500 Friends Who Care, $500 San-Cap Cares (Golisano Children’s Hospital), and $1,000 The Community House. Formal check presentations will be made later this month.

Earlier this year from our RPAC contributions, a $4,500 grant went to SCCF (Sanibel-Captiva Conservation Foundation) for educational boat trips. The Association is proud of its partnerships with, and support from, many local organizations.

Sundial Beach Resort & Spa Has Pickleball Coming

santiva chronicleThe “Santiva-Chronicle” reported Wednesday that “Sundial Beach Resort & Spa has announced the addition of 12 regulation pickleball courts to its lineup of resort amenities and public offerings.


“The Plexicushion system courts will provide the area with state-of-the-art tournament-grade facilities in a beautiful, lake-front setting.  Construction is underway with an anticipated early spring opening.

“Pickleball was invented in 1965 as the result of family boredom and ingenuity and has enjoyed a rapidly growing burst of popularity.  A combination of tennis, badminton and table tennis, it now claims the title of the “fastest growing sport in North America”.  Suitable for all ages and skill levels, the sport is a game of shot placement rather than strength and may be played at a leisurely pace or highly competitive tournament level.

““We’re looking forward to bringing a quality, state-of-the-art pickleball facility to Southwest Florida” said Phillip Starling, Sundial’s general manager.  “Not only will Sundial be the first area resort to offer onsite, stand-alone courts to guests, we’ll also be providing a resource for local and tournament play in our region.”

“Erica Cossairt, Director of Tennis, will oversee Sundial’s pickleball program and league play.  Lessons, round robins, and clinics for all ages will be available to both resort guests, residents and visitors. Introductory pickleball memberships will be offered to the public at $250 annually or a $5 guest fee per person per hour.

“Guests of the resort will enjoy complimentary access as part of Sundial’s activity package. In addition, the resort plans to host USA Pickleball Association Tournament play including competition for all levels and ages with its inaugural tournament planned for later in the year.  For information on memberships and pickleball please contact pickleball@sundialresort.com or phone 239-395-6037.”

Update on Sanibel Community House

community-ctr-renovationConstruction is nearing completion at the $3M reconstruction, restoration, renovation, expansion project at The Community House. It all began in May. A temporary certificate of occupancy is expected before the end of the month. If it is received, equipment could starting moving in in early January. Events are already scheduled in 2017, including the 80th Annual Sanibel Shell Festival in March. Not bad for a building that is a 90-year-old structure. More info at www.SanibelCommunityHouse.net.

Holiday Happenings

Chapel by the Sea Captiva.jpgCommunity Carol Sing – open to the public, at historic Captiva Chapel By The Sea, 11580 Chapin Lane, Sunday, Dec 18 at 6 p.m. A handful of locals and featuring Johnny Jensen on the drums are performing “Little Drummer Boy”. You-know-who is singing alto.

Santa Run – Want presents delivered? They must be taken to the main fire station at 2351 Palm Ridge Rd no later than 5 p.m. next Friday, Dec 23. Each gift must be in a bag with instructions attached. If it is going to a condo, a detailed sketch is helpful. Sponsored by the Sanibel-Captiva Kiwanis Club, delivery begins at 5:30 p.m.

Christmas Eve on Lighthouse Beach – open to the public, 5 p.m. outdoor service by Sanibel Congregational United Church of Christ with candle lighting, carol singing, & offering to benefit F.I.S.H and the Salvation Army.

2017 Investing: Turbulent Market, Lots of Opportunity

Florida Realtors logoThe below interesting, though lengthy article was posted yesterday at Florida Realtors® on line. Many have noticed that the market here came back following the election. I bet it stays hot through “season”, after that maybe some of the forecast here will apply.

“The real estate market is in for some turbulence in 2017, but it is not time for investors to hide under their beds, according to LaSalle Investment Managements latest Investment Strategy report.

“While there is a good chance there will be some real game-changers with (Donald) Trump’s election, Brexit, Italian referendum and more to come in 2017, investors should future-proof their portfolios by trying to get ahead of certain slow-moving secular trends including climate change and urbanization, said Jacques Gordon, global strategist in the real estate money managers Chicago office, in an interview.

“In the U.S., there is significant uncertainty surrounding Mr. Trump’s policies and direction, as well as the future relationship between Mr. Trump as president and the Republican-controlled Congress, the 2017 annual report, released Tuesday, noted.

“Tax cuts, infrastructure spending, deregulation and improved business sentiment – all things Mr. Trump has promoted – would benefit real estate investments, the paper stated.

“Real estate connected to infrastructure projects typically does extremely well, Mr. Gordon said. Examples include projects to convert abandoned rail lines into walkable urban spaces such as Manhattans High Line and similar projects in Atlanta, Chicago and Portland, Ore., he said.

“All of this takes infrastructure spending to get it going, Mr. Gordon said.

“However, trade wars, reduced immigration, interest rate increases and a standoff between Congress and the president on deficit spending would be negative for real estate investors.

“A trade war, for example, could hurt U.S. exports and real estate related to the technology, media and telecommunications sectors, the report noted.

“This is not a time for fear and terror, Mr. Gordon cautioned. It’s a time to pay attention and be aware of the structural changes that are coming, to be more cautious and to find places to move to offense.

“Watching trends – The four main structural, long-term trends that LaSalle tracks are demographics, technology, urbanization and environment. The latter category, new this year, covers climate change awareness, sustainability initiatives and measures to benefit the health and welfare of building users.

“Investors should keep these trends in mind as they can dramatically affect real estate holdings, the report states. This means focusing on the parts of the city where there are demographic, urbanization, technology and environmental change drivers, Mr. Gordon said.

“Tenants these days want properties that have recycling and energy conservation initiatives like saving on water, which also reduce costs, he said. Investors should also be aware of how properties in certain locations will do in climate-change conditions such as flooding. With 100-year floods happening every three years, it (climate change conditions) seems more common, he said.

“In some areas in Florida, for example, real estate investors should be aware of the costs of rising sea levels and rising tides on properties. Real estate investors can do things like making sure their backup generators are not in the basement in case of a flood, he said.

“There are investment opportunities in the U.S. One of the most attractive in 2017 will be warehouse development to take advantage of shoppers increasing preference for shopping online and subsequent moves toward faster delivery, the report states. This trend is driving demand for modern warehouses built to accommodate e-commerce in locations close to cities and traditional distribution centers, the report noted.

“LaSalle also is recommending defensive investments in premium malls, urban retail and grocery-anchored centers, which generally outperform other property types during recessions. The firm is making this recommendation even though the report acknowledges that in the future, shoppers could shift to online grocery shopping rather than buying groceries at brick-and-mortar stores.

“Looking north – “Still, LaSalle predicts rent growth will moderate in the U.S. as well as in Canada during 2017 from the high rates of 2015 and 2016. However, supply of new property should not overrun demand in North America as construction loans are harder to obtain.

“One investment opportunity in Canada stems from the globalization of Canadian pension plan portfolios, the report notes. As Canadian pension funds increase their international real estate exposure, they are selling off peripheral real estate holdings in Canada. This is creating investment opportunities in core and core-plus properties that are not typically available, the study states.

“In Europe, the coming elections in 2017 could lead to significant market volatility. The resignation of Italian Prime Minister Matteo Renzi after voters rejected a referendum to change the country’s constitution has brought anti-European Union-immigration forces to power in Italy, the paper notes. But even had the referendum passed, Italy still has problems that negatively impact real estate investors, including the undercapitalization of banks stifling credit, the report notes.

“With upcoming elections across Europe, LaSalle expects mainstream candidates to prevail over nationalist parties in Germany and France. If LaSalle executives are right, there will be moderate economic growth and inflation in 2017 and 2018, which should lead real estate investors to continue investing in income-producing properties in Europe.

“Competition for core income-producing real estate in Europe will remain intense, the study states. However, aside from a potential upside for office properties as a result of the U.K. vote to exit the European Union in June, LaSalle foresees investment opportunities in retail, including shopping centers in dominant shopping destinations in France and premium shopping centers in Sweden and Germany.

“There are also value-added opportunities in Europe. Examples are micro-apartments, apartment-hotels and student housing in Paris, Munich, Berlin, Amsterdam, Milan and Madrid.

“In Asia, Japanese pension plans have announced interest in expanding investment in real estate from less than 1 percent of an estimated 356 trillion ($3.09 trillion) combined total assets should create opportunity, the report indicated. Pension fund officials are first expected to invest in real estate in Japan and then move into core markets, sectors and properties outside the country. If Japanese pension plans increase their allocations by 2 percentage points, it would increase institutionally held real estate in Japan by 25%, the paper states.

“If you can keep your head when others are losing it, that is a good investment trait, Mr. Gordon said. Sitting still and doing nothing is the worst thing an investor can do. Then you’re letting the market push you around.

Copyright © 2016 All rights reversed for Saudi Press Agency. Provided by SyndiGate Media Inc. (Syndigate.info).

Sanibel & Captiva Multiple Listing Service Activity December 9-16, 2016

sancap GO MLS logoSanibel


5 new listings: Seawind #A108 2/2.5 $519K, Coquina Beach #2A 2/2 $619K, Sunset South #4A 2/2 $799K, Sundial West #E304 2/2 $814.5K, Pointe Santo #E37 3/2 $1.475M.

5 price changes: Coquina Beach #2C 2/2 now $599K, Sanibel Surfside #223 2/2 now $778K, Pointe Santo #B25 2/2 now $789K, Sundial East #T306 3/2 now $1.395M, Somerset #302 3/2.5 now $1.65M.

3 new sales: Sanibel Arms West #J6 2/2 listed at $495K, Cottage Colony West #136 1/1 listed at $624.9K (our listing), Sanddollar #B204 2/2 listed at $895K.

3 closed sales: Sundial West #I207 1/1 $299K, Mariner Pointe #522 2/2 $425K (our listing & sale), Loggerhead Cay #211 2/2 $575K.


8 new listings: 5297 Punta Caloosa Ct 2/3 $699K, 4694 Rue Bayou 3/3 $739K, 1334 Junonia St 3/2 $749K, 1943 Sanibel Bayou Rd 3/3 $839K, 2920 West Gulf Dr 3/2 $979K, 775 Conch Ct 3/3 $1.595M, 1083 Bird Ln 4/3 $3.595M, 4689 Rue Bell Mer 5/6.5 $7.695M.

7 price changes: 998 Fish Crow Rd 3/2 now $699K; 537 Lake Murex Cir 3/3 now $899K (our listing); 1501 Sand Castle Rd 5/3.5 now $899,999; 276 Ferry Landing Dr 3/3 now $924.9K; 732 Windlass Way 4/3.5 now $1.379M; 2939 Wulfert Rd 5/5/3 now $1.795M; 1326 Seaspray Ln 4/4.5 now $1.995M.

2 new sales: 8991 Mockingbird Dr 3/2 listed at $829K, 800 Sand Dollar Dr 3/3.5 listed at $1.695M.

1 closed sale: 1722 Serenity Ln 3/3 $500K.


2 new listings: 6095 Dinkins Lake Rd $289,555; 6159 Starling Way $689K.

2 price changes: 2462 Wulfert Rd now $219.5K, 1311 Par View Dr now $289K.

No new or closed sales.



Nothing to report.


No new listings.

3 price changes: 14980 Binder Dr 4/3 now $1,377,956; 16167 Captiva Dr 4/3 now $1.699M; 14860 Mango Ct 5/4 now $2,343,946.

3 new sales: 11536 Andy Rosse Ln 3/3 listed at $1.775M, 11519 Andy Rosse Ln 6/5 listed at $2.225M, 11400 Dickey Ln 4/6.5 listed at $8.995M.

No closed sales.


No new listings or price changes.

1 new sale: 16950 Captiva Dr listed at $2.995M.

No closed sales.

(This representation is based, in whole, or in part, on data supplied by the Sanibel & Captiva Islands Association of Realtors® or its Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or its MLS may not reflect all real estate activity in the market. The information provided represents general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.)

holiday-palm-clip-artUntil next Friday, may your days be sunny & filled with holiday fun!

Susan Andrews, aka SanibelSusan

Sanibel/Captiva Islands Real Estate Happenings, 8/1/2014

SunsetbAs July winded down, it was another fairly quiet start to the week on Sanibel and Captiva Islands. SanibelSusan finished up a busy weekend of showings with some 2nd looks on Sunday. Several of our listings received inquiries, as well as a few showings. Then today, one of our condo listings went under contract, and rumor has it that offers will be coming later today on a lot listing, and next week on another condo listing. (Sunset photo above by Jim Anderson, JMA Photography.)

The month is wrapping up as one of the best in years for rentals. Internet marketing and high marks on many social media rating sites continue to bring the island business.

Here are a couple of news items followed by the action posted in the Sanibel and Captiva Multiple Listing service this week. Quite a few closings were posted, usual for the end of a month.

“If You Like Seashells, You Should Go To Sanibel Island STAT”

ShellsThe above headline was posted on-line in “The Huffington Post” Travel section yesterday with the below article. Island rental managers and accommodation owners keep saying that their bookings this year are ahead of last year, which was already a record year. News postings like this undoubtedly contribute.

“Sure it’s almost August, but there’s still a ton of time left to plan a little R&R on the beach. Why not Sanibel Island?

“Known for being a “swanky-but-not-in-your-face-swanky barrier island,” Florida’s Sanibel Island is gorgeous and also has pretty awesome sunsets.

“The island’s beaches also happen to have more seashells than your average beach, making it the perfect place to go “shelling” (which is apparently a really big deal down there). It’s a famous spot for collecting everything from sand dollars to scallops thanks in part to its east-west orientation. There’s even a phrase — the “Sanibel Stoop” — to describe what people look like while there.

“So if you finally want to make that DIY shell necklace you saw on Pinterest — or just want to enjoy some really beautiful beaches before summer’s over — head on down!

Permit Approved for Wulfert Pointe Estates

Sanibelcityseal logoOn Tuesday, Sanibel Planning Commission granted a development permit and preliminary plat approval for Wulfert Pointe Estates, a major subdivision consisting of 34 single-family lots and dwelling units along Sanibel-Captiva and Wulfert Roads.

Previously known as Phase III of Sanibel Bayous, the 76.2-acre property is adjacent to the south end of Wulfert Road.

The Long View on Recovery

realtor logoAs presented by Lawrence Yun, NAR (National Association of Realtors®) Chief Economist in July/August “Realtor®” magazine:

“No industry is more cyclical than the housing sector. Changes in job growth and mortgage rates can have a big impact on whether home sales rise or fall. Today, after two years of solid growth, home sales appear to be hitting a soft spot. But that doesn’t necessarily mean the recovery is over.

“Compared with previous cycles, hitting a soft spot only two years into a recovery is unusual. That’s because the country’s steady population growth typically boosts demand for home sales after a downturn. We saw this in the three housing recoveries since 1970. These recoveries were multiyear phenomena of seven, five, and 14 years (the boom).

“This time, the expansion seems to be sputtering after only two years. Why? It doesn’t appear to be a lack of demand. We’ve seen a build-up of potential buyers from the creation of 2.4 million jobs over the past 12 months, as well as continuing low interest rates (4.2% as of early summer), and the pent-up demand from young adults living at home longer or doubling up with friends.

“The difference between this and previous recoveries is on the supply side. There simply isn’t enough inventory to keep the market growing. Just to keep pace with the growing U.S. population, we would need to see about 1.5 million housing starts a year, but since the downturn, we’ve seen the construction of new homes at levels well below that.

“Fortunately, we’re starting to see more homes being listed for sale. March and April inventory levels were higher this year, and home builders are increasing their activity.

“To be sure, the affordability side continues to face pressure. Home prices have been rising throughout the recovery, and credit standards remain tight. But there’s good news on both fronts. As more homes come on the market, the pressure on prices should moderate, and we expect future price gains to be in line with income growth. And we see signs lenders could dial down credit standards to more normal levels, in part because of the strong performance of mortgages originated in the last few years.

“Therefore, all in all, a multiyear housing market recovery is still in the works if we discount the modest slowdown for this year.”

America’s 132 Million Homes

Census-Bureau-LogoI love statistics and am sharing this article from the current “Realtor” Mag. Some fun facts about the 132 million homes in America, sourced to the U.S. Census Bureau’s Housing Profile:

How Old Are They?

“The median age of a home built in the United States is 40. In 1974, when those houses were built, interest rates on 30-year fixed mortgages averaged 9.1%; the median existing home price was $32,000; President Gerald R. Ford had announced a $300 million mortgage credit initiative to help alleviate the housing market recession; and the energy crisis had spurred the incorporation of energy-efficient features in new construction.

U.S. housing stock by age

  • 0-14 years old – 18 million (14%) were built in 2000 or later.
  • 15-54 years old – 33 million (25%) were built from 1980 to 1999 (14-34 years old) & 40 million (30%) were built from 1960 to 1979 (35-54 years old).
  • 55-95 years old – 21 million (8%) were built from 1940 to 1959 (55 to 74 years old), 11 million (8%) were built from 1920 to 1939 (75-94 years old) & 9 million (7% were built from 1919 or earlier (95+years old).”

Understanding and Combating the Rate Lock-in Threat

realtor logoHere’s an excerpt from an article in July 2014 “RealtorMag”. It has further info about how the housing market is evolving nationally.

“For years, a large number of home owners were prevented from moving up because of negative equity. These underwater owners were locked in to their current location thanks to rock-bottom home values.

Now that the economy is improving, those home owners may be moving into the market more freely. But some feel hemmed in for a wholly different reason: They don’t want to give up the rock-bottom interest rate they procured in recent years. This time, however, they’re being locked in by the low interest rates — as low as 3.3% in late 2012 — that they secured by buying or refinancing over the past few years. Economists worry this group will be reluctant to move now that interest rates are heading back up, exacerbating an already tight housing inventory….

“Researchers at the Institute of Housing Studies at DePaul University in Chicago say that interest rate lock-in may be more of an impediment to housing turnover than equity lock-in (those who can’t sell because they’re underwater). Their study, published in February, used the Chicago metro area as a test case to predict what rising home prices and interest rates will mean for housing turnover. The study assumed a 1% rate increase each year over a three-year period. They found that the number of households freed from equity lock-in by increasing home prices will not offset the number of home owners who are increasingly being locked in by low interest rates. At the end of the three-year period, the turnover rate in strong markets had decreased by 75%. The effect in weaker markets was slightly less extreme, but similar.

“Though Pat Hendershott, senior research fellow for the study, says the interest rate parameters they set were somewhat arbitrary, rates might actually follow a similar path in the three-year period between 2013 and 2016. National Association of REALTORS® Chief Economist Lawrence Yun predicts that interest rates will increase from current levels (around 4.2%) to nearly 5% by early next year. He says they will probably rise until they reach 6%, then stabilize there. Historically, 6% interest isn’t deadly to the economy, but Yun says that a home owner paying about half that may take rates into account when deciding whether or not to move. “Some home owners will delay moving into a new residence because of the desire to hold on to the current lower rate mortgage,” Yun says.

“John Moony, managing vice president of Guaranteed Rate, a national mortgage company based in the Chicago area, says that even a 1% increase in mortgage rates can make a big difference in a home owner’s decision-making process. He says a 1% increase in interest rates generally equates to a 10% reduction in purchasing power. In practical terms, that means a family looking to keep their mortgage payment below, say, $1,500 a month will need to lower the maximum price they can pay for a house from $300,000 to $270,000 if interest rates go up one percentage point.

What Lock-in Might Look Like

“It’s hard to know exactly how this will unfold on the national arena, but one CoreLogic executive recently estimated that up to 3.6 million home owners will be reluctant to sell this year because of rate lock-in.

Hendershott says looking back to other lock-in events can provide insight to what home owners might do in the face of interest rate lock-in. He says that historically there has been “a substantial amount of renovation of houses” as home owners seek to put off moving.

“But locked-in home owners have a variety of options other than delaying a move, according to Yun. He says some home owners might consider renting out their homes, rather than selling. Others might look into seller financing and assumable mortgages, which can keep the lower interest rates alive while still freeing up the home owner to move to a new residence.

“Donna Stadum, ABR, GRI, salesperson with AZ Horizon Realty in Casa Grande, Ariz., thinks rising rates will encourage home owners to get off the fence, at least in the short term. “Interest rates are still really competitive,” Stadum says. “They’re going to want to move quickly so that they can keep the lower interest rate.”

It’s About More Than Numbers

“The lock-in problem is real, but interest rates aren’t the only calculus people use when determining if it’s the right time to buy. “Generally speaking, they’re going to make this decision based on what’s right for them, what’s right for their family,” Moony says. “Most customers will make that decision emotionally, but they’ll use the financials to back up that decision….”

It’s Never Too Early To Think About December

Captiva Holiday VillageElise and I groaned when we saw the front page of the “Island Sun” today which posted the schedule for the Captiva Holiday Village events. We love the holidays, but it’s hard to believe that plans for December already are being promoted.

This three-weekend-long event launches the Friday after Thanksgiving with fireworks, tree lightings, holiday readings, and musical performances. Individual events are posted on the “Upcoming Events” page, click on the tab above.

Sanibel & Captiva Multiple Listing Service Activity July 26 to August 1


No new listings.

3 price changes: Sandy Bend #5 2/2 now $629K, Nutmeg Village #304 2/2 now $649.9K, Sanddollar #C101 2/2 now $880K.

4 new sales: Duggers Tropical Cottages #5 1/1 listed for $298K, Spanish Cay #A4 2/2 listed for $349K (our listing), Blind Pass #D204 3/2 listed for $399K, Sundial #D101 3/2 listed for $799K.

4 closed sales: Sundial #D408 1/1 $349K, Breakers West #A4 2/2 $445K, Sundial #O302 2/2 $635K, Gulfside Place #322 2/2 $945K.


3 new listings: 1661 Sand Castle Rd 3/2.5 half-duplex 290K, 2407 Shop Rd 2/1 $339K, 1581 San Carlos Bay Dr 3/3.5 $1.995M.

1 price change: 1203 Isabel Dr 2/3 now $1.095M.

3 new sales: 1709 Sand Pebble Way 5/3 multi-family listed for $429K, 1526 Bunting Ln 5/3 listed for $525K, 475 Sea Oats Dr 3/3 listed for $750K.

9 closed sales: 2186 Egret Cir 3/2 $417K, 621 Lake Murex Cir 2/2 $474K, 917 Pepper Tree Place 4/3 $750K, 1284 Par View Dr 2/2 $610K, 1063 S Yachtsman Dr 3/2 $625K, 925 Lindgren Blvd 3/2 $689.9K, 2538 Blind Pass Ct 3/2 $785K, 6010 White Heron Ln 3/2.5 $930K, 1066 Bailey Rd 3/3 $970K.


No new listings, price changes, or new sales.

1 closed sale: 5407 Osprey Ct $435K.



No new listings or price changes.

1 new sale: Lands End Village #1667 2/2 listed for $1.025M.

No closed sales.


No new listings, price changes, or new sales.

1 closed sale: 11532 Captiva Dr 2/2 $1.2M


Nothing to report.

This representation is based, in whole, or in part, on data supplied by the Sanibel & Captiva Islands Association of Realtors® or its Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.

Until next Friday, here’s another Sanibel sunset photo, this one from my Swiss friends, Doris & Hans.

Susan Andrews, aka SanibelSusan


What’s Happening for Thanksgiving (& with Real Estate) on Sanibel & Captiva Islands

Island Weather at Its Finest

Photo by our BIG ARTS Chorus accompanist Ellen Witten on her way to practice 11-13-2012

After a brief sampling of cool weather last week, the islands have been back to basking in sunshine and 77-82 degree temperatures every day this week. It still gets down to mid 50’s-low 60’s at night – or what we islanders often refer to as perfect weather. It is a little disconcerting to see Christmas decorations going up pre-Thanksgiving here in Sanibel Square, but fun to again remember that holiday festivities are just around the corner.

Top 10 Cities for Best Air Quality

In addition to great weather, Southwest Florida is known for its clean air. Here’s an article posted on-line yesterday by “Daily Real Estate News”:

            “In some cities, you can breathe a little easier. The maker of Honeywell air purifiers recently ranked the top cities with the best air quality, based on pollen counts, ozone concentrations, public smoking laws, green initiatives, and other factors. Here are the top 10 cities with the cleanest air: 

1. Palm Bay-Melbourne-Titusville, FL 

2. Cape Coral-Fort Myers, FL

3. North Port-Bradenton-Sarasota, FL

4. Honolulu, HI

5. Tucson, AZ

6. Colorado Springs, CO

7. Albuquerque, NM

8. Seattle-Tacoma-Bellevue, WA

9. Charleston-North Charleston-Summerville, SC

10. Lakeland-Winter Haven, FL”

Source: “25 Regions With the Best Air Quality: Metros Where You Can Breathe Easy,” AOL Real Estate (Nov 13, 2012)

Upcoming Sanibel and Captiva Holiday Events

Thanksgiving Celebration is Sunday, Nov 18, at 6:45 p.m. at the Sanibel Community House. This annual event for the whole family is always full of great camaraderie and music. SanibelSusan will be singing with the BIG ARTS Chorus. A new children’s chorus also is expected to perform. The event is non-denominational and admission is free with non-perishable food or monetary donations to FISH (Friends in Service Here).

Sanibel Masters Art Festival is just after Thanksgiving on both Friday and Saturday, Nov 23 and 24, 9 a.m. to 5 p.m., on the grounds of the Sanibel Community House. On Saturday on the east steps, BIG ARTS Chorus will perform two previews of their holiday concert at 10:15 and 11 a.m.

The Captiva for the Holidays month-long celebration begins with Sunset Arias on the beach, Saturday, Nov 24, 5 to 6:30 p.m., in front of “Tween Waters Inn.

On Friday, Nov 30, Captiva for the Holidays continues with a Mullet March at 4:30 p.m. (starting at Jensen’s), followed by a 5-piece band Joyous Jam beginning at 5:30 p.m. at Keylime Bistro and Fire Dancing at 6 p.m., also on Andy Rosse Lane.

5K Jingle Bell Walk for a Good Claus – The Sanibel-Captiva Optimist Club invites families, friends, and leashed pets to join in a walk/run on Bowman’s Beach on Saturday, Dec 1, between 8 and 9 a.m., to benefit local children. Pre-register at www.sancapoptimist.org or at the beach starting at 7:30 a.m. Parking, T-shirts, water, and refreshments are free for participants. Registration donations are $20/person while kids (10 and under) and pets are free. Following the walk, the City of Sanibel Recreation Center will hold a free Block Party from 11 a.m. to 1 p.m. to celebrate their 5th anniversary.

Captiva for the Holidays events include a Junkanoo Parade on Saturday, Dec 1, starting on Andy Rosse Lane at 3 p.m., followed by a Lighted Boat Parade at 6 p.m. on Roosevelt Channel.

Volunteers Needed for Christmas Bird Count

San-Cap Audubon will conduct its annual Christmas Bird Count on Saturday, Dec 15. The results of this local count will go to the National Audubon Society for inclusion in the 113th National Christmas Bird Count. More than 50,000 state-wide observers participate in this census event each year. Birding skills are desirable, but not necessary. Call 239-395-3804 for more info.

Where Do Home Shoppers Look the Most on the Web?

“Daily Real Estates News” on-line posted the following article yesterday, which I annotated with where SanibelSusan listings are posted.

            “Today’s consumer is no stranger to using the Internet when home shopping. In fact, most buyers find the house they eventually buy first by searching on the Internet, according to buyer surveys. So where do they turn most frequently for their information? Their local multiple-listing service Web site is the top place home buyers look for homes, according to the National Association of REALTORS® 2012 survey of home buyers and sellers.

            “The following are the most popular Web sites used in a home search, according to the survey:

Source: “MLS Most Used Internet Resource for Homebuyers,” Inman News (Nov 14, 2012)

Continued Housing Growth Seen, But Inflation Looms

The National Association of Realtors® (NAR) Chief Economist Lawrence Yun provided a peek at the economic future of residential real estate at the REALTORS® Conference & Expo in Orlando last week. Here are a few points from his presentation as posted by REALTOR®Mag on line:

            “Home sales volume and prices are poised to keep improving over the next two years, outpacing growth in the broader economy, but look for moderate inflation to appear starting in 2015, making it harder for today’s renters to become home owners, NAR Chief Economist Lawrence Yun told thousands of REALTORS® last Friday in a residential economic update at the REALTORS® Conference & Expo in Orlando.

            “Yun is forecasting 4.64 million home sales this year, 5.05 million next year, and 5.3 million in 2014. Home price appreciation will see a similar positive upward trend, with the median existing-home price reaching $176,000 at the end of this year, $185,000 next year, and $195,000 in 2014. By 2015, the national median home price is expected to have risen by 15% from today’s level.

            “Contributing to the growth are the slowly improving economy, job creation, and an increase in household formation after a hiatus during the downturn, Yun said. Rising rental rates are also contributing, as renters who are able to get financing in today’s tight credit market find it makes more financial sense to buy while home prices remain relatively affordable. 

            “But inflation could pose a problem starting two years down the road, Yun said. Although inflation has remained tame today—at about 2% per year—starting in 2015 it could jump to between 4 and 6% a year. That will be a short-term boon to home owners, as they enjoy an increase in price appreciation, but that would make home ownership harder for the growing number of renters today who aspire to buy. Not only would prices rise, but mortgage rates would go up as well.

            “The continuing federal deficit is a reason inflation could jump in the future. But another cause might be the Federal Reserve buying mortgage-backed securities to help keep rates low. At some point soon, the Fed will have to start unwinding its position. When it does, interest rates and inflation will rise. Rental rates are expected to keep heading up as well, and that’s the biggest part of the Consumer Price Index. 

            “Yun and Mark Vitner, managing director and senior economist for Wells Fargo Securities, who also spoke at the forum, said Congress will have to start addressing the federal deficit soon, starting with an agreement to avoid the ‘fiscal cliff” the country faces at the end of this year as hundreds of billions in tax cuts expire. Both Yun and Vitner expect Congress to take short-term action to avoid that, but the pressure will be on to take long-term action after that. As a result, although housing is expected to keep improving, this big question mark will hang over the real estate market and the broader economy over the next few years.”

Cautious Optimism in Global Real Estate

“Daily Real Estate News” on Monday reported on another speaker at the REALTORS® Conference in Orlando:

            ““I’ll try not to be too gloomy, and I’ll try to find some silver lining,” said Adrian Cooper, CEO of Oxford Economics and one of the world’s leading financial minds. During the Global Forum Friday afternoon at the 2012 REALTORS® Conference & Expo, Cooper outlined his projections for the global economy and the implications for real estate. While the global economy is still on what Cooper called “a roller coaster ride with no sign of let up,” the economic data for the U.S. shows a “bright future within reach.” Through 2014 and beyond, Cooper expects GDP growth to accelerate more than 3% annually, in part due to Federal Reserve measures like low interest rates that help increase supply and bring unemployment down. However, low rates and the deleveraging of bank debt have yet to significantly drive the U.S. economy forward. Cooper also pointed to America’s recent energy boom as being “a real game changer” in terms of U.S. competitiveness in the global marketplace.

            “The main takeaway from Cooper’s hour-long lecture was that as long as the Eurozone remains intact, positive economic growth in both the United States and emerging markets should underpin an improved outlook for real estate, and in particular, for housing prices. Should the European Union collapse, however, the prospects for housing prices would be significantly lower. “You know there could be no greater early warning sign of impending break-up of the European union than the Nobel Peace Prize coming our way,” Cooper quipped.

            “Eurozone troubles aside, these positive prospects have led to improvements in consumer confidence and spending. As life springs back into the collective budgets of American households, housing prices in many areas are moving back up. Consequently, home sales, housing starts, and new-construction permits are projected to increase through 2013, Cooper said. In light of these gains, Cooper remains hopeful but cautious. “We’re not expecting the housing market to suddenly start booming, but there is no longer a break in recovery,” he said.”

Sanibel & Captiva Islands Association of Realtors® Weekly Caravan Meeting & Real Estate Scoop

Good turn-out at our local Realtors® Caravan meeting yesterday. Several new listings were announced, but few sales.

Compass Point gulf-front walkway

Our Compass Point listing was deep cleaned earlier in the week in preparation for seasonal rentals, so we held it open then and again today for those Realtors® who had not viewed or shown it. I was out showing a couple of times this week too.

Sanibel & Captiva Islands Multiple Listing Service Activity November 9-16

4 new listings: Duggers Tropical Cottages #6 1/1 $259K, Sanibel Arms #A5 2/1 $379K, Tarpon Beach #203 2/2 $629K, Wedgewood #303 3/3.5 $1.198M.
2 price changes: Beach Road Villas #106 2/2 now $344.9K, Sedgemoor #202 3/3.5 now $2.245M.
2 new sales: Compass Point #213 2/2 listed for $569K, Sundial #O205 2/2 listed for $659K. 
1 closed sale: Mariner Pointe #1092 2/2 $350K.

7 new listings: 4057 Coquina Dr 2/2 $286K (foreclosure), 1846 Ardsley Way 2/2 $339K, 429 Lake Murex Cir 3/2 $579.9K, 1667 Sabal Sands Rd 3/3 $599K, 1031 Sand Castle Rd 3/3 $690K, 4577 Waters Edge Ln 4/3 $3M, 1145 Bird Ln 5/5 $4.495M.
7 price changes: 5650 SanCap Rd 2/2 now $660K, 1225 Junonia St 3/2 now $799K, 2543 Tropical Way 3/2.5 now $995.9K, 836 Birdie View Pt 3/3 now $1.195M, 2429 Wulfert Rd 4/4.5 now $1.445M, 872 Limpet Dr 3/3 now $1.695M, 5035 Joewood Dr 4/4.5 now $3.595M
3 new sales: 2560 Coconut Dr 3/3 listed for $495K, 199 Daniel Dr 3/2 listed for $624.9K, 6190 Henderson Rd 3/2 listed for $1.399M.
No closed sales.

2 new listings: 1429 Albatross Rd $293K, 3351 Saint Kilda Rd $345,555.
2 price changes: 4309 Gulf Pines Dr now $305K, 659 Anchor Dr now $448.5K.
No new or closed sales.

2 new listings: Tennis Villas #3213 1/1 $370K, Marina Villas #701 2/2 $549K.
No price changes or new sales.
2 closed sales: Gulf Beach Villas #2116 1/1 $380K, Lands End Village #1606 3/3 $1.8M.

1 new listing: 16910 Captiva Dr 4/4 $4.85M.
No price changes, new or closed sales.

Nothing to report.

This representation is based in whole or in part on data supplied by the Sanibel & Captiva Islands Association of Realtors or its Multiple Listing Service.  Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.  If your property currently is listed with another broker, this is not intended as a solicitation of that listing.

Thanksgiving Wishes from all of us to all of you.

“Gratitude makes sense of our past, brings peace for today, & creates a vision for tomorrow.”

The SanibelSusan Team (Susan, Dave, Lisa, & Elise)