Another Beautiful Day in the Neighborhood

Another Friday already is here, seems like the weeks are flying by. It has been one with chilly weather – night temperatures sometimes into the 40’s (degrees F) and rarely out of the 60’s during the day. As we hear of folks up north struggling with snow and frigid weather, we are thankful that even when island temperatures are low, our daytime skies remain sunny and bright. Makes me smile whenever the sky is blue! For locals, it also is a nice change to wear long sleeves, sweaters, and jackets. Bike paths, of course, still are full of riders and joggers in shorts and tee-shirts, and visitors making the most of their tropical vacations.

I took a ride out to South Seas Resort on Captiva this afternoon. Temperature had reached 70 degrees when I left Sanibel about 1 p.m. There didn’t seem to be a lot of visitors at the resort, but the ones I did see were enjoying the day. Redfish Pass was busy with boats and fishermen with clear skies and gulf/bay waters a vivid Caribbean blue. With my sunroof open, I heard birds chirping & kiddos giggling. By the time, I turned around, heading back to my Sanibel office, the temperature was up to 74 degrees F. Gotta love winter on a tropical island in SW Florida.

The weekly reports of the activity posted in the Sanibel & Captiva Islands Multiple Listing Service follows a couple of news items below.

It’s a Sellers’ Market

With only a month on the books, the Sanibel/Captiva real estate market started with a bang. As inventory disappears, Realtor® colleagues, like us, are worried about what we will sell once inventory is gone. We are out beating the bushes looking for listings. If someone you know is thinking of selling, please refer them to The SanibelSusan Team.

Below is a snapshot of the islands’ statistics today (2/5/2021 from the Sanibel & Captiva Islands MLS), followed by a rundown of inventory of most popular property types. Due to the pandemic, those are mostly residential.



# Avg Price $ DOM # Avg Price $ DOM # Avg Price $ DOM
Available 78 816,674 172 64 2,398,092 156 39 814,427 461
Under contract 45 805,193 140 58 1,091,601 165 21 751,926 443
Sold 2021 to-date 16 654,931 170 30 1,667,923 122 6 647,333 581
Sold 2020 192 733,876 174 288 951,487 162 23 606,233 393
Sold 2019 127 694,392 152 211 949,790 166 15 372,200 684




# Avg Price $ DOM # Avg Price $ DOM # Avg Price $ DOM
Available   16 1,776,906 247   28 3,508,035 252   3 5,131,666 458
Under contract 11 770,772 253 10 4,700,599 205 0 N/A N/A
Sold 2021 to-date 4 1,446,250 47 6 2,432,950 334 0 N/A N/A
Sold 2020 47 821,713 134 27 2,923,148 315 4 2,537,500 248
Sold 2019 29 1,037,077 315 17 2,727,503 300 1 1,375,000 0

Homes on gulf: 15 for sale, seven on Captiva, eight on Sanibel. In last six months, ten sold (five on each island), average sale price $4,340,433.

Homes on bay: 10 for sale, five on each island. In last six months, six sold (two on Captiva, four on Sanibel), average sale price $3,328,750.

Homes with docks:        35 for sale, nine on Captiva, 26 on Sanibel. In last six months, 42 sold (seven on Captiva, 35 on Sanibel), average sale price $1,540,898.

Homes near-beach:       34 sale, 14 on Captiva, 20 on Sanibel. In last six months, 80 sold (eight on Captiva, 72 on Sanibel), average sale price $913,146.

Residential condos:       17 for sale, eight on Captiva, nine on Sanibel. In last six months, 26 sold (two on Captiva, 24 on Sanibel), average sale price $1,286,874.

Sanibel – COVID-19

The City declared State of Emergency, issued in response to COVID-19, has been extended by Mayor Mick Denham until February 9, 2021, unless further extended. Per State Statute, the maximum duration for a Mayoral Declaration of Emergency is seven (7) days and thus must be updated weekly as long as the emergency conditions are present.

Additionally, the City of Sanibel face covering mandate is reaffirmed to be consistent with the Governor’s Order 20-244 and shall remain in force and effect through the duration of the 7-day state of local emergency. Social distancing encouraged and group gatherings are to be avoided.

From Florida Department of Health, Sanibel’s total accumulative number of COVID-19 cases since March 26 through February 2 is 210 cases. This is the number of cases for zip code residents. It does not include Captiva and the many workers and visitors that come and go. MORE THAN HALF OF THESE CASES WERE IN THE LAST TWO MONTHS. January was the highest with 69 cases. December had 50. PLEASE CONTINUE TO STAY VIGILANT.

Flood Insurance – When to Assume

Good article in today’s “Island Sun” by Angela Larson Roehl, with Rosier Insurance on Sanibel (

“The National Flood Insurance Program currently allows its flood policies to be assumed by new property owners if the current owner grants permission. The reason for a buyer to assume a seller’s flood insurance policy is to retain the current rated flood zone and void being rated from a higher rated flood zone. However, a buyer may choose to assume a flood policy in order to avoid the mandatory 30-day wait for flood insurance if there is not a lender requirement.

“The other reason a buyer may want to assume a flood policy is to avoid having a new flood elevation certificate done on the property should a flood elevation certificate not be available for a new flood policy to be rated.

“If a seller allows their flood insurance to be assumed, then they understand that any unearned premium they would have received via a refund will be paid to them by the buyer. Usually, the title company handling the closing will arrange the collection from the buyer.

“The flood policy being assumed keeps the original effective and expiration date.”

“Ding” Darling Starts Free Seasonal Tours

This week’s ““Ding” on the Wing” by the “Ding” Darling National Wildlife Refuge Society says “The Refuge has received the greenlight on offering socially distanced tours of 10 people or less. There’s no set schedule, so monitor the Eventbrite page to see what staff and volunteers are currently offering and to sign up for tours such as Birding the Refuge car caravan tour, Bailey Tract Tour, Bike Tour, and Beach Walk. Please bring your own binoculars and scopes. The next tour is a Beach Walk at Perry Tract/Gulfside City Park on Sunday, February 7, starting at 9 a.m.

Come on Down! Florida Attracts Retirees & Many More

This article was posted on-line Wed on FloridaRealtors®: By Erica Plemmons, economist & Director of Housing Statistics

“ORLANDO, Fla. – Americans from the Northeast and Midwest continued to go south and west in 2020, excluding an exodus from California where residents moved to less expensive neighboring states. Typically, Florida advertises its warmer climate, lack of state income tax and job opportunities. But other Southern states have some, if not all, of those qualities too.

“So, what draws movers to the Sunshine State? The United Van Lines 2020 Movers Study allows us to analyze who relocated to Florida, their reason for moving, and how Florida’s appeal compares to its peers. From an income standpoint, the study finds over two-thirds of movers to Florida answered that they earn over $100,000 per year, with 41.5% earning more than $150,000. Southern states (Georgia, North Carolina, South Carolina, Tennessee, Alabama and Texas) show a similar trend.

“Likewise, outbound movers tend to indicate higher incomes. This finding likely comes from selection bias. Think about it: Not all relocators can afford to use moving services, or maybe they prefer to do-it-themselves. With that in mind, we can’t reliably infer flocks of wealth are entering or leaving states based on the income breakouts provided in the study.

“Of movers to Florida, 39% indicate retirement as their reason for moving. The state is the second highest for retirement (as a percentage) following Delaware, and South Carolina attracts a similar percentage of retirees to its state. But the other southern states diverge, with the main appeal of Texas, Tennessee and Georgia being job opportunities. North Carolina and Alabama fall somewhere in between; more people indicate relocating for a job, but a share is also moving for retirement.

“In the United Van Lines moving analysis, most movement between states is tied to jobs. But since retirees account for many of the moves, just 23% of new Floridians cite “a job” as their reason for coming to the Sunshine State, though that doesn’t mean Florida lacks employment opportunities. Texas surpassed Florida in both percentage and volume of inbound shipments from jobs in 2020. The rest of its southern peers have a larger percent of movement from jobs, yet only North Carolina and Georgia have a similar volume, with Tennessee trailing slightly.

“Florida also attracts people for lifestyle (21%) and family (17%). The age range of movers reflects what we would expect based on the reasons for changing location. Nearly 70% of those relocating to Florida are older than 55; 37% are 65 or older.

“The highest proportion of retirees moving out is from the northeastern states, like New Jersey, Connecticut, Maine and New York, as well as some Midwest areas.

“Allied Van Lines gives a peek at its migration trends between cities. These relocation trends aren’t limited to retirees. Coming into Florida, there’s movement from New York City, Washington, D.C., Chicago, Philadelphia and Atlanta….”

Sanibel & Captiva Islands Multiple Listing Service Activity January 29-February 5, 2021



4 new listings: Sundial #J102 1/1 $499K, Loggerhead Cay #223 2/2 $594.5K, Lighthouse Point #221 2/2 $719K, Loggerhead Cay #523 2/2 $945K.

5 price changes: Sandalfoot #3C1 2/2 now $639.9K; Sunset South #10C 2/2 now $710K; Island Beach Club #210A 2/2 now $739K; Sanibel Arms West #D2 2/2 now $924,999; Pointe Santo #C3 3/2 now $1,099,999.

12 new sales: Spanish Cay #F2 1/1 listed at $325K, Casa Blanca #8 2/1 listed at $349K, Sundial #G406 1/1 listed at $519K, Mariner Pointe #732 2/2 listed at $559K, Sandpebble #2B 2/2 listed at $575K, Heron at The Sanctuary #2B 3/3.5 listed at $749.9K, Sandpiper Beach #303 2/2 listed at $825K, Kings Crown #104 2/2 listed at $999K (our listing), Sundial #P402 2/2 listed at $1.189M, Island Beach Club #230D 2/2 listed at $1.335M, Island Beach Club #220D 2/2 listed at $1.34M, Kings Crown #302 2/2 listed at $1.499M.

1 closed sale: Sanibel Surfside #124 2/2 $970K.


5 new listings: 1657 Sabal Sands Rd 3/2 $805K, 3570 Bunny Ln 3/3 $869K, 1312 Sand Castle Rd 3/2 $979K, 542 N. Yachtsman Dr 3/2 $1.229M, 9445 Beverly Ln 4/3 $1.495M.

6 price changes: 9254 Kincaid Ct 2/2 now $491.5K, 2441 Shop Rd 4/3.5 now $954K, 3910 Coquina Dr 6/4 now $1.75M, 775 Conch Ct 4/3 now $1.895M, 1680 Hibiscus Dr 3/3.5 now $1.975M, 6111 Sanibel-Captiva Rd 5/4/3 now $18.395M.

11 new sales: 9254 Kincaid Ct 2/2 listed at $491.5K, 3040 West Gulf Dr 3/2 listed at $679K, 223 Southwinds Dr 3/2 listed at $719K, 1430 Sanderling Cir 4/3.5 listed at $799K, 4202 Old Banyan Way 3/2 listed at $899.5K, 2313 Wulfert Rd 4/3 listed at $1.099M, 709 Pyrula Ave 3/3 listed at $1.125M, 3019 Poinciana Cir 5/3.5 listed at $1.195M, 1133 Buttonwood Ln 3/2.5 listed at $1.395M, 2479 Harbour Ln 4/3 listed at $1.795M, 4166 Dingman Dr 4/4 listed at $2.2M.

7 closed sales: 660 Oliva St 3/3 $805K; 5835 Pine Tree Dr 3/2 $834.5K; 1743 Venus Dr 4/3.5 $1.556M; 5771 Baltusrol Ct 3/4 $1,700,197; 5391 Shearwater Dr 3/3.5 $1.725M; 677 Anchor Dr 5/5.5 $1.895M; 1069 Bird Ln 4/3.5 $4.25M.


1 new listing: 2310 Wulfert Rd $299K.

No price changes.

5 new sales: 2515 Wulfert Rd listed at $239.5K, 1313 Par View Dr listed at $324.9K, 2933 Wulfert Rd listed at $349K, 1292 Par View Dr listed at $349.9K, 1837 Buckthorn Ln listed at $499K.

2 closed sales: 2307 Wulfert Rd $160K, 2319 Wulfert Rd $160K.



No new listings or price changes.

3 new sales: Bayside Villas #4116 1/2 listed at $380K, Bayside Villas #4124 1/2 listed at $410K, Lands End #1637 2/2 listed at $1.495M.

2 closed sales: Tennis Villas #3125 1/1 $345K, Beach Homes #2 3/2 $1.7M.


1 new listing: 11541 Laika Ln 4/4 $2.15M.

No price changes or new sales.

2 closed sales: 11431 Dickey Ln 3/2 $1.111M, 1119 Schefflera Ct 4/3.5 $5.8M.


Nothing to report.


This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Below is our ad from today’s “Island Sun”. First another photo taken today of a peek at the marina at South Seas Resort. It’s a beautiful day in the neighborhood!

Until next Friday, Susan Andrews, aka SanibelSusan

Stay Safe… It’s a Full Moon, Turn-Back-Clocks, Booo-tiful, Halloween, Pre-Election, Pandemic Weekend!

It has been a week of nice weather on sunny Sanibel with a little extra breeze midweek as Hurricane Zeta churned out in the gulf. The forecast says early next week, we may experience daytime temperature highs only in the 70’s, nights in the 60’s, for the first time in many months. That usually is a good indication that the rainy season is wrapping up. Hooray!

Here at SanibelSusan Realty, teammate Dave and I both have been working offers. Those can become challenging when buyers leave the islands or when there are national and international events causing distractions. There certainly have been enough of those this year.

Daytime traffic on Periwinkle again has picked up as more snowbirds return. The activity since last Friday posted in the Sanibel & Captiva Multiple Listing Service follows a couple of news items below.

The ink is barely dry on our new listing on Olga Avenue which was professionally photographed this morning. Watch for those photos next week.

Openings & Re-Opening

Nature Store2 is expected to have its grand opening November 20 in Sanibel Square, so we will have a new neighbor. Launched by the “Ding” Darling Wildlife Society Friends, this new off-campus store will feature a monitor streaming images of the wildlife, scenery, and activities at the refuge. It will carry many of the same popular items at their flagship store and on, but it also will be more art oriented.

The Savoury Spoon which debuted four years ago at the Sanibel Farmers Market has now opened a breakfast, brunch, smoothie, sandwich, lunch spot in the Bailey Shopping Center, hours are 9 a.m. to 3 p.m., phone 239-312-8132

T2 Restaurant at The Village Shops has re-opened & serving food and drinks all day, Tuesday – Saturday from 11:00 a.m. to 8:00 p.m.

Their nearby shop also is open Tuesday – Saturday 11:00 a.m. – 5 p.m.

City of Sanibel – Emergency Declaration, COVID-19

Again, this week, Sanibel’s Mayor extended the declared state of emergency due to COVID-19 until November 3, 2020, unless further extended. (Per State Statute, the maximum duration for a Mayoral Declaration of Emergency is seven days and thus must be updated weekly as the emergency exists.) Additionally, the City face covering mandate was reaffirmed and remains in effect through the period.

Per the Florida Department of Health, Sanibel’s total accumulative number of COVID-19 cases since March 26 is 60. (No increase since last week. Please stay vigilant – continue social distancing, hand washing, mask wearing, and avoid group gatherings.)

Best Places (Metro Area) to Retire?

13 of the ‘Top 25’ Are in Florida

Posted on FloridaRealtors® on October 14, 2020, by Kerry Smith:

“U.S. News & World Report’s latest ranking of top retirement communities could have almost said, “Pick any town in Fla.” Seven Fla. metros are in the top 10: Sarasota (No. 1), Fort Myers (2), Port St. Lucie (3), Naples (4), Ocala (6), Miami (9) and Melbourne (10).

“WASHINGTON – U.S. News & World Report unveiled its 2020-2021 Best Places to Live and Best Places to Retire in the United States. The new lists evaluate the country’s 150 most populous metropolitan areas based on affordability, job prospects and desirability.

“In the “Best Places to Retire” category, Florida metro areas stood out with seven out of the top 10 slots and 13 of the top 25 slots.

““After a prolonged period of staying at home, people are taking a critical look at where they live, and many are looking to find a place they can feel happier, afford more or pursue new opportunities,” says Devon Thorsby, real estate editor at U.S. News. “The Best Places rankings can help people examine the details they consider important in a larger community.”

“This year, U.S. News increased the number of metropolitan areas evaluated for both sets of rankings from 125 to 150, to provide a broader and more accurate reflection of where Americans can live and retire.

“Best places to retire

“U.S. News & World Report’s announcement of top retirement destinations says it’s “dominated by Florida metro areas, largely due to affordable homes, low taxes and high ratings for happiness and desirability.”

“An increase in Desirability and Job Market scores lifted Sarasota from No. 2 last year to No. 1 this year – but it overtook another Florida city, Fort Myers, which became No. 2. And while Port. St. Lucie’s Housing Affordability score decreased slightly, increases in Desirability, Job Market and Health Care scores helped it jump two places to No. 3.

“Miami also saw a decrease in Housing Affordability, but it broke into the top 10 this year, jumping five places to No. 9 thanks to Desirability and Job Market score increases.

“The top 25 places to retire also includes three Texas communities, and two places each in Michigan, North Carolina and Tennessee.

““Moving to a new place for retirement can reduce your cost of living and improve your quality of life,” says Emily Brandon, U.S. News senior editor for retirement. “The Best Places to Retire includes information about housing costs, access to quality hospitals and the strength of the job market, which can help you find a retirement spot that will meet your needs.”

“The 2020-2021 Best Places to Retire were determined based on a methodology that factored in happiness, housing affordability, health care quality, retiree taxes, desirability and job market ratings. These measures were weighted based on a public survey of individuals across the U.S. who are nearing retirement age (ages 45-59) and those who are of retirement age (60 or older) to find out what matters most when considering where to retire.

“Data sources include the U.S. Census Bureau and the Bureau of Labor Statistics, as well as U.S. News rankings of the Best Hospitals.

“2020-2021 Best Places to Retire – Top 25

  1. Sarasota
  2. Fort Myers
  3. Port St. Lucie
  4. Naples
  5. Lancaster, Pa.
  6. Ocala
  7. Ann Arbor, Mich.
  8. Asheville, N.C.
  9. Miami
  10. Melbourne
  11. Myrtle Beach, S.C.
  12. Nashville, Tenn.
  13. Jacksonville
  14. Manchester, N.H.
  15. Daytona Beach
  16. Orlando
  17. Dallas-Fort Worth, Texas
  18. Lakeland
  19. Chattanooga, Tenn.
  20. Tampa
  21. Grand Rapids, Mich.
  22. Houston, Texas
  23. Charlotte, N.C.
  24. San Antonio, Texas
  25. Pensacola

“U.S. News & World Report is a global leader in quality rankings that empower people to make better, more informed decisions about important issues affecting their lives. © 2020 Florida Realtors®”

Taste of the Islands Reimagined

CROW’s (The Clinic for the Rehabilitation of Wildlife) 39th Annual Taste of the Islands this year is a month-long fundraiser. For $10, attendees can purchase a passport that contains a list and map of the 31 participating along with the “Taste” items being offered at each restaurant. A portion of the proceeds from those designated food and beverage items will be donated to CROW. Items may be enjoyed dining in or ordered as take-out.

The restaurants participating are participating for the whole month of November, so the timing of your purchase is flexible. With each visit, the restaurant will stamp or punch your passport. With passport holders eligible to vote for their favorite eatery to win the coveted “People’s Choice Award.” Additional awards will be judged for “Best Appetizer”, “Best Seafood”, “Best Meat”, “Best Vegetarian”, “Best Dessert”, “Taste of the Taste”, and a new one, “Best Drink”.

Passport holders also will be eligible for prize drawings with ballot boxes set up around the islands. Passports must be turned in by December 4 at 4 p.m.

Another new element this year is a “CROW Crawl” each Sunday from noon to 4 p.m. Each one focuses on restaurants in a different area of the island. These events will have CROW tent, sponsors, and giveaways. The CROW Crawls schedule is:

November 1 – Crow’s Nest, Doc Ford’s Rum Bar & Grille Captiva, The Green Flash, Lazy Flamingo (original), The Mucky Duck, Old Captiva House, & Sunset Grill.

November 8 – Great White Grill, Love Boat Ice Cream (Jerry’s Center), The Pecking Order Fried Chicken & Pies, Sanibel Deli, T2, & The Timbers Restaurant & Fish Market.

November 15 – Blue Giraffe, Island Pizza Company, Mudbugs Cajun Kitchen, Sanibel Fish House, Sweet Melissa’s Café, & Traders.

November 22 – The Clam Shack, Doc Ford’s Rum Bar & Grille Sanibel, Joey’s Custard, Normandie Seaside Café, Spoondrift Island Bowls, & Thistle Lodge Beachfront Restaurant.

November 29 – Cielo, Lazy Flamingo II, Matzaluna’s Italian Kitchen, Sanibel Fresh, Sea Breeze Café (Sundial), & Tipsy Turtle Restaurant & Bar.

Passports are for sale at CROW’s Visitor Education Center, Bank of the Islands, and Edison National Bank branches, Bailey’s General Store locations, and Huxter’s Market & Deli. They also can be purchased at any of the participating eateries or at (for pickup).

Sanibel & Captiva Islands Multiple Listing Service Activity October 23-30, 2020



3 new listings: Kimball Lodge #264 1/1.5 $570K, Kimball Lodge #302 1/1 $574K, Sundial #H203 2/2 $739K.

2 price changes: Coquina Beach #2B 2/2 now $479K, Mariner Pointe #732 2/2 now $564K.

6 new sales: Mariner Pointe #952 1/1 listed at $388,990; Spanish Cay #F4 2/2 listed at $399,999; Beach Road Villas #105 2/2 $479K, Loggerhead Cay #462 2/2 listed at $579K; Compass Point #232 2/2 listed at $599K (our listing); Sundial #O201 3/2 listed at $819K.

2 closed sales: Island Beach Club #P1A 2/2 $570K, Compass Point #222 2/2 $595K.


2 new listings: 1467 Sand Castle Rd 3/3 $789K, 1120 Olga Ave 3/2 $950K (our listing).

1120 Olga Ave

3 price changes: 1035 S.Yachtsman Dr 5/4.5 now $1.05M, 1391 Jamaica Dr 4/3 now $1.299M, 1718 Jewel Box Dr 4/4.5 now $2.749M.

11 new sales: 1403 Sandpiper Cir 3/2.5 half-duplex listed at $490K, 1603 Sand Castle Rd 3/3 half-duplex listed at $580K, 753 Nerita St 3/2 listed at $589K, 1653 Bunting Ln 3/2.5 listed at $647K, 2480 Library Way 3/2.5 listed at $649K, 280 Southwinds Dr 3/3.5 listed at $699K, 1610 Sabal Sands Rd 3/2 listed at $714.9K, 3926 Coquina Dr 3/2 listed at $769K, 1308 Tahiti Dr 3/3 listed at $949K, 1720 Dixie Beach Blvd 3/3 listed at $995K, 1152 Buttonwood Ln 3/3.5 listed at $1.695M.

8 closed sales: 9455 Beverly Ln 2/2 $503K; 690 Durion Ct 3/2 $675K; 1223 Par View Dr 3/2 $680K; 4455 Gulf Pines Dr 3/2 $706.5K; 734 Anchor Dr 3/2 $830K; 979 Whelk Dr 3/2.5 $875K; 537 Lake Murex Cir 3/3 $1,044,750; 1352 Eagle Run Dr 3/2.5 $1.095M.


2 new listings: 5398 Osprey Ct $299K, 575 Sea Oats Dr $389.9K.

1 price change: 6095 Dinkins Lake Rd now $269,555.

No new or closed sales.



2 new listings: Marina Villas #808 2/2 $779K, Lands End Village #1651 2/2 $1.265M.

1 price change: Bayside Villas #5118 1/2 now $399,999.

1 new sale: Lands End Village #1608 3/3 listed at $2.085M.

2 closed sales: Tennis Villas #3213 1/1 $350K, Lands End Village #1667 2/2 $1.02M.


No new listings, price changes, or new sales.

1 closed sale: 16531 Captiva Dr 8/8 $2.35M.


No new listings, price changes, new, or closed sales.

This representation is based in part on data supplied by the Sanibel & Captiva Islands Association of Realtors® Multiple Listing Service. Neither the association nor its MLS guarantees or is in any way responsible for its accuracy.  Data maintained by the association or its MLS may not reflect all real estate activity in the market.  The information provided represents the general real estate activity in the community and does not imply that SanibelSusan Realty Associates is participating or participated in these transactions.

Below is our ad from today’s “Island Sun”.

Enjoy your Halloween! Stay safe!

Until next Friday, Susan Andrews, aka SanibelSusan